depositors

简明释义

英[dɪˈpɒzɪtəz]美[dɪˈpɑːzɪtərz]

[金融]存款人，寄托人（depositor 的复数）

英英释义

单词用法

同义词

反义词

例句

1.And it remains to be seen whether these depositors will remain loyal in times of trouble.

这些存户在艰难时刻是否保持忠诚尚待观察。

2.After the FDIC repays depositors it tries to recoup the cost by selling the seized bank's assets.

在赔付存款之后，联邦存款保险公司往往倾向于将被接管银行的资产卖出以获得补偿。

3.There is also the risk that depositors will shift their funds from Banks in weak countries to safer havens.

也存在这一种风险，存款者会将他们的资金从疲软国家的银行转移到安全的避风港。

4.Some retail Banks require depositors to put equal amounts of money into other, more profitable, products.

一些散户银行建议储户投入等额资金到更大收益的其他产品。

5.AMIT KUMAR must be one of the few bankers in the world turning away depositors.

AmitKumar一定是全球为数不多的转为储户的银行家之一。

6.These institutions are essentially legal, however, because they call their depositors "investors."

这些机构都是合法的，然而，他们将他们的存款人称之为投资者。

7.The bank has implemented new policies to protect the rights of 存款人.

银行实施了新政策以保护存款人的权益。

8.Many 存款人 are concerned about the safety of their funds during economic downturns.

许多存款人对经济衰退期间资金的安全感到担忧。

9.The bank offers higher interest rates to attract more 存款人.

为了吸引更多的存款人，银行提供更高的利率。

10.In case of a bank failure, 存款人 may be insured up to a certain limit.

在银行倒闭的情况下，存款人的存款可能会在一定限额内获得保险。

11.The new app allows 存款人 to manage their accounts easily.

这个新应用程序允许存款人轻松管理他们的账户。

作文

In today's financial landscape, the role of depositors (存款人) has become increasingly significant. As individuals and businesses seek to safeguard their savings, understanding the implications of being a depositor (存款人) is essential. A depositor (存款人) is someone who places money into a financial institution, such as a bank or credit union, with the expectation of earning interest and having access to funds when needed. This relationship between depositors (存款人) and financial institutions is fundamental to the functioning of the economy. First and foremost, depositors (存款人) contribute to the liquidity of banks. When individuals deposit their money, banks can use these funds to provide loans to other customers. This process is known as fractional reserve banking, where banks are required to keep only a fraction of deposits on hand while lending out the majority. Therefore, depositors (存款人) play a crucial role in ensuring that banks have the resources they need to operate effectively. Moreover, the safety of deposits is a primary concern for depositors (存款人). Most countries have established deposit insurance schemes to protect depositors (存款人) in the event of a bank failure. For example, in the United States, the Federal Deposit Insurance Corporation (FDIC) insures deposits up to a certain limit. This insurance provides peace of mind for depositors (存款人), knowing that their hard-earned money is protected against unforeseen circumstances. In addition to safety, depositors (存款人) are also interested in the interest rates offered by banks. Higher interest rates can incentivize depositors (存款人) to choose one bank over another. Banks compete for depositors (存款人) by offering attractive interest rates, which can significantly impact an individual's financial growth over time. Thus, understanding the various options available to depositors (存款人) is vital for making informed financial decisions. Furthermore, technology has transformed the way depositors (存款人) interact with banks. Online banking has made it easier for depositors (存款人) to manage their accounts, transfer funds, and monitor their savings. Mobile banking apps provide convenience, allowing depositors (存款人) to access their accounts from anywhere at any time. This technological advancement has empowered depositors (存款人) to take control of their finances more than ever before. However, with the rise of digital banking, depositors (存款人) must also be aware of potential risks such as cyber threats. Protecting personal information and ensuring secure transactions should be a priority for all depositors (存款人). Financial institutions have implemented various security measures, but depositors (存款人) should remain vigilant and take proactive steps to safeguard their accounts. In conclusion, the significance of depositors (存款人) in the financial system cannot be overstated. They are not only essential for the liquidity of banks but also for the overall stability of the economy. Understanding the rights and responsibilities of being a depositor (存款人) is crucial for individuals seeking to manage their finances effectively. As the financial landscape continues to evolve, depositors (存款人) must stay informed and adapt to changes to make the most of their banking experience.

在当今的金融环境中，存款人（depositors）的角色变得越来越重要。随着个人和企业寻求保护他们的储蓄，理解作为存款人（depositors）的含义变得至关重要。存款人（depositors）是指将资金存入金融机构（如银行或信用合作社）的人，他们期待获得利息并在需要时能够访问资金。存款人（depositors）与金融机构之间的这种关系是经济运作的基础。 首先，存款人（depositors）为银行的流动性做出了贡献。当个人存入他们的钱时，银行可以利用这些资金向其他客户提供贷款。这一过程被称为部分准备金银行制度，在这种制度下，银行只需保留一部分存款，而将大部分贷款出去。因此，存款人（depositors）在确保银行拥有有效运营所需资源方面发挥着至关重要的作用。 此外，存款的安全性是存款人（depositors）最关心的问题。大多数国家已经建立了存款保险计划，以保护存款人（depositors）在银行破产时的利益。例如，在美国，联邦存款保险公司（FDIC）对存款提供最高限额的保险。这种保险为存款人（depositors）提供了安心，让他们知道自己的辛苦钱在不可预见的情况下受到保护。 除了安全性，存款人（depositors）还对银行提供的利率感兴趣。较高的利率可以激励存款人（depositors）选择某家银行而非另一家银行。银行通过提供有吸引力的利率来竞争< span>存款人（depositors），这可能会显著影响个人的财务增长。因此，了解可供存款人（depositors）选择的各种选项对于做出明智的财务决策至关重要。 此外，技术已经改变了存款人（depositors）与银行互动的方式。在线银行使得存款人（depositors）管理账户、转账和监控储蓄变得更加容易。移动银行应用程序提供了便利，使得存款人（depositors）可以随时随地访问他们的账户。这一技术进步使得存款人（depositors）比以往任何时候都更能掌控自己的财务。 然而，随着数字银行的兴起，存款人（depositors）也必须意识到潜在的风险，例如网络威胁。保护个人信息并确保交易安全应成为所有存款人（depositors）的首要任务。金融机构已实施多种安全措施，但存款人（depositors）仍应保持警惕，并采取主动措施来保护他们的账户。 总之，存款人（depositors）在金融体系中的重要性不容小觑。他们不仅对银行的流动性至关重要，而且对整个经济的稳定性也至关重要。理解作为存款人（depositors）的权利和责任，对于寻求有效管理财务的个人来说至关重要。随着金融环境的不断发展，存款人（depositors）必须保持信息灵通，并适应变化，以充分利用他们的银行体验。