cardholders

简明释义

英[ˈkɑːdhəʊldəz]美[ˈkɑrdˌhoʊldərz]

持卡人（cardholder 的复数）

英英释义

单词用法

同义词

反义词

例句

1.Credit card companies will have to inform cardholders forty-five days before they raise interest rates or change other important terms.

在信用卡公司提高利率或修改其它重要条款45天之前，必须通知持卡人。

2."How to use card in a safe manner" should be common sense to all cardholders.

答：“安全用卡”是每个持卡人应知应会的常识。

3.All eligible transactions made by the Principal and Supplementary Cardholders of Designated Credit Card will be counted collectively.

指定信用卡之主卡及附属卡之合资格签账将一并计算。

4.The bank also issues a MasterCard of its own and has over 125, 000 cardholders.

银行也发行自己的万事达卡，持卡人超过125 000名。

5.Mr Chenault has promised to be "very, very surgical" in dealing with cardholders Amex deems risky.

Chenault先生承诺在与运通认为危险的卡持有人交易时，会非常非常小心。

6.To identify the rest of the cardholders, they will need a specialist to sharpen the video from the cell phone.

如果要确认其余持卡人的身份，他们需要一个影像专家帮忙，使得从手机上提取的影像清晰可辨。

7.Only 持卡人 can access the VIP lounge at the airport.

只有持卡人可以进入机场的VIP休息室。

8.持卡人 receive exclusive discounts on selected merchandise.

持卡人可以在精选商品上享受独家折扣。

9.The bank offers a rewards program for its 持卡人.

该银行为其持卡人提供奖励计划。

10.All 持卡人 are invited to the annual gala event.

所有持卡人都被邀请参加年度晚会。

11.To qualify, 持卡人 must meet certain spending thresholds.

要符合资格，持卡人必须达到一定的消费标准。

作文

In today's digital age, the concept of financial transactions has evolved significantly. One of the most important aspects of this evolution is the rise of credit and debit cards. These cards are not just pieces of plastic; they represent a gateway to convenience for millions of consumers around the world. At the center of this transformation are the cardholders, or '持卡人' in Chinese, who rely on these cards for their daily purchases, online shopping, and even travel. Understanding the role of cardholders is essential in grasping the broader implications of modern banking and consumer behavior. Firstly, cardholders enjoy unparalleled convenience. With a simple swipe or tap, they can complete transactions in seconds, eliminating the need to carry cash or write checks. This ease of use has led to a significant increase in consumer spending, as people are more likely to make impulse purchases when they have quick access to funds. For example, many cardholders often find themselves buying coffee or snacks on the go, simply because it is so easy to do so with a card. Moreover, cardholders benefit from various rewards programs associated with their cards. Many banks and financial institutions offer cashback, points, or miles for every dollar spent. This incentivizes cardholders to use their cards more frequently, further embedding the practice into their daily lives. For instance, a traveler who is a frequent flyer might choose a specific airline's credit card to accumulate miles that can be redeemed for free flights. Thus, the relationship between cardholders and their cards often transcends mere convenience, evolving into a strategic partnership aimed at maximizing benefits. However, with great convenience comes great responsibility. Many cardholders face the risk of overspending due to the ease of card usage. The psychological effect of swiping a card can lead to a disconnect between spending and actual money management. As a result, some cardholders may find themselves in debt if they do not monitor their expenditures closely. Financial literacy becomes crucial in this context, as understanding how to manage credit and avoid high-interest debt can significantly impact a cardholder's financial health. Furthermore, the security of cardholders is another critical issue in today's digital landscape. With the rise of online shopping and contactless payments, the risk of fraud has increased. Many cardholders are concerned about their personal information being compromised. Financial institutions have responded by implementing advanced security measures, such as two-factor authentication and fraud detection systems. Nevertheless, it is essential for cardholders to remain vigilant and proactive in protecting their financial information. In conclusion, the role of cardholders in the modern economy cannot be overstated. They represent a significant portion of consumer spending and drive the demand for innovative financial products. While the convenience and benefits associated with card usage are substantial, it is equally important for cardholders to practice responsible spending and safeguard their financial information. As we continue to navigate the complexities of a cashless society, understanding the dynamics surrounding cardholders will be vital for both consumers and financial institutions alike.

在当今数字时代，金融交易的概念发生了显著变化。这一演变中最重要的方面之一是信用卡和借记卡的兴起。这些卡片不仅仅是塑料制成的；它们代表着全球数百万消费者便利性的通道。在这一转变的中心是cardholders，即“持卡人”，他们依赖这些卡片进行日常购物、在线购物甚至旅行。理解cardholders的角色对于掌握现代银行和消费者行为的更广泛影响至关重要。 首先，cardholders享受无与伦比的便利。只需简单的刷卡或轻触，他们就可以在几秒钟内完成交易，消除了携带现金或写支票的需要。这种使用的便利性导致消费者支出的显著增加，因为人们在快速获取资金时更容易进行冲动消费。例如，许多cardholders常常发现自己在路上购买咖啡或小吃，仅仅因为用卡如此简单。 此外，cardholders还从与其卡片相关的各种奖励计划中获益。许多银行和金融机构为每一美元的消费提供现金返还、积分或里程。这激励cardholders更频繁地使用他们的卡，从而进一步将这种做法嵌入到他们的日常生活中。例如，一位经常飞行的旅行者可能会选择某个特定航空公司的信用卡，以便积累可以兑换免费航班的里程。因此，cardholders与其卡片之间的关系往往超越了单纯的便利，演变为旨在最大化利益的战略合作伙伴关系。 然而，便利性伴随着巨大的责任。许多cardholders由于卡片使用的便利性面临过度消费的风险。刷卡的心理效应可能导致消费与实际资金管理之间的脱节。因此，一些cardholders可能会发现自己陷入债务，如果他们不密切关注自己的支出。财务素养在这个背景下变得至关重要，因为了解如何管理信用并避免高利息债务可以显著影响cardholder的财务健康。 此外，cardholders的安全性也是当今数字环境中的另一个关键问题。随着在线购物和非接触式支付的兴起，欺诈风险增加。许多cardholders对个人信息被泄露感到担忧。金融机构通过实施先进的安全措施（如双因素认证和欺诈检测系统）作出了响应。然而，cardholders保持警惕并积极保护其财务信息仍然至关重要。 总之，cardholders在现代经济中的角色不可低估。他们代表了消费者支出的一大部分，并推动对创新金融产品的需求。尽管与卡片使用相关的便利性和利益是巨大的，但同样重要的是，cardholders要实践负责任的消费并保护其财务信息。随着我们继续在无现金社会的复杂性中航行，理解围绕cardholders的动态对于消费者和金融机构 alike 都将至关重要。