clearinghouse

简明释义

英[ˈklɪərɪŋhaʊs]美[ˈklɪrɪŋˌhaʊs]

n. 票据交换所

复 数 c l e a r i n g h o u s e s

英英释义

单词用法

同义词

反义词

例句

1.By using the aggregation component as a clearinghouse for all data exchanges, your application is guaranteed to have the most recent context for all the values that it tracks.

通过将聚合组件作为所有数据交换的交换场所，可保证应用程序对于跟踪的所有值保留最新的上下文。

2.The goal was to set up a clearinghouse as well as an electronic trading system that would display prices for credit default swaps.

其目的是建立一个清算所同时是一个电子交易系统，可以显示信贷违约互换产品的价格。

3.Andrew gives an example of a clearinghouse for scientific problems and problem solvers, which posted descriptions of problems over the Web.

Andrew给出了一个票据交换所的例子，他们将对问题的描述发到了网上以寻求答案。

4.Only trademark holders who have registered their trademark with ICANN's trademark Clearinghouse may purchase domains during the Sunrise Period.

只有将注册商标提交ICANN商标清算所进行注册的商标持有者，才可以在抢注阶段购买新域名。

5.Many open source developers are familiar with Sourceforge.net, a clearinghouse community that hosts many thousands of projects - nearly a quarter of a million as of mid-2009.

许多开源开发人员都熟悉Sourceforge.net，这是一个宿主了大量项目的混合社区——2009年年中时大约包含了25万个项目。

6.The clearinghouse informs every exchange member of their net settlement status.

清算所将每个交易所清算成员各自的净结算头寸通知他们。

7.The financial institution acts as a clearinghouse for all transactions, ensuring that funds are properly transferred.

该金融机构充当所有交易的清算所，确保资金得到妥善转移。

8.In the stock market, a clearinghouse is essential for settling trades between buyers and sellers.

在股票市场中，清算所对买卖双方之间的交易结算至关重要。

9.The government established a clearinghouse to manage information related to public health.

政府建立了一个信息中心来管理与公共健康相关的信息。

10.A data clearinghouse can help organizations share and analyze information effectively.

数据清算所可以帮助组织有效地共享和分析信息。

11.The insurance company uses a clearinghouse to process claims from various providers.

保险公司使用清算所处理来自各个提供者的索赔。

作文

In today's complex financial system, the concept of a clearinghouse plays a crucial role in ensuring smooth transactions between parties. A clearinghouse is essentially an intermediary that facilitates the exchange of payments, securities, or derivatives among participants in a market. By acting as a middleman, it helps to reduce the risk of default and increase the efficiency of the trading process. The importance of a clearinghouse can be observed in various sectors, including banking, stock markets, and even in everyday transactions such as credit card payments. One of the primary functions of a clearinghouse is to guarantee the completion of transactions. When two parties agree to trade, they both face the risk that the other party may fail to fulfill their obligations. A clearinghouse mitigates this risk by stepping in as the buyer to every seller and the seller to every buyer. This means that once a trade is executed, the clearinghouse ensures that the seller receives their payment while the buyer receives the asset. This not only increases confidence in the market but also encourages more trading activity. Moreover, a clearinghouse also plays a vital role in the netting process. Netting is the process of consolidating multiple transactions into a single payment obligation. For instance, if two parties owe each other money, instead of making separate payments, the clearinghouse can calculate the net amount owed and facilitate a single payment. This reduces the number of transactions that need to take place, thereby lowering transaction costs and increasing efficiency. Additionally, clearinghouses are responsible for the management of collateral. In many cases, especially in derivatives trading, parties are required to post collateral to cover potential losses. A clearinghouse manages this collateral by ensuring that it is sufficient to cover the risks involved in the trades. This added layer of security further enhances the stability of the financial system. The role of a clearinghouse has become even more significant in light of recent financial crises. The 2008 financial crisis highlighted the interconnectedness of financial institutions and the potential for systemic risk. As a result, regulators around the world have placed greater emphasis on the importance of clearinghouses in maintaining market stability. Many jurisdictions have mandated that certain types of trades, particularly those involving derivatives, must be cleared through a registered clearinghouse to ensure transparency and reduce risk. In conclusion, the function of a clearinghouse is indispensable in modern finance. It acts as a safeguard against counterparty risk, streamlines transactions through netting, and manages collateral to maintain market integrity. As financial markets continue to evolve, the role of clearinghouses will likely expand, adapting to new challenges and ensuring that the financial system remains robust and efficient. Understanding the significance of a clearinghouse is essential for anyone looking to navigate the complexities of today's financial landscape.

在当今复杂的金融体系中，“清算所”这一概念在确保各方顺利交易方面发挥着至关重要的作用。“清算所”本质上是一个中介，促进市场参与者之间的支付、证券或衍生品的交换。通过充当中间人，它有助于降低违约风险并提高交易过程的效率。“清算所”的重要性可以在多个领域观察到，包括银行、股票市场，甚至在日常交易中，例如信用卡支付。 “清算所”的主要功能之一是保证交易的完成。当两方同意交易时，他们都面临对方未能履行义务的风险。“清算所”通过作为每位卖方的买方和每位买方的卖方来减轻这种风险。这意味着一旦交易执行，“清算所”就会确保卖方收到他们的付款，而买方收到资产。这不仅增加了市场的信心，还鼓励了更多的交易活动。 此外，“清算所”在净额结算过程中也发挥着至关重要的作用。净额结算是将多笔交易合并为单一支付义务的过程。例如，如果两方互相欠款，而不是进行单独的付款，“清算所”可以计算出净额，并促进一次性付款。这减少了需要进行的交易数量，从而降低了交易成本，提高了效率。 此外，“清算所”还负责管理抵押品。在许多情况下，尤其是在衍生品交易中，各方需要提供抵押品以覆盖潜在损失。“清算所”通过确保抵押品足以覆盖交易中的风险来管理这些抵押品。这一额外的安全层进一步增强了金融体系的稳定性。 鉴于最近的金融危机，“清算所”的作用变得更加重要。2008年金融危机突显了金融机构之间的相互关联性及其潜在的系统性风险。因此，全球各地的监管机构越来越重视“清算所”在维护市场稳定中的重要性。许多司法管辖区已规定某些类型的交易，特别是涉及衍生品的交易，必须通过注册的“清算所”进行清算，以确保透明度并降低风险。 总之，“清算所”在现代金融中的功能不可或缺。它充当对手方风险的保护，通过净额结算简化交易，并管理抵押品以维持市场完整性。随着金融市场的不断发展，“清算所”的作用可能会扩大，以适应新的挑战，并确保金融体系保持强健和高效。理解“清算所”的重要性对于任何希望驾驭当今金融复杂性的人来说都是至关重要的。