defaulting

简明释义

英[dɪˈfɔːltɪŋ]美[dɪˈfɔːltɪŋ]

v. 违约，不履行义务（尤指不偿还债务）；默认，预设，预置；因未到场而取消参赛资格（default 的现在分词）

英英释义

单词用法

同义词

反义词

例句

1.A CDS is essentially an insurance policy on debt, priced to indicate the risk of a debtor's defaulting.

本质上说，CDS是债务的保险，它的价格指示了债务人违约的风险程度。

2.This can suffer losses without defaulting, need not receive a dividend and does not have to be repaid.

这样做一般情况下银行能够承受一定的损失，不必支付股息和回报。

3.It's true that defaulting nations were generally downgraded before the event.

没错，违约国家在出现违约之前一般被降低信用评级。

4.It buys off toxic defaulting assets in exchange for cash and immediately reclaims the cash by selling the Banks' T-bills.

它以现金收买不良的违约资产，并立即通过卖出银行的短期国债收回现金。

5.Banks that own corporate bonds may use the swaps market to hedge against a company defaulting.

持有公司债券的银行在互换市场中对冲企业违约的风险。

6.The specified address is used instead of defaulting to the DHCP server's pool of addresses.

这个指定的地址用于代替DHCP服务器的默认地址池。

7.Some countries benefit from defaulting on their debt.

一些国家得益于债务违约。

8.And a third was to cut the risk of borrowers defaulting, using CDSs with insurers like American International Group.

第三种是将借款人违约风险切除，即通过如美国国际集团之类的保险公司担保CDS。

9.Would a defaulting chancellor be taken to the Tower of London?

一位违约的财政大臣将会被关进伦敦塔吗？

10.The bank is concerned about clients who are defaulting 违约 on their loans.

银行担心那些在贷款上违约的客户。

11.After defaulting 违约 on several payments, his credit score dropped significantly.

在几次违约后，他的信用评分显著下降。

12.The company faced legal action for defaulting 违约 on its bond obligations.

该公司因未能履行债券义务而面临法律诉讼。

13.She was worried about defaulting 违约 on her mortgage payments.

她担心会在按揭付款上违约。

14.Investors are cautious of defaulting 违约 companies in the current market.

在当前市场中，投资者对违约的公司保持谨慎。

作文

In today's financial landscape, the term defaulting refers to the failure to fulfill a financial obligation, such as failing to make a payment on a loan or bond. This situation can occur for various reasons, including economic downturns, poor financial management, or unforeseen circumstances that affect an individual's or an organization's ability to pay. Understanding the implications of defaulting is crucial for both borrowers and lenders alike. When a borrower defaults, it can lead to severe consequences. For individuals, defaulting on a mortgage or credit card debt can result in damaged credit scores, increased interest rates, and even foreclosure on their property. Lenders may take legal action to recover the owed amount, which can further complicate the borrower's financial situation. For businesses, defaulting on loans can lead to bankruptcy, loss of investor confidence, and a tarnished reputation in the marketplace. On the other hand, lenders also face risks when borrowers default. Financial institutions may suffer significant losses, which can affect their overall stability and ability to lend to other customers. In extreme cases, widespread defaults can lead to a financial crisis, as seen during the 2008 global financial meltdown. The interconnectedness of modern economies means that one entity's defaulting can have ripple effects, impacting various sectors and leading to broader economic instability. To mitigate the risks associated with defaulting, both borrowers and lenders must adopt sound financial practices. Borrowers should strive to maintain a budget, ensure they have emergency savings, and seek financial advice when needed. By being proactive, individuals can avoid situations that may lead to defaulting. For lenders, conducting thorough assessments before granting loans is essential. By evaluating a borrower's creditworthiness and financial history, lenders can make informed decisions that minimize the risk of defaulting. Additionally, providing financial education to borrowers can empower them to manage their finances better and reduce the likelihood of falling into default. In conclusion, the concept of defaulting carries significant weight in the financial world. It is a term that signifies not just a failure to meet obligations but also the potential for far-reaching consequences that can affect individuals, businesses, and entire economies. By understanding the causes and implications of defaulting, all parties involved can take steps to prevent it and foster a more stable financial environment. As we navigate through our financial journeys, it is essential to remain vigilant and informed to avoid the pitfalls of defaulting.

在当今的金融环境中，术语defaulting指的是未能履行财务义务，例如未能按时偿还贷款或债券。这种情况可能由于多种原因而发生，包括经济衰退、财务管理不善或影响个人或组织支付能力的不可预见的情况。理解defaulting的影响对借款人和贷方都至关重要。 当借款人违约时，可能会导致严重的后果。对于个人来说，抵押贷款或信用卡债务的defaulting可能导致信用评分受损、利率上升，甚至房产被止赎。贷方可能会采取法律行动以追回欠款，这可能进一步复杂化借款人的财务状况。对于企业而言，贷款的defaulting可能导致破产、投资者信心丧失以及市场声誉受损。 另一方面，当借款人defaulting时，贷方也面临风险。金融机构可能遭受重大损失，这可能影响其整体稳定性和向其他客户放贷的能力。在极端情况下，广泛的违约可能导致金融危机，正如2008年全球金融崩溃所示。现代经济的相互关联性意味着一个实体的defaulting可能产生涟漪效应，影响各个行业，并导致更广泛的经济不稳定。 为了降低与defaulting相关的风险，借款人和贷方必须采取稳健的财务实践。借款人应努力保持预算，确保拥有应急储蓄，并在需要时寻求财务建议。通过主动出击，个人可以避免导致defaulting的情况。 对于贷方，在授予贷款之前进行彻底评估至关重要。通过评估借款人的信用状况和财务历史，贷方可以做出明智的决定，从而最大限度地降低defaulting的风险。此外，向借款人提供财务教育可以使他们更好地管理财务，减少陷入违约的可能性。 总之，defaulting的概念在金融界具有重要意义。它不仅代表未能履行义务，还意味着潜在的深远后果，可能影响个人、企业和整个经济体。通过了解defaulting的原因和影响，所有相关方都可以采取措施来防止它，并促进一个更加稳定的金融环境。在我们金融旅程中，保持警惕和知情以避免defaulting的陷阱是至关重要的。