illiquid

简明释义

英[ɪˈlɪkwɪd]美[ɪˈlɪkwɪd]

adj. （资产）不可立即兑现的；（市场）参与者少的

英英释义

单词用法

同义词

反义词

例句

1.This was pretty easy to do in an illiquid market.

这在非流动性市场上是很容易做到的。

2.Asset allocations went wildly out of balance, overweighted to illiquid partnerships as the value of equities plunged.

资产配置完全失去了平衡，随着股市的暴跌倒向了流动性不足的资产。

3.Until recently gems have been considered an illiquid asset.

直到前不久，钻石一直被认为是流动性不足的资产。

4.But many Banks are now assumed to be not only illiquid but insolvent.

但是现在许多银行被认为不仅仅是流动性差，而且是无偿付能力。

5.It might be that the manager is buying illiquid assets.

可能是来自于基金经理买入的非流动性资产。

6.However, a sound bank would not become illiquid or insolvent by such an attack.

然而，一个健全的银行不会因这种攻击而出现流动性不足或资不抵债的问题。

7.The facility may thus eventually do what TARP was meant to: relieve banks of their illiquid assets.

因此，该特定机构甚至会实现TARP的原本打算：解除银行在非流动性资产上的负担。

8.Chinese citizens' only real investment choices are property, which is illiquid, and the stock market.

中国居民仅有的现实投资选择，一是流动性很差的房地产，二是股市。

9.This mismatch between liquid debt and illiquid assets makes Banks susceptible to sudden losses of funding.

流动负债和非流动资产之间并不匹配，因此一旦出现资金链的突然紧张，银行就变得弱不禁风。

10.Investing in real estate can often lead to an illiquid 流动性差的 asset, as it may take time to sell a property.

投资房地产通常会导致一个illiquid 流动性差的资产，因为出售房产可能需要时间。

11.Some hedge funds invest in illiquid 流动性差的 securities that are not easily traded on the market.

一些对冲基金投资于illiquid 流动性差的证券，这些证券在市场上不易交易。

12.During a financial crisis, many assets become illiquid 流动性差的, making it difficult for investors to cash out.

在金融危机期间，许多资产变得illiquid 流动性差的，使投资者难以兑现。

13.Collectors of rare art often hold illiquid 流动性差的 investments that can take years to sell.

收藏稀有艺术品的人往往持有illiquid 流动性差的投资，这些投资可能需要数年才能出售。

14.Investors should be cautious when dealing with illiquid 流动性差的 markets, as they can lead to significant losses.

投资者在处理illiquid 流动性差的市场时应谨慎，因为这可能导致重大损失。

作文

In the world of finance and investment, understanding various terms is crucial for making informed decisions. One such term that often comes up in discussions about asset management is illiquid. An asset is considered illiquid when it cannot be easily sold or exchanged for cash without a significant loss in value. This characteristic can pose challenges for investors who may need to access their funds quickly. For example, real estate is typically seen as an illiquid asset because selling a property can take a considerable amount of time and effort, often requiring negotiation, inspections, and legal processes. Additionally, during economic downturns, the illiquid nature of certain assets can exacerbate financial difficulties, as their market value may decrease significantly, making it harder to sell them at a reasonable price. Investors often seek a balance between liquid and illiquid assets in their portfolios. Liquid assets, such as stocks or bonds, can be quickly converted into cash, providing flexibility and security. In contrast, illiquid assets can potentially offer higher returns over the long term but come with increased risk. For instance, private equity investments are usually illiquid, as they require a long-term commitment and cannot be sold easily. While these investments may yield substantial profits, they also carry the risk of being unable to access one's capital when needed. The concept of illiquid assets extends beyond individual investments to entire markets. Certain segments of the financial market can become illiquid during times of crisis, leading to wider implications for the economy. For example, during the 2008 financial crisis, many mortgage-backed securities became illiquid, causing a ripple effect that impacted banks, investors, and homeowners alike. The inability to sell these securities resulted in significant losses and contributed to the overall instability of the financial system. Moreover, understanding the illiquid nature of certain investments is essential for risk management. Investors must consider their risk tolerance and liquidity needs before committing to illiquid assets. For instance, someone nearing retirement may prefer to avoid illiquid investments in favor of more liquid options, ensuring they have access to their funds when needed. On the other hand, younger investors with a longer time horizon may choose to allocate a portion of their portfolio to illiquid assets, accepting the risks for the potential of higher returns. In conclusion, the term illiquid plays a significant role in the realm of finance and investing. It highlights the importance of liquidity in managing assets and making informed investment choices. While illiquid assets can offer unique opportunities, they also come with inherent risks that must be carefully evaluated. By understanding the implications of illiquid investments, individuals can better navigate the complexities of the financial landscape and make decisions that align with their financial goals.

在金融和投资的世界中，理解各种术语对做出明智的决策至关重要。其中一个常常出现在资产管理讨论中的术语是illiquid。当一种资产无法轻易出售或兑换为现金而不会显著损失价值时，这种资产被认为是illiquid的。这一特性可能给投资者带来挑战，因为他们可能需要快速获取资金。例如，房地产通常被视为一种illiquid资产，因为出售房产可能需要相当多的时间和精力，通常需要谈判、检查和法律程序。此外，在经济低迷时期，某些资产的illiquid特性可能会加剧财务困难，因为它们的市场价值可能会显著下降，使得以合理价格出售它们变得更加困难。 投资者通常在其投资组合中寻求流动资产和illiquid资产之间的平衡。流动资产，例如股票或债券，可以迅速转化为现金，提供灵活性和安全性。相比之下，illiquid资产在长期内可能提供更高的回报，但也伴随更高的风险。例如，私募股权投资通常是illiquid的，因为它们需要长期承诺，并且不能轻易出售。虽然这些投资可能带来可观的利润，但它们也有无法在需要时访问资本的风险。 illiquid资产的概念不仅延伸到个别投资，还包括整个市场。在危机时期，金融市场的某些部分可能变得illiquid，这对经济产生更广泛的影响。例如，在2008年金融危机期间，许多抵押贷款支持证券变得illiquid，导致影响银行、投资者和家庭的连锁反应。这些证券无法出售，导致重大损失，并加剧了金融系统的整体不稳定。 此外，理解某些投资的illiquid特性对于风险管理至关重要。投资者必须在承诺illiquid资产之前考虑他们的风险承受能力和流动性需求。例如，接近退休的人可能更倾向于避免illiquid投资，而选择更具流动性的选项，以确保在需要时能够访问他们的资金。另一方面，拥有较长时间投资期限的年轻投资者可能选择将其投资组合的一部分分配给illiquid资产，接受风险以获得更高的潜在回报。 总之，术语illiquid在金融和投资领域发挥着重要作用。它突显了流动性在管理资产和做出明智投资选择中的重要性。虽然illiquid资产可以提供独特的机会，但它们也伴随着必须仔细评估的内在风险。通过理解illiquid投资的影响，个人可以更好地驾驭金融环境的复杂性，并做出与其财务目标一致的决策。