encashment

简明释义

英[ɪnˈkæʃmənt]美[ɪnˈkæʃmənt]

n. 兑现

英英释义

单词用法

同义词

反义词

例句

1.Article 159 The registration and clearing institution of registered corporate bonds shall establish systems relating to registration and custody of bonds, interest payment, encashment, etc.

第一百五十九条记名公司债券的登记结算机构应当建立债券登记、存管、付息、兑付等相关制度。

2.Article 159 The registration and clearing institution of registered corporate bonds shall establish systems relating to registration and custody of bonds, interest payment, encashment, etc.

第一百五十九条记名公司债券的登记结算机构应当建立债券登记、存管、付息、兑付等相关制度。

3.When Shanghai note circulated to middle and lower reaches of the Changjiang River, encashment office set up respectively.

中行沪券的流通范围扩展至长江中下游地区后，带动了各地沪券兑换处的设立。

4.I'll come again after encashment.

兑现之后我会再来的。

5.The bank offers a quick process for the encashment 兑现 of checks.

银行提供快速的支票兑现流程。

6.After winning the lottery, she went to the office for the encashment 兑现 of her prize.

中奖后，她去办公室进行奖金的兑现。

7.He was surprised by the fees associated with the encashment 兑现 of his traveler's checks.

他对旅行支票的兑现手续费感到惊讶。

8.The encashment 兑现 of gift vouchers can often be done online.

礼品券的兑现通常可以在线完成。

9.She filled out the necessary forms for the encashment 兑现 of her insurance claim.

她填写了保险索赔的必要表格以进行兑现。

作文

In today's financial landscape, the term encashment refers to the process of converting a financial instrument, such as a check or a bond, into cash. This concept plays a crucial role in personal finance and investments. Understanding encashment is essential for anyone engaged in financial activities, whether it be an individual managing their savings or a business handling transactions. When an individual receives a paycheck, they often have the option to deposit it into their bank account or to directly encash it at a bank or a check-cashing service. The choice between these options can depend on various factors, including convenience, fees, and the need for immediate cash. For instance, if someone needs cash urgently to pay for an unexpected expense, they may choose to encash their paycheck rather than wait for it to clear in their bank account. For businesses, encashment can also refer to the process of converting receivables into cash. Companies often face situations where they need liquidity to cover operational costs. In such cases, businesses may opt to encash invoices by selling them to a factoring company, which provides immediate cash flow in exchange for a fee. This practice can be beneficial for companies that require quick access to funds but may come with costs that need to be carefully considered. Furthermore, encashment is not limited to checks and invoices; it also applies to savings bonds and other investment instruments. Investors may choose to encash their bonds when they reach maturity or when they need to liquidate their investments for cash. This decision often hinges on market conditions and personal financial goals. For example, if an investor anticipates a downturn in the market, they might decide to encash their investments to avoid potential losses. It is important to note that encashment can sometimes involve fees or penalties. Banks and check-cashing services may charge a fee for encashment, which can reduce the total amount received. Additionally, some financial instruments may have terms that affect the encashment process, such as early withdrawal penalties on certificates of deposit (CDs). Therefore, individuals and businesses must weigh the benefits and drawbacks of encashment before proceeding. In conclusion, the concept of encashment is integral to understanding how money flows in both personal and business contexts. Whether it involves converting a paycheck into cash, selling invoices for immediate liquidity, or redeeming investment instruments, encashment is a vital process that affects financial decision-making. By grasping the nuances of encashment, individuals and businesses can make informed choices that support their financial health and objectives.

在当今的金融环境中，术语encashment指的是将金融工具（如支票或债券）转换为现金的过程。这个概念在个人财务和投资中扮演着至关重要的角色。理解encashment对于任何从事金融活动的人来说都是必不可少的，无论是管理自己储蓄的个人，还是处理交易的企业。 当一个人收到薪水时，他们通常可以选择将其存入银行账户或直接在银行或支票兑现服务处进行encashment。这两种选择之间的选择可能取决于各种因素，包括便利性、费用和对现金的迫切需求。例如，如果某人急需现金来支付意外费用，他们可能会选择encash他们的薪水，而不是等待其在银行账户中清算。 对于企业而言，encashment也可以指将应收账款转换为现金的过程。公司经常面临需要流动资金以支付运营成本的情况。在这种情况下，公司可能会选择通过将发票出售给保理公司来进行encashment，这样可以立即获得现金流。这个做法对需要快速获得资金的公司是有利的，但也可能伴随需要仔细考虑的费用。 此外，encashment不仅限于支票和发票；它还适用于储蓄债券和其他投资工具。当投资者的债券到期时，或者当他们需要将投资变现以获得现金时，他们可能会选择进行encashment。这个决定通常取决于市场状况和个人财务目标。例如，如果投资者预计市场将下滑，他们可能会决定进行encashment以避免潜在的损失。 需要注意的是，encashment有时可能涉及费用或罚款。银行和支票兑现服务可能会对encashment收取费用，这可能会减少最终收到的金额。此外，一些金融工具可能有影响encashment过程的条款，例如定期存款（CD）的提前提款罚金。因此，个人和企业在进行encashment之前必须权衡利弊。 总之，encashment的概念对于理解个人和商业背景中资金流动的方式至关重要。无论是将薪水转换为现金、出售发票以获得即时流动性，还是赎回投资工具，encashment都是一个影响财务决策的重要过程。通过掌握encashment的细微差别，个人和企业可以做出支持其财务健康和目标的明智选择。