subrogation

简明释义

英[ˌsʌbrəˈɡeɪʃən]美[ˌsʌbrəˈɡeɪʃən]

n. 代位，取代；代位偿清，债权移转

英英释义

单词用法

同义词

反义词

例句

1.To study the insurance subrogation is the paper's goal and also has an important practical value.

对保险代位作深入研究，不仅是本文的写作初衷，也具有重要的现实意义。

2.Relevant law stipulates the important conditions of the subrogation.

相关法规规定了代位权的构成要件。

3.The right of subrogation in marine insurance for the insurer is given by law.

海上保险代位求偿权是保险人的一项法定权利。

4.Creditors subrogation system is one important civil law system in civil law countries.

债权人代位权制度是大陆法系国家一项重要的民事法律制度。

5.Right of subrogation is given to the insurer in insurance contract on property, which should be applied according to the law.

保险代位求偿权是保险人在财产保险合同中所享有的一项权利，其行使须符合法律规定的条件。

6.Subrogation is a legal right the creditor enjoys in the protection of his own rights.

代位权是债权人为了保全自己的债权而享有的一项法定权利。

7.Based on Contract law, the new law of Taxation Management has established the system of Tax Subrogation.

我国新《税收征管法》是在《合同法》的基础上，规定了税收代位权制度。

8.Part One: the Main Contents of the System of Subrogation Performance.

第一部分：代位执行制度的主要内容。

9.In this part we recall the historical evolution of subrogation system.

本部分回顾了代位权制度的历史演变。

10.After the insurance company paid for the damages, they pursued subrogation to recover costs from the party at fault.

在保险公司支付了损失后，他们追求代位求偿以从过错方追回费用。

11.The concept of subrogation allows insurers to step into the shoes of the insured to seek compensation.

代位求偿的概念允许保险公司代替被保险人寻求赔偿。

12.In a car accident case, the driver's insurance may invoke subrogation to claim from the other driver’s insurance.

在一起车祸案件中，司机的保险可能会引用代位求偿向另一位司机的保险索赔。

13.The homeowner's policy included a clause on subrogation, ensuring they could recover losses from negligent parties.

房主的保单中包含了关于代位求偿的条款，确保他们可以从疏忽方追回损失。

14.Through subrogation, the insurer can recover the money spent on claims from the responsible third party.

通过代位求偿，保险公司可以从负责的第三方追回所花费的索赔款项。

作文

Subrogation is a legal concept that plays a crucial role in the insurance industry and other areas of law. It refers to the process by which one party assumes the rights of another party, particularly in the context of recovering losses or damages. In simpler terms, when an insurance company pays a claim to its insured, it may have the right to 'step into the shoes' of the insured and pursue recovery from the party responsible for the loss. This mechanism not only helps insurance companies recoup their expenses but also ensures that the responsible party ultimately bears the financial burden of the damages. To illustrate the concept of subrogation (代位求偿), consider a scenario where a person named John is involved in a car accident caused by another driver, Sarah. John's car sustains significant damage, and he files a claim with his insurance company, which promptly compensates him for the repair costs. However, since Sarah was at fault for the accident, John's insurance company has the right to seek reimbursement from Sarah or her insurance provider. This action is known as subrogation (代位求偿), as the insurance company is stepping into John's position to recover the amount it paid out. The principle of subrogation (代位求偿) not only serves to protect the interests of the insurer but also promotes fairness in the compensation process. Without subrogation (代位求偿), the responsible party could escape liability, leaving the victim to bear the financial consequences of another's negligence. Thus, subrogation (代位求偿) ensures that the party at fault is held accountable for their actions. In addition to its significance in personal injury and property damage cases, subrogation (代位求偿) can also be found in various other legal contexts. For instance, in the realm of healthcare, when a health insurance provider pays for medical expenses incurred due to an accident, it may pursue subrogation (代位求偿) against the party responsible for the accident to recover those costs. This practice helps keep insurance premiums in check by allowing insurers to recover some of their expenditures. However, the subrogation (代位求偿) process can sometimes lead to disputes between the insured, the insurer, and the third party involved. Insured individuals may feel frustrated if they believe their insurer is pursuing subrogation (代位求偿) too aggressively or if they are not adequately informed about the process. Therefore, clear communication between all parties is essential to ensure a smooth subrogation (代位求偿) process. In conclusion, subrogation (代位求偿) is a vital legal mechanism that allows insurance companies to recover costs after compensating their insured clients. It promotes accountability and fairness by ensuring that the party responsible for a loss ultimately pays for it. Understanding subrogation (代位求偿) is essential for both policyholders and insurers, as it impacts their rights and responsibilities in the event of a claim. As we navigate the complexities of insurance and liability, recognizing the importance of subrogation (代位求偿) will help us appreciate the broader implications of our legal and financial systems.

代位求偿是一个法律概念，在保险行业和其他法律领域中发挥着至关重要的作用。它指的是一个方假设另一个方的权利的过程，特别是在追索损失或赔偿的背景下。简单来说，当保险公司向其投保人支付索赔时，它可能有权“代替”投保人向造成损失的责任方追索。这一机制不仅帮助保险公司收回支出，还确保最终由责任方承担损害的经济负担。 为了阐明代位求偿的概念，考虑一个场景，一个名叫约翰的人因另一位司机莎拉的过错而发生车祸。约翰的车遭受了重大损坏，他向自己的保险公司提出索赔，保险公司迅速赔偿了他的修理费用。然而，由于莎拉对事故负有责任，约翰的保险公司有权向莎拉或她的保险提供者寻求赔偿。这一行为被称为代位求偿，因为保险公司正在代替约翰的位置来追回支付的金额。 代位求偿不仅保护了保险公司的利益，还促进了赔偿过程中的公平性。如果没有代位求偿，责任方可能会逃避责任，使受害者不得不承担他人过失带来的经济后果。因此，代位求偿确保了过错方对其行为负责。 除了在个人伤害和财产损害案件中的重要性外，代位求偿还可以在其他各种法律背景中找到。例如，在医疗保健领域，当健康保险提供者支付因事故产生的医疗费用时，它可能会追求代位求偿以向造成事故的责任方追回这些费用。这种做法通过允许保险公司收回部分支出，有助于保持保险费的合理。 然而，代位求偿过程有时会导致投保人、保险公司和涉及的第三方之间的争议。如果投保人认为他们的保险公司过于激进地追求代位求偿，或者如果他们没有得到充分的信息，可能会感到沮丧。因此，各方之间的清晰沟通对于确保代位求偿过程的顺利进行至关重要。 总之，代位求偿是一个重要的法律机制，使保险公司在赔偿其投保客户后能够收回成本。它通过确保最终由造成损失的责任方支付，促进了问责和公平。在索赔事件中，了解代位求偿对投保人和保险公司都是至关重要的，因为它影响他们的权利和责任。随着我们在保险和责任的复杂性中航行，认识到代位求偿的重要性将有助于我们理解法律和金融系统的更广泛影响。