discounting

简明释义

英[/dɪsˈkaʊntɪŋ/]美[/dɪsˈkaʊntɪŋ/]

v. 打折扣；对……不予考虑（discount 的现在分词）

英英释义

单词用法

同义词

反义词

例句

1.QE is a foregone conclusion right after Election Day, so let's finish discounting it.

QE在选举日后将是一个预知的结果，所以让我现在就来贴现它吧。

2.Discounting is a dangerous pursuit.

打折是一种危险的诉求。

3.For example, if you are prone to discounting a good grade on an exam, write down any past successes of an intellectual nature.

比如，如果你不太相信在考试中取得好的成绩，写下任何过去已经取得过的自然知识考试的成功。

4.Discounting the positive makes you feel inadequate and unrewarded.

对事情积极方面的排斥，使你感到不充实和没有成就感。

5.To stabilize its population—discounting immigration—women must have an average of two children.

为了稳定人口——减轻移民的影响——妇女必须平均生育两个孩子。

6.Don't dismiss things out of hand. Be willing to give things a try before discounting them.

不要马上否决事情，在评价前先试一试。

7.Thereby discounting the actual laws of probability that govern their alleged luck.

所以他们不会考虑真正的概率问题，才是决定他们所谓的运气的东西。

8.The store is currently discounting 打折 all winter clothing by 30%.

这家店目前对所有冬季服装进行打折，折扣为30%。

9.When discounting 打折 products, it's important to maintain profit margins.

在对产品进行打折时，保持利润率是很重要的。

10.Many retailers are discounting 打折 items to clear out old inventory.

许多零售商正在对商品进行打折以清理旧库存。

11.The company announced it would be discounting 打折 its services for new customers.

公司宣布将对新客户的服务进行打折。

12.After discounting 打折 the price, the final cost was much lower than expected.

在打折后，最终成本远低于预期。

作文

In the realm of finance and economics, the term discounting refers to the process of determining the present value of a cash flow or series of cash flows that will be received in the future. This concept is crucial because it allows individuals and businesses to evaluate the worth of future money in today's terms. When we talk about discounting, we are essentially acknowledging that money available now is more valuable than the same amount in the future due to its potential earning capacity. This principle is often summarized by the phrase 'a dollar today is worth more than a dollar tomorrow.' To illustrate this concept, consider a simple example: if you have the option to receive $100 today or $100 a year from now, the logical choice would be to take the money today. Why? Because with that $100, you could invest it and potentially earn interest or returns, making it worth more in the future. This is where discounting comes into play; it helps us calculate how much less future money is worth compared to immediate cash. The formula for discounting is quite straightforward. It involves taking the future cash flow and dividing it by (1 + r)^n, where 'r' is the discount rate and 'n' is the number of periods until the cash flow is received. By using this formula, investors and analysts can determine the present value of future earnings, which is essential for making informed financial decisions. Moreover, discounting is not only applicable to personal finance but also plays a significant role in corporate finance. Companies often use discounting techniques to assess the profitability of potential investments. For instance, when evaluating a new project, a business will forecast the expected cash flows and then apply discounting to ascertain whether the project will yield a satisfactory return on investment. If the present value of the expected cash flows exceeds the initial investment, the project may be considered viable. In addition to finance, discounting can also be observed in everyday life. For example, when shopping, consumers often encounter discounts on products. A store might advertise a 20% discount on a particular item, which effectively reduces the price that a customer pays. This practice can be viewed as a form of discounting in a more casual sense, as it directly influences consumer behavior and purchasing decisions. However, it is important to note that discounting is not without its challenges. Determining the appropriate discount rate can be subjective and varies based on factors such as risk, inflation, and opportunity cost. A higher discount rate will reduce the present value of future cash flows, while a lower rate will increase it. Consequently, the choice of discount rate can significantly impact investment decisions and financial analyses. In conclusion, discounting is a fundamental concept that permeates various aspects of finance and decision-making. By understanding the principles behind discounting, individuals and businesses can make more informed choices regarding investments, savings, and expenditures. Whether it's evaluating the present value of future cash flows or taking advantage of discounts in retail, mastering the concept of discounting is essential for effective financial management.

在金融和经济领域，术语discounting指的是确定未来将收到的现金流或一系列现金流的现值的过程。这个概念至关重要，因为它允许个人和企业评估未来货币在今天的价值。当我们谈论discounting时，我们基本上是在承认现在可用的钱比将来相同数额的钱更有价值，因为它具有潜在的盈利能力。这个原则通常用“今天的一美元比明天的一美元更有价值”这句话来概括。 为了说明这个概念，考虑一个简单的例子：如果你可以选择今天收到100美元或一年后收到100美元，合理的选择是今天拿到钱。为什么？因为用这100美元，你可以投资并可能获得利息或回报，从而使其在未来更有价值。这就是discounting发挥作用的地方；它帮助我们计算未来的钱相比于即时现金的价值要低多少。 discounting的公式相当简单。它涉及将未来现金流除以(1 + r)^n，其中'r'是折现率，'n'是直到收到现金流的周期数。通过使用这个公式，投资者和分析师可以确定未来收益的现值，这对于做出明智的财务决策至关重要。 此外，discounting不仅适用于个人财务，还在公司财务中发挥着重要作用。公司通常使用discounting技术来评估潜在投资的盈利能力。例如，在评估一个新项目时，公司会预测预期现金流，然后应用discounting来确定该项目是否能带来令人满意的投资回报。如果预期现金流的现值超过初始投资，则该项目可能被视为可行。 除了金融，discounting还可以在日常生活中观察到。例如，在购物时，消费者经常会遇到商品的折扣。商店可能会宣传某个商品的20%折扣，这有效地降低了顾客支付的价格。这种做法可以被视为一种更随意的discounting形式，因为它直接影响消费者的行为和购买决策。 然而，值得注意的是，discounting并非没有挑战。确定适当的折现率可能是主观的，并且根据风险、通货膨胀和机会成本等因素而有所不同。较高的折现率会降低未来现金流的现值，而较低的折现率则会增加它。因此，折现率的选择可能会显著影响投资决策和财务分析。 总之，discounting是一个基本概念，渗透到财务和决策的各个方面。通过理解discounting背后的原则，个人和企业可以在投资、储蓄和支出方面做出更明智的选择。无论是评估未来现金流的现值还是利用零售折扣，掌握discounting的概念对于有效的财务管理至关重要。