debit

简明释义

英[ˈdebɪt]美[ˈdebɪt]

n. 借记，借方；借项，借款

v. 记入（账户）的借方，借记；（从银行账户中）取款

复 数 d e b i t s

第 三 人 称 单 数 d e b i t s

现 在 分 词 d e b i t i n g

过 去 式 d e b i t e d

过 去 分 词 d e b i t e d

英英释义

单词用法

同义词

反义词

例句

1.The trusty SIM card can also act as a debit and credit card.

可信的用户识别卡也可以作为借记卡和信用卡来使用。

2.The overseas ATM and your debit card.

考虑是否能在海外的提款机上使用你的银行卡。

3.In some cases, even credit and debit card Numbers may have been stolen.

有些甚至连信用卡号和提款卡号都被盗。

4.Then it provides an edit field for the user to enter the amount to deposit or debit.

然后，提供一个编辑框，用户可以在其中输入存款或取款的数量。

5.I would use credit cards over debit cards because of liability issues.

因为责任问题，我会使用信用卡而不是借记卡。

6.Then, the required transaction (deposit or debit) is performed.

然后，执行所需的操作(存款或取款)。

7.Credit CARDS also provide more fraud protection than debit CARDS.

信用卡比签帐卡具有更强的反欺诈能力。

8.I noticed a small debit 借记 on my bank statement that I couldn't explain.

我在银行对账单上注意到一个小的debit 借记，我无法解释。

9.The shop will process your payment as a debit 借记 from your account.

商店将把您的付款处理为从您的账户中进行的debit 借记。

10.You can set up a monthly debit 借记 for your utility bills.

您可以为水电费设置每月的debit 借记。

11.After making a purchase, I checked my account and saw the debit 借记 immediately reflected.

购物后，我查看了我的账户，看到debit 借记立即反映出来。

12.The debit 借记 transaction was authorized by my online banking app.

该debit 借记交易已通过我的在线银行应用程序授权。

作文

In today's world, managing finances is more important than ever. One of the key concepts in personal finance is understanding how to properly use a debit card. A debit card allows individuals to access their bank accounts directly, making it easy to spend money they already have. When someone makes a purchase using their debit card, the amount spent is immediately deducted from their bank account. This process is known as a debit (借记) transaction. Unlike credit cards, which allow users to borrow money up to a certain limit, debit cards only let users spend what they have available in their account. Understanding how debit (借记) transactions work can help individuals avoid overspending and accumulating debt. When you use a debit card, it is crucial to keep track of your spending to ensure that you do not go overdrawn. Many banks offer mobile apps that allow users to monitor their account balances and transaction history in real-time, which can be very helpful. Another advantage of using a debit card is that it often has lower fees compared to credit cards. For instance, many debit cards do not charge annual fees, while credit cards can come with significant yearly costs. Additionally, using a debit card can help build good financial habits. Since you are spending your own money, it encourages more mindful spending practices. However, there are some downsides to using a debit card as well. One major concern is the risk of fraud. If someone gets access to your debit card information, they can easily drain your bank account. This is why it is essential to protect your card information and report any suspicious activity to your bank immediately. Moreover, using a debit card does not help build credit history. For those looking to improve their credit score, relying solely on a debit card may not be the best option. Credit scores are influenced by factors such as payment history, credit utilization, and the length of credit history. Therefore, it might be beneficial to balance the use of debit cards with responsible credit card usage. In conclusion, understanding the concept of debit (借记) is crucial for effective financial management. While debit cards provide convenience and help in avoiding debt, they also come with risks that need to be managed. By being aware of these factors and practicing good financial habits, individuals can make the most of their banking tools. Ultimately, whether one chooses to use a debit card or a credit card, the key is to spend wisely and stay informed about one’s financial situation.

在当今世界，管理财务比以往任何时候都更重要。个人财务中的一个关键概念是理解如何正确使用借记卡。借记卡允许个人直接访问他们的银行账户，使他们能够轻松花费已有的钱。当某人使用借记卡进行购买时，所花费的金额会立即从他们的银行账户中扣除。这个过程被称为debit（借记）交易。与信用卡不同，信用卡允许用户在一定限额内借钱，而借记卡只让用户花费他们账户中可用的资金。 理解debit（借记）交易的运作方式可以帮助个人避免超支和积累债务。当你使用借记卡时，跟踪你的支出至关重要，以确保你不会透支。许多银行提供手机应用程序，允许用户实时监控他们的账户余额和交易历史，这非常有帮助。 使用借记卡的另一个好处是它通常比信用卡费用更低。例如，许多借记卡不收取年费，而信用卡可能会有显著的年度费用。此外，使用借记卡可以帮助建立良好的财务习惯。因为你是在花自己的钱，它鼓励更加谨慎的消费行为。 然而，使用借记卡也有一些缺点。一个主要的担忧是欺诈风险。如果有人获得了你的借记卡信息，他们可以轻易地耗尽你的银行账户。这就是为什么保护你的卡信息并立即向银行报告任何可疑活动至关重要。 此外，使用借记卡并不有助于建立信用历史。对于那些希望改善信用评分的人来说，单靠借记卡可能不是最佳选择。信用评分受多种因素的影响，例如支付历史、信用利用率和信用历史的长度。因此，平衡使用借记卡和负责任的信用卡使用可能是有益的。 总之，理解debit（借记）的概念对于有效的财务管理至关重要。虽然借记卡提供便利，并帮助避免债务，但它们也带来了需要管理的风险。通过意识到这些因素并养成良好的财务习惯，个人可以充分利用他们的银行工具。最终，无论一个人选择使用借记卡还是信用卡，关键是要明智消费并保持对自身财务状况的了解。