creditors

简明释义

英[ˈkrɛdɪtəz]美[ˈkrɛdɪtərz]

n. [法]债权人（creditor 的复数）

英英释义

单词用法

同义词

反义词

例句

1.Creditors banged at the door; clients disappeared.

客户不见了，债主上门了。

2.The country owes billions of dollars to foreign creditors.

这个国家欠外国债权人数十亿元。

3.Dubai will now try to sell the deal to its creditors.

迪拜现在试图向其债权人推销这份协议。

4.These creditors would sell the assets to the highest bidder.

债权人会把这些资产卖给出价最高的人。

5.But such natural riches are no guarantee of creditors' rights.

但是此类自然财富对债权人的权利是没有保障的。

6.The company turned its attention to marshalling its creditors' approval.

这家公司把注意力转向了集结债权人的支持。

7.G20 ministers also talked about the possibility of creating a "voluntary code of conduct" to govern negotiations between creditors and countries on the verge of defaulting on debt.

G20财长们还讨论了建立“自愿行为准则”的可能性，以指导债权人和濒临债务违约的国家之间的谈判。

8.Jones assigned his home and farm to his creditors.

琼斯把他的家园和农场过户给他的债权人。

9.Keep your creditors confident.

让你的债权人信心十足。

10.The company struggled to pay its creditors 债权人 after the financial crisis.

在金融危机后，公司难以偿还其creditors 债权人。

11.To avoid bankruptcy, the business negotiated with its creditors 债权人 for a payment plan.

为了避免破产，该企业与其creditors 债权人协商了一个付款计划。

12.The court ordered the debtor to disclose all assets to their creditors 债权人 during the hearing.

法庭命令债务人在听证会上向其creditors 债权人披露所有资产。

13.Many creditors 债权人 are willing to settle debts for less than the full amount owed.

许多creditors 债权人愿意以低于欠款全额的价格解决债务。

14.The new law provides better protection for creditors 债权人 in bankruptcy cases.

新法律在破产案件中为creditors 债权人提供了更好的保护。

作文

In the world of finance, the term creditors refers to individuals or institutions that lend money or extend credit to another party. Understanding the role of creditors is essential for anyone looking to manage their finances effectively. When someone borrows money, they are typically entering into a contract with their creditors, agreeing to repay the borrowed amount along with any interest or fees that may apply. This relationship is fundamental in various financial transactions, from personal loans to corporate financing. The dynamics between borrowers and creditors can significantly influence economic stability. For instance, when individuals take out loans to purchase homes or cars, they rely on creditors to provide the necessary funds. In turn, creditors assess the borrower's creditworthiness to determine whether to approve the loan. This assessment often involves examining the borrower's credit history, income, and overall financial health. A strong credit profile can lead to favorable loan terms, while a poor credit history may result in higher interest rates or outright denial of credit. Moreover, creditors play a crucial role in the business sector. Companies often depend on creditors for funding to expand operations, invest in new projects, or manage cash flow. For example, a business might issue bonds to raise money from creditors, promising to pay back the principal amount with interest over time. This form of financing allows businesses to grow and create jobs, contributing to the overall economy. However, the relationship between borrowers and creditors is not always straightforward. Economic downturns can strain this relationship, leading to increased defaults on loans. When borrowers fail to meet their obligations, creditors may take legal action to recover their funds, which can result in bankruptcy for the borrower. This scenario highlights the importance of responsible borrowing and lending practices. In addition to traditional creditors, such as banks and financial institutions, there are also alternative lenders in the market. These can include peer-to-peer lending platforms and payday loan companies, which often cater to individuals who may not qualify for conventional loans. While these alternatives can provide quick access to funds, they may come with higher interest rates and less favorable terms, making it essential for borrowers to fully understand the implications of their choices. Furthermore, the rise of digital payment systems and cryptocurrencies has introduced new types of creditors. For instance, some fintech companies offer innovative lending solutions that leverage technology to streamline the borrowing process. These advancements can make it easier for borrowers to access credit, but they also require creditors to adapt to changing regulations and market demands. In conclusion, creditors are a vital component of the financial ecosystem, influencing both individual and corporate finance. Understanding the responsibilities and risks associated with borrowing and lending is crucial for maintaining a healthy financial life. As we navigate an increasingly complex financial landscape, recognizing the importance of creditors and their impact on our economic well-being will help us make informed decisions about our financial futures.

在金融世界中，术语creditors指的是向另一方借款或提供信用的个人或机构。理解creditors的角色对于任何希望有效管理自己财务的人来说都是至关重要的。当某人借钱时，他们通常是在与creditors签订合同，承诺偿还所借金额以及可能适用的任何利息或费用。这种关系在个人贷款到企业融资的各种金融交易中都是基础。 借款人与creditors之间的动态关系可以显著影响经济稳定。例如，当个人申请贷款购买房屋或汽车时，他们依赖于creditors提供必要的资金。反过来，creditors会评估借款人的信用worthiness，以决定是否批准贷款。这种评估通常涉及审查借款人的信用历史、收入和整体财务健康状况。强大的信用档案可以导致有利的贷款条件，而不良的信用历史可能导致更高的利率或直接拒绝信用。 此外，creditors在商业领域也发挥着至关重要的作用。公司通常依赖于creditors的资金来扩展运营、投资新项目或管理现金流。例如，一家公司可能会发行债券以从creditors那里筹集资金，承诺在一段时间内以利息偿还本金。这种融资形式使企业能够增长并创造就业机会，从而对整体经济做出贡献。 然而，借款人与creditors之间的关系并不总是简单的。经济衰退可能会加大这种关系的压力，导致贷款违约增加。当借款人未能履行其义务时，creditors可能会采取法律行动以追回资金，这可能导致借款人破产。这种情况突显了负责任的借贷和贷款实践的重要性。 除了传统的creditors，如银行和金融机构，市场上还有替代贷款人。这些可以包括点对点借贷平台和发薪日贷款公司，通常为可能不符合传统贷款资格的个人提供服务。虽然这些替代方案可以快速获取资金，但它们可能附带更高的利率和不太有利的条款，因此借款人必须充分理解其选择的影响。 此外，数字支付系统和加密货币的兴起也引入了新的creditors类型。例如，一些金融科技公司提供创新的贷款解决方案，利用技术简化借贷过程。这些进步可以使借款人更容易获得信用，但它们也要求creditors适应不断变化的法规和市场需求。 总之，creditors是金融生态系统的重要组成部分，影响着个人和企业的财务。理解与借贷和贷款相关的责任和风险对维持健康的财务生活至关重要。随着我们在日益复杂的金融环境中航行，认识到creditors的重要性及其对我们经济福祉的影响将帮助我们做出明智的财务决策。