debt

简明释义

英[det]美[det]

n. 欠款，债务；负债情况；人情债

复 数 d e b t s

英英释义

单词用法

同义词

反义词

例句

1.We're up to our neck in debt.

我们债务累累。

2.I finally sat down to tot up the full extent of my debt.

我终于坐下来算了我的债务总和。

3.He died heavily in debt.

他死时负债累累。

4.The debt has been reduced to a more manageable level.

债务减到了比较能够应付的程度。

5.He talked about the importance of reducing the national debt.

他谈了减少国债的重要性。

6.He was a congenital liar and usually in debt.

他曾是个天生的说谎者并经常欠债。

7.His business empire collapsed under a massive burden of debt.

他的商业帝国由于债台高筑而瓦解。

8.We were poor but we never got into debt.

我们穷是穷，但从不负债。

9.It will free us of a whole lot of debt.

这将免除我们一大笔债务。

10.He is struggling to pay off his student debt.

他正在努力偿还他的学生债务。

11.The company is in debt after taking out loans for expansion.

公司在扩张时借款后陷入了债务。

12.She decided to consolidate her credit card debt into one loan.

她决定将她的信用卡债务合并为一笔贷款。

13.Falling into debt can be a serious financial issue.

陷入债务可能会成为一个严重的财务问题。

14.Many people are unaware of how quickly debt can accumulate.

许多人没有意识到债务积累的速度有多快。

作文

Debt is a concept that permeates many aspects of our lives, influencing everything from personal finance to global economics. In simple terms, debt (债务) refers to the amount of money that one party owes to another. This financial obligation can arise from various sources, such as loans, credit cards, or even unpaid bills. Understanding debt (债务) is crucial for anyone looking to manage their finances effectively and make informed decisions about borrowing and spending. In personal finance, debt (债务) often comes in the form of student loans, mortgages, and consumer credit. For many young adults, student loans are a significant burden, allowing them to pursue higher education but also leaving them with substantial financial obligations upon graduation. Managing this type of debt (债务) requires careful planning and budgeting to ensure that monthly payments are manageable and do not hinder one's ability to save or invest. Mortgages are another common form of debt (债务). Purchasing a home is often the largest financial commitment an individual will make in their lifetime. While a mortgage can be a valuable investment, it also requires borrowers to be disciplined and aware of the long-term implications of taking on such a large amount of debt (债务). The key is to strike a balance between leveraging debt (债务) for potential growth while avoiding the pitfalls of overextension. Consumer credit, including credit cards, presents its own challenges. Many people rely on credit cards for everyday purchases, but without proper management, this can lead to accumulating debt (债务) that spirals out of control. High-interest rates can make it difficult to pay off balances, resulting in a cycle of borrowing that can be hard to escape. It is essential for consumers to understand the terms of their credit agreements and to create a plan for paying off any outstanding debt (债务). On a larger scale, debt (债务) plays a significant role in the economy. Governments often incur debt (债务) to fund public services and infrastructure projects. While this can stimulate economic growth, excessive national debt (债务) can lead to concerns about fiscal sustainability and the potential for future tax increases. Economists debate the optimal level of government debt (债务) and its impact on economic health, illustrating the complexity of this issue. Moreover, the concept of debt (债务) extends beyond just financial obligations. It can also represent emotional and social burdens. For instance, individuals may feel a sense of debt (债务) towards family members or friends who have supported them during tough times. This emotional debt (债务) can influence relationships and personal choices, highlighting the multifaceted nature of what it means to be in debt (债务). In conclusion, understanding debt (债务) is essential for navigating both personal and societal financial landscapes. Whether it is through managing student loans, mortgages, or consumer credit, individuals must develop strategies to handle their debt (债务) responsibly. On a broader scale, recognizing the implications of national debt (债务) helps citizens engage in discussions about economic policy and governance. Ultimately, debt (债务) is a powerful tool that, when managed wisely, can lead to growth and opportunity, but it also carries risks that require careful consideration.

债务是一个渗透我们生活各个方面的概念，影响着个人财务到全球经济的方方面面。简单来说，debt（债务）指的是一方欠另一方的金额。这种财务义务可以来自多种来源，例如贷款、信用卡或未支付的账单。理解debt（债务）对任何希望有效管理财务和做出明智借贷和消费决策的人来说都是至关重要的。 在个人财务中，debt（债务）通常以学生贷款、抵押贷款和消费信贷的形式出现。对于许多年轻人来说，学生贷款是一项重大负担，它使他们能够追求高等教育，但也在毕业后留下了巨大的财务义务。管理这种类型的debt（债务）需要仔细规划和预算，以确保每月的还款是可管理的，并且不会妨碍储蓄或投资。 抵押贷款是另一种常见的debt（债务）。购买房屋通常是个人一生中最大的财务承诺。虽然抵押贷款可以成为有价值的投资，但它也要求借款人保持自律，并意识到承担如此大金额的debt（债务）的长期影响。关键是要在利用debt（债务）实现潜在增长与避免过度扩张之间取得平衡。 消费信贷，包括信用卡，带来了自己的挑战。许多人依赖信用卡进行日常购买，但如果没有适当的管理，这可能导致累积的debt（债务）失控。高利率使得偿还余额变得困难，从而导致借贷循环，这可能很难逃脱。消费者必须了解其信用协议的条款，并制定偿还任何未清debt（债务）的计划。 在更大范围内，debt（债务）在经济中扮演着重要角色。政府通常会产生debt（债务）以资助公共服务和基础设施项目。虽然这可以刺激经济增长，但过多的国家debt（债务）可能引发对财政可持续性的担忧，以及未来税收增加的潜在可能性。经济学家们辩论政府debt（债务）的最佳水平及其对经济健康的影响，说明了这一问题的复杂性。 此外，debt（债务）的概念不仅限于财务义务。它也可以代表情感和社会负担。例如，个人可能会对在艰难时期支持他们的家庭成员或朋友感到一种debt（债务）。这种情感上的debt（债务）可以影响人际关系和个人选择，突显了处于debt（债务）状态的多面性。 总之，理解debt（债务）对驾驭个人和社会财务环境至关重要。无论是通过管理学生贷款、抵押贷款，还是消费信贷，个人必须制定策略以负责任地处理他们的debt（债务）。在更广泛的层面上，认识到国家debt（债务）的影响有助于公民参与有关经济政策和治理的讨论。最终，debt（债务）是一个强大的工具，如果管理得当，可以带来增长和机会，但它也带来了需要谨慎考虑的风险。