defaulter

简明释义

英[dɪˈfɔːltə(r)]美[dɪˈfɔːltər]

n. 缺席者；不履行者；违反军规者

复 数 d e f a u l t e r s

英英释义

单词用法

同义词

反义词

例句

1.If thought and phenomenon do not perfectly correspond to one another, we are free at least to choose which of the two shall be held the defaulter.

如果思想与现象彼此不完全相符合，那么我们至少可以自由选择，究竟是两者中的哪一个有了缺陷。

2.If thought and phenomenon do not perfectly correspond to one another, we are free at least to choose which of the two shall be held the defaulter.

如果思想与现象彼此不完全相符合，那么我们至少可以自由选择，究竟是两者中的哪一个有了缺陷。

3.If he does not satisfy the judgment, or no one in court offers himself as surety on his behalf, the creditor may take the defaulter with him.

如果他没有履行偿还债务的裁决，或者法庭上没有人为他担保，债权人可以认为他违约。

4.The department may apply to the district court to institute civil jurisdiction action against tax defaulter in respect of the overdue tax.

本局可向区域法院申请发出传讯令状，向欠税人进行民事起诉，追讨欠税。

5.Where a relevant office-holder or defaulter receives pursuant to subsection (2) a report made pursuant to subsection (1).

凡有关人员或失责人依据第(2)款收到一份依据第(1)款作出的报告。

6.If there is no relevant office-holder referred to in paragraph, the defaulter to whom the report relates.

如没有段所指的有关人员该报告所关乎的失责人。

7.Default judgement was not regarded as the punishment to the defaulter.

缺席判决也不再被视为对缺席者的惩罚。

8.The bank has strict policies in place to deal with a defaulter.

银行有严格的政策来处理违约者。

9.If you become a defaulter, your credit score will be negatively affected.

如果你成为一个违约者，你的信用评分将受到负面影响。

10.The company filed a lawsuit against the defaulter for unpaid debts.

公司对未支付债务的违约者提起了诉讼。

11.As a defaulter, you may face legal consequences.

作为一个违约者，你可能面临法律后果。

12.The government is working to reduce the number of defaulters in the housing market.

政府正在努力减少房地产市场中的违约者数量。

作文

In today's fast-paced financial world, the term defaulter refers to an individual or entity that fails to meet the legal obligations or conditions of a loan. This can have significant implications not only for the defaulter but also for lenders and the broader economy. Understanding the concept of a defaulter is crucial for anyone involved in financial transactions, whether as a borrower or a lender. When someone takes out a loan, they enter into a legal agreement to repay the borrowed amount along with any interest accrued over time. A defaulter, therefore, is someone who does not adhere to this agreement. The reasons for defaulting can vary widely; they may include unforeseen circumstances such as job loss, medical emergencies, or poor financial management. Regardless of the cause, the consequences of being labeled a defaulter can be severe. For individuals, becoming a defaulter can lead to a damaged credit score, making it difficult to secure future loans or even rent an apartment. Lenders typically report defaults to credit bureaus, which track an individual's creditworthiness. As a result, a history of defaulting can follow a person for years, affecting their financial opportunities and overall quality of life. On a larger scale, when businesses become defaulters, the impact can ripple through the economy. Companies that fail to repay loans may face bankruptcy, leading to job losses and reduced consumer confidence. This scenario can create a cycle of economic downturns, as more defaulters emerge and lenders become increasingly cautious about extending credit. The repercussions of widespread defaults can lead to tighter lending standards, making it harder for individuals and businesses to obtain financing when they need it most. To mitigate the risk of becoming a defaulter, it is essential for borrowers to engage in responsible financial planning. This includes understanding one’s financial situation, creating a budget, and only taking on debt that can comfortably be repaid. Additionally, borrowers should communicate openly with lenders if they foresee difficulties in making payments. Many lenders offer options such as loan modifications or deferments to help borrowers avoid defaulting. Moreover, education plays a vital role in preventing defaults. Financial literacy programs can equip individuals with the knowledge needed to manage their finances effectively and make informed borrowing decisions. By understanding the terms of loans and the importance of maintaining good credit, borrowers can reduce their chances of becoming defaulters. In conclusion, the term defaulter carries significant weight in the financial realm. It encompasses a range of consequences that can affect both individuals and the economy as a whole. By fostering responsible borrowing practices and enhancing financial literacy, we can work towards minimizing the number of defaulters and promoting a healthier financial environment for everyone. Recognizing the importance of adhering to loan agreements is not just beneficial for lenders; it is crucial for the long-term financial well-being of borrowers as well.

在当今快节奏的金融世界中，术语defaulter指的是未能满足贷款法律义务或条件的个人或实体。这不仅对defaulter本人产生重大影响，还会对贷方和更广泛的经济产生重要影响。理解defaulter的概念对于任何参与金融交易的人来说都是至关重要的，无论是作为借款人还是贷方。 当某人申请贷款时，他们就进入了一个法律协议，承诺偿还借入的金额以及随时间增加的利息。因此，defaulter是指不遵守此协议的人。违约的原因可能各不相同；可能包括失业、医疗紧急情况或财务管理不善等不可预见的情况。无论原因是什么，被标记为defaulter的后果可能是严重的。 对于个人而言，成为defaulter可能导致信用评分受损，使其难以获得未来的贷款甚至租房。贷方通常会将违约情况报告给信用局，这些机构跟踪个人的信用状况。因此，违约的历史可能会伴随一个人多年，影响他们的财务机会和整体生活质量。 在更大范围内，当企业成为defaulters时，影响可能会波及整个经济。未能偿还贷款的公司可能面临破产，导致失业和消费者信心降低。这种情况可能导致经济衰退的循环，因为更多的defaulters出现，贷方对扩展信贷变得更加谨慎。广泛违约的后果可能导致更严格的贷款标准，使个人和企业在最需要融资时更难获得资金。 为了降低成为defaulter的风险，借款人必须进行负责任的财务规划。这包括了解自己的财务状况、制定预算，并仅承担可以轻松偿还的债务。此外，如果借款人预见到还款困难，应与贷方进行开放的沟通。许多贷方提供如贷款修改或延期等选项，以帮助借款人避免违约。 此外，教育在防止违约方面发挥着重要作用。金融素养课程可以使个人掌握有效管理财务和做出明智借贷决策所需的知识。通过理解贷款条款和维护良好信用的重要性，借款人可以减少成为defaulters的机会。 总之，术语defaulter在金融领域具有重要意义。它涵盖了一系列可能影响个人和整体经济的后果。通过促进负责任的借贷实践和提高金融素养，我们可以努力减少defaulter的数量，促进每个人更健康的金融环境。认识到遵守贷款协议的重要性不仅对贷方有利；对借款人的长期财务健康也至关重要。