demutualization

简明释义

英[ˌdiːˌmjuːtʃuːəlaɪˈzeɪʃən]美[ˌdimjuˈtʃuəlɪˌzeɪʃən]

公司化

英英释义

单词用法

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反义词

例句

1.Allow the sale, leasing and demutualization of rural, collectively owned buildable land under the premise that it conforms to planning.

在符合规划和用途管制前提下，允许农村集体经营性建设用地出让、租赁、入股。

2.Allow the sale, leasing and demutualization of rural, collectively owned buildable land under the premise that it conforms to planning.

在符合规划和用途管制前提下，允许农村集体经营性建设用地出让、租赁、入股。

3.The 503,000 policyholders who voted for demutualization should be represented.

应该有人代表这些赞同改变非互助化计划的503000名保险客户。

4.The process of demutualization allows a mutual insurance company to convert into a stock company.

互助化的过程使得一家互助保险公司能够转变为一家股份公司。

5.After the demutualization, shareholders gained the ability to sell their shares on the open market.

在互助化之后，股东获得了在公开市场上出售其股份的能力。

6.Many members were concerned about the implications of demutualization for their benefits.

许多成员对互助化对他们福利的影响感到担忧。

7.The demutualization of the cooperative was seen as a way to raise capital for expansion.

该合作社的互助化被视为筹集扩展资金的一种方式。

8.Investors often view demutualization as an opportunity for higher returns.

投资者通常将互助化视为获取更高回报的机会。

作文

The concept of demutualization refers to the process by which a mutual organization, such as a mutual insurance company or a cooperative, converts into a stock company. This transformation typically involves the organization relinquishing its mutual status, which means that it no longer operates for the benefit of its members but rather for shareholders. The implications of demutualization can be profound, affecting not only the structure of the organization but also its operational dynamics and stakeholder relationships. Historically, mutual organizations were established to provide services and benefits to their members, who were also the owners of the organization. This model fostered a sense of community and collaboration among members, as profits were usually reinvested back into the organization or distributed among the members in the form of lower premiums or enhanced services. However, over time, many mutual organizations have faced pressures to adapt to changing market conditions, increased competition, and the need for capital to expand and innovate. This is where demutualization comes into play. By converting into a stock company, the organization can raise capital by selling shares to investors. This influx of capital can be crucial for funding new projects, improving technology, or expanding into new markets. For example, a mutual insurance company may find it challenging to compete with larger, publicly traded companies that have access to significant financial resources. Through demutualization, the mutual organization can level the playing field, allowing it to invest in growth and enhance its competitive position. However, demutualization is not without its challenges and controversies. One of the primary concerns is the potential loss of member benefits. Once an organization transitions to a stock company, the focus often shifts from serving members to maximizing shareholder value. This shift can lead to higher premiums for customers and reduced benefits, as the organization prioritizes profit over member welfare. Additionally, the process of demutualization can create tensions among stakeholders, particularly if members feel they are being disenfranchised in favor of shareholders. Furthermore, demutualization often involves complex legal and regulatory processes. Organizations must navigate various laws and regulations governing securities and corporate governance, which can be daunting. Transparency becomes critical during this transition, as members need to understand how the change will affect their rights and benefits. Effective communication is essential to ensure that all stakeholders are adequately informed and can voice their concerns. In conclusion, demutualization represents a significant shift in the operational framework of mutual organizations. While it can offer opportunities for growth and increased competitiveness, it also raises important questions about member rights, benefits, and the overall mission of the organization. As the landscape of business continues to evolve, understanding the implications of demutualization is essential for both current members and potential investors alike. The balance between serving the interests of members and generating returns for shareholders will remain a critical consideration as organizations navigate this transformative process.

“去互助化”的概念是指一个互助组织（如互助保险公司或合作社）转变为股份公司。这个转变通常涉及组织放弃其互助身份，这意味着它不再为其成员的利益而运营，而是为股东服务。“去互助化”的影响可能是深远的，不仅影响组织的结构，还影响其运营动态和利益相关者关系。 历史上，互助组织的建立目的是为其成员提供服务和利益，成员也是组织的所有者。这种模式在成员之间培养了社区感和协作精神，因为利润通常会重新投资回组织中，或以较低的保费或增强的服务形式分配给成员。然而，随着时间的推移，许多互助组织面临着适应市场条件变化、竞争加剧和需要资本扩展和创新的压力。 这就是“去互助化”发挥作用的地方。通过转变为股份公司，组织可以通过向投资者出售股票来筹集资本。这笔资金对资助新项目、改善技术或扩展到新市场至关重要。例如，一个互助保险公司可能发现很难与拥有大量财务资源的更大、公开交易的公司竞争。通过“去互助化”，互助组织可以平衡竞争环境，使其能够投资于增长并增强其竞争地位。 然而，“去互助化”并非没有挑战和争议。主要的担忧之一是成员利益的潜在丧失。一旦组织转变为股份公司，关注点往往从服务成员转向最大化股东价值。这种转变可能导致客户保费上涨和福利减少，因为组织优先考虑利润而非成员福利。此外，“去互助化”的过程通常涉及复杂的法律和监管程序。组织必须遵循各种法律和法规，管理证券和公司治理，这可能令人望而生畏。在这个过渡期间，透明度变得至关重要，因为成员需要了解变化将如何影响他们的权利和利益。有效的沟通对于确保所有利益相关者充分了解并能够表达他们的担忧至关重要。 总之，“去互助化”代表了互助组织运营框架的重大转变。虽然它可以为增长和增强竞争力提供机会，但也提出了关于成员权利、福利和组织整体使命的重要问题。随着商业环境的不断演变，理解“去互助化”的影响对当前成员和潜在投资者来说都是至关重要的。在服务成员利益与为股东创造回报之间的平衡，将始终是组织在导航这一变革过程时需要考虑的关键因素。