depositor

简明释义

英[dɪˈpɒzɪtə(r)]美[dɪˈpɑːzɪtər]

n. 存款人，存放者；寄托者

复 数 d e p o s i t o r s

英英释义

单词用法

同义词

反义词

例句

1.The main bank as a market also should follow the rules of market economy, and the depositor also should take the risk by their deposit.

银行作为一个市场主体同样要遵循市场的经济规律，存款人也同样要承担存款带来的风险。

2.The former materially raised depositor 's interest income level, the latter is opposite.

前者实质上提高了存款人的利息收益水平，后者则相反。

3.The deposit amount is set by the depositor and the accrued interests are paid by installment.

存款金额由储户自定，分期支取本息。

4.I must confess an interest: I am a depositor at RBS.

我必须承认有既得利益：我在苏格兰皇家银行有存款。

5.But was there ever a depositor who thought he was turning his money over to the banker so he could "do as he pleases" with it?

但是，有储户认为他把钱交给了银行家后，银行家就可以为所欲为了，有这样的储户吗？

6.In general, it is far easier for a bank to develop a reputation and trust in the market economy, than for an individual depositor to develop an equivalent brand name.

一般而言，银行更容易在市场里建立声誉和信任度，而个人要想达到同样的程度就要难上许多了。

7.The bank offers a high interest rate to attract more depositor 存款人.

银行提供高利率以吸引更多的depositor 存款人。

8.Each depositor 存款人 is insured up to $250,000 by the FDIC.

每位depositor 存款人都受到FDIC最高$250,000的保险保障。

9.The bank sent a letter to every depositor 存款人 informing them of the new fees.

银行向每位depositor 存款人发送了一封信，通知他们新的费用。

10.A depositor 存款人 can withdraw funds from their account at any time.

一位depositor 存款人可以随时从账户中提取资金。

11.To become a depositor 存款人, you need to open an account with the bank.

要成为一名depositor 存款人，您需要在银行开设一个账户。

作文

In the modern banking system, the role of a depositor is crucial for the overall functionality and stability of financial institutions. A depositor (存款人) is an individual or entity that places money into a bank account, allowing the bank to use these funds for various purposes such as lending to other customers or investing in financial products. This relationship between the depositor (存款人) and the bank is foundational to the economy, as it facilitates the flow of money and credit. When a person decides to become a depositor (存款人), they typically open a savings or checking account. This process involves providing personal information, agreeing to the bank's terms, and depositing an initial amount of money. Once this is done, the depositor (存款人) can access their funds, make withdrawals, and earn interest on their savings, depending on the type of account they have chosen. The trust that a depositor (存款人) places in a bank is significant. They expect that their money will be safe and accessible whenever needed. This expectation is supported by government regulations and insurance programs, such as the Federal Deposit Insurance Corporation (FDIC) in the United States, which protects depositors (存款人) by insuring their deposits up to a certain limit. Such measures enhance public confidence in the banking system, encouraging more individuals to become depositors (存款人). Moreover, the behavior of depositors (存款人) can influence economic conditions. For instance, during times of economic uncertainty, depositors (存款人) may choose to withdraw their funds and hold cash instead, leading to decreased liquidity in the banking system. Conversely, when the economy is stable, depositors (存款人) are more likely to invest their money in various financial instruments, contributing to economic growth. In addition to individual depositors (存款人), businesses also play a vital role as depositors (存款人) in the banking system. Corporations often maintain large sums of money in business accounts for operational expenses, payroll, and investments. These funds are critical for banks, as they provide the capital necessary for loans and other financial services. As technology continues to evolve, the way depositors (存款人) interact with banks is changing as well. Online banking and mobile applications have made it easier for depositors (存款人) to manage their accounts, transfer funds, and monitor their financial health. This shift towards digital banking has increased accessibility and convenience for depositors (存款人), but it also raises concerns about cybersecurity and data privacy. In conclusion, the role of a depositor (存款人) is fundamental to the banking system and the economy at large. Their deposits not only provide banks with the necessary resources to operate but also reflect the health and confidence of the financial system. As we move forward in an increasingly digital world, understanding the implications of being a depositor (存款人) will remain essential for individuals and businesses alike. The relationship between depositors (存款人) and banks will continue to evolve, highlighting the importance of trust, security, and innovation in finance.

在现代银行系统中，存款人的角色对于金融机构的整体功能和稳定性至关重要。存款人是指将资金存入银行账户的个人或实体，使银行能够利用这些资金进行各种用途，例如向其他客户贷款或投资于金融产品。存款人与银行之间的这种关系是经济的基础，因为它促进了资金和信用的流动。 当一个人决定成为存款人时，他们通常会开设一个储蓄或支票账户。这个过程涉及提供个人信息、同意银行的条款，并存入初始金额。一旦完成，存款人可以访问其资金、取款，并根据他们选择的账户类型获得利息。 存款人对银行的信任是非常重要的。他们期望自己的资金是安全的，并且在需要时可以访问。这种期望得到了政府法规和保险计划的支持，例如美国的联邦存款保险公司（FDIC），该机构通过对存款进行保险来保护存款人，最高限额为一定金额。这些措施增强了公众对银行系统的信心，鼓励更多个人成为存款人。 此外，存款人的行为也会影响经济状况。例如，在经济不确定时期，存款人可能选择提取资金并持有现金，从而导致银行系统流动性减少。相反，当经济稳定时，存款人更可能将资金投资于各种金融工具，从而促进经济增长。 除了个人存款人，企业作为银行系统中的存款人也发挥着重要作用。公司通常在商业账户中保持大量资金用于运营开支、薪资和投资。这些资金对银行至关重要，因为它们提供了贷款和其他金融服务所需的资本。 随着技术的不断发展，存款人与银行的互动方式也在改变。在线银行和移动应用程序使存款人更容易管理账户、转账和监控财务健康。这种向数字银行的转变提高了存款人的可及性和便利性，但也引发了对网络安全和数据隐私的担忧。 总之，存款人在银行系统和整个经济中的角色是基础性的。他们的存款不仅为银行提供了必要的资源以运作，还反映了金融系统的健康和信心。随着我们在一个日益数字化的世界中前进，理解作为存款人的含义对于个人和企业将继续至关重要。存款人与银行之间的关系将继续演变，突显出信任、安全和金融创新的重要性。