encumbrancer

简明释义

英[ɪnˈkʌmbrənsə(r)]美[ɪnˈkʌmbrənsər]

n. （存在于他人）不动产上的负担（如抵押权）

英英释义

单词用法

同义词

反义词

例句

1.An encumbrancer is a person who holds an encumbrance on property belonging to another

负担权益人就是指存在于别人不动产上的负担享有人。

2.An encumbrancer is a person who holds an encumbrance on property belonging to another

负担权益人就是指存在于别人不动产上的负担享有人。

3.The bank required the signature of the encumbrancer before approving the loan.

银行在批准贷款之前需要负担者的签名。

4.In real estate transactions, an encumbrancer can complicate the sale of a property.

在房地产交易中，负担者可能会使房产的出售变得复杂。

5.The seller disclosed that there was an encumbrancer on the title that needed to be resolved.

卖方披露了产权上有一个需要解决的负担者。

6.An encumbrancer may have a lien on the property, which affects its marketability.

负担者可能对该物业拥有留置权，这会影响其市场性。

7.Before finalizing the contract, the buyer wanted to ensure there were no hidden encumbrancers.

在最终确定合同之前，买方希望确保没有隐藏的负担者。

作文

In the realm of real estate and property law, the term encumbrancer refers to an individual or entity that holds a claim or interest in a property that may affect its transferability. Understanding the role of an encumbrancer is crucial for anyone involved in buying or selling real estate, as it can significantly impact the value and usability of the property in question. An encumbrancer can be a lender with a mortgage on the property, a contractor with a lien for unpaid work, or even a government authority that has imposed a tax lien. When purchasing a property, buyers must conduct thorough due diligence to identify any existing encumbrancers. This process often involves reviewing title reports and public records to uncover any claims against the property. If an encumbrancer is found, it can complicate the sale, as the buyer may need to negotiate with the encumbrancer to resolve the issue before the transaction can proceed. For instance, if a homeowner has not paid their property taxes, the local government may become an encumbrancer by placing a lien on the property. This means that until the taxes are paid, the homeowner cannot sell the property free and clear. Potential buyers would be hesitant to purchase a property with such a lien, as they would inherit the obligation to pay the outstanding taxes. Thus, understanding who the encumbrancer is and what claims they hold is vital for any prospective buyer. Moreover, encumbrancers can also play a role in negotiations during the selling process. For example, if a property has multiple encumbrancers, the seller might need to prioritize which claims to settle first. This can affect the overall timeline of the sale and the financial outcome for the seller. Additionally, potential buyers may request that certain encumbrancers resolve their claims before finalizing the purchase, which can lead to further negotiations and delays. In conclusion, the concept of an encumbrancer is integral to the field of real estate transactions. It represents a layer of complexity that both buyers and sellers must navigate to ensure a smooth transfer of property ownership. Whether it is a mortgage lender, a contractor, or a government entity, understanding the implications of encumbrancers can save individuals from future legal complications and financial burdens. Therefore, anyone looking to engage in real estate should familiarize themselves with the various types of encumbrancers and how they can affect property dealings.

在房地产和财产法的领域中，术语encumbrancer指的是持有对某一财产的索赔或权益的个人或实体，这可能会影响该财产的转让性。理解encumbrancer的角色对于任何参与房地产买卖的人来说都是至关重要的，因为它可能显著影响相关财产的价值和可用性。encumbrancer可以是拥有该财产抵押贷款的贷方、因未支付工作而产生留置权的承包商，甚至是对该财产施加税收留置权的政府机构。 在购买财产时，买家必须进行全面的尽职调查，以识别任何现存的encumbrancers。这个过程通常涉及审查产权报告和公共记录，以揭示对该财产的任何索赔。如果发现了encumbrancer，这可能会使销售变得复杂，因为买家可能需要与encumbrancer协商以解决问题，然后才能继续交易。 例如，如果房主没有支付他们的财产税，当地政府可能会通过对该财产施加留置权来成为encumbrancer。这意味着，在税款支付之前，房主无法自由出售该财产。潜在的买家可能会对购买有此类留置权的财产感到犹豫，因为他们将继承支付未付款项的义务。因此，了解encumbrancer是谁及其所持索赔的性质，对于任何潜在买家来说都是至关重要的。 此外，encumbrancers在销售过程中也可能在谈判中发挥作用。例如，如果一处财产有多个encumbrancers，卖家可能需要优先解决哪些索赔。这可能会影响销售的整体时间表和卖家的财务结果。此外，潜在买家可能会要求在最终确定购买之前，某些encumbrancers解决他们的索赔，这可能导致进一步的谈判和延误。 总之，encumbrancer的概念是房地产交易领域的重要组成部分。它代表了一层复杂性，买卖双方都必须应对，以确保财产所有权的顺利转让。无论是抵押贷款贷方、承包商还是政府实体，理解encumbrancers的影响可以帮助个人避免未来的法律纠纷和财务负担。因此，任何希望参与房地产交易的人都应该熟悉各种类型的encumbrancers及其如何影响财产交易。