suretyship

简明释义

英[ˈʃʊərɪtɪʃɪp;ˈʃɔːrətɪʃɪp]美[ˈʃʊətɪtɪʃɪp]

n. 保证人的资格；[金融] 保证人的地位

英英释义

单词用法

同义词

反义词

例句

1.Article 28 Where there are both suretyship and property security for the same claim, the surety shall be liable for the creditors claim unsecured by the property security.

第二十八条同一债权既有保证又有物的担保的，保证人对物的担保以外的债权承担保证责任。

2.The details of any suretyship or backing that may have been given by another person or legal entity.

其他个人和法人实体给予你们的任何保证人资格或援助的详细资料。

3.Suretyship contract would be null and void not only because of being null and void of the principal contract but also because of its own.

担保合同既可因自身原因而无效，亦可因主合同无效而导致无效。

4.Suretyship is a kind of guaranty, which is generally used guarantee a debt in the economic life.

保证是一种担保形式，也是经济生活中最常见的一种债的担保形式。

5.Suretyship contract would be null and void not only because of being null and void of the principal contract but also because of its own.

保证合同既可能因主合同无效而无效，亦可因自身的原因而无效。

6.After the third party has borne the suretyship, he shall have the right of recourse against the debtor.

提供担保的第三人承担担保责任后，有权向债务人追偿。

7.The interests of a surety are imbalanced in a suretyship, which is based on the credibility and property of a person to ensure the satisfaction of the creditor's right.

保证是以人的信誉和财产为基础的一种担保方式，保证人在保证关系中利益失衡。

8.The bank required a form of suretyship 保证 before granting the loan to the business.

银行在向企业发放贷款之前要求提供一种形式的suretyship 保证。

9.In real estate transactions, suretyship 担保 is often necessary to protect the interests of the parties involved.

在房地产交易中，通常需要suretyship 担保以保护相关方的利益。

10.The contractor offered a suretyship 保证 to ensure that the project would be completed on time.

承包商提供了suretyship 保证以确保项目按时完成。

11.Without a suretyship 担保, the landlord was hesitant to rent the apartment to the new tenant.

没有suretyship 担保，房东对将公寓租给新租户感到犹豫。

12.The suretyship 保证 provided by the insurance company reassured the client about the risks involved.

保险公司提供的suretyship 保证让客户对所涉及的风险感到安心。

作文

In the world of finance and legal agreements, the concept of suretyship plays a crucial role. Suretyship refers to a contractual arrangement where one party, the surety, agrees to take responsibility for the debt or obligation of another party, known as the principal. This relationship is often established to provide assurance to a third party, usually a creditor, that the obligations will be fulfilled. Understanding suretyship is essential for both individuals and businesses, as it can significantly impact financial transactions and risk management strategies. The essence of suretyship lies in its ability to enhance trust and security in various dealings. For instance, when a contractor bids for a construction project, they may be required to provide a surety bond. This bond serves as a guarantee that the contractor will complete the project according to the agreed terms. If the contractor fails to do so, the surety company will step in to compensate the project owner for any losses incurred. Thus, suretyship not only protects the interests of the project owner but also helps maintain the integrity of the contracting process. Moreover, suretyship is prevalent in many areas of business, including real estate transactions, loan agreements, and even personal guarantees. For example, when someone applies for a loan, a bank may require a guarantor to sign a suretyship agreement. This means that if the borrower defaults on the loan, the guarantor is legally obligated to repay the debt. This arrangement mitigates the lender's risk and encourages responsible borrowing practices. However, it is essential to recognize that suretyship carries inherent risks for the surety. By agreeing to back another party's obligations, the surety exposes themselves to potential financial loss. Therefore, it is crucial for sureties to conduct thorough due diligence before entering into a suretyship agreement. This includes assessing the creditworthiness of the principal and understanding the nature of the obligation being guaranteed. In addition to financial implications, suretyship also has legal ramifications. The surety is bound by the terms of the contract and can be held liable for the principal's failure to meet their obligations. This liability can extend to various forms of damages, including direct losses and consequential damages resulting from the breach. As such, parties involved in suretyship agreements must clearly outline the terms and conditions to avoid misunderstandings and disputes. In conclusion, suretyship is a vital concept in the realm of finance and law, providing a safety net for creditors while allowing principals to secure necessary resources. Its importance cannot be overstated, as it fosters trust and accountability in various transactions. As individuals and businesses navigate the complexities of financial obligations, a solid understanding of suretyship can lead to better decision-making and risk management. Whether you are a contractor seeking a project, a borrower looking for a loan, or a guarantor considering a suretyship agreement, recognizing the implications of this contractual arrangement is essential for success in today’s economic landscape.

在金融和法律协议的世界中，保证金的概念发挥着至关重要的作用。保证金是指一种合同安排，其中一方，即保证人，同意对另一方（称为主债务人）的债务或义务负责。这种关系通常建立在为第三方（通常是债权人）提供保证的基础上，以确保义务将得到履行。理解保证金对个人和企业都至关重要，因为它可能会显著影响财务交易和风险管理策略。 保证金的本质在于其增强各种交易中的信任和安全感。例如，当承包商投标一个建设项目时，他们可能需要提供一份保证金。这份保证金作为保证承包商将根据约定条款完成项目的担保。如果承包商未能做到这一点，保证公司将介入，向项目所有者赔偿所遭受的损失。因此，保证金不仅保护了项目所有者的利益，还帮助维护了承包过程的完整性。 此外，保证金在许多商业领域普遍存在，包括房地产交易、贷款协议甚至个人担保。例如，当某人申请贷款时，银行可能要求担保人签署一份保证金协议。这意味着如果借款人违约，担保人有法律义务偿还债务。这种安排减轻了贷方的风险，并鼓励负责任的借贷行为。 然而，必须认识到，保证金对保证人来说具有固有风险。通过同意支持另一方的义务，保证人将自己暴露于潜在的财务损失中。因此，在进入保证金协议之前，保证人进行彻底的尽职调查至关重要。这包括评估主债务人的信用状况以及理解被担保义务的性质。 除了财务影响外，保证金还有法律后果。保证人受合同条款的约束，并可能因主债务人未能履行义务而承担责任。这种责任可以扩展到各种形式的损害赔偿，包括直接损失和因违反合同而导致的间接损失。因此，参与保证金协议的各方必须明确列出条款和条件，以避免误解和争议。 总之，保证金是金融和法律领域的重要概念，为债权人提供安全网，同时允许主债务人获取必要的资源。它的重要性不容低估，因为它在各种交易中促进了信任和问责。当个人和企业在财务义务的复杂性中航行时，对保证金的深入理解可以导致更好的决策和风险管理。无论您是寻求项目的承包商、寻找贷款的借款人，还是考虑保证金协议的担保人，认识到这种合同安排的含义对于在当今经济环境中的成功至关重要。