factorage

简明释义

英[ˈfæktərɪdʒ]美[ˈfæktərɪdʒ]

n. 代理厂商；手续费

英英释义

单词用法

同义词

反义词

例句

1.Key banking department: Accept the reception consultation and factorage of just a few departments of the past.

核心业务部：承接从前一二部的接待咨询及代理工作。

2.Key banking department: Accept the reception consultation and factorage of just a few departments of the past.

核心业务部：承接从前一二部的接待咨询及代理工作。

3.The company charges a fee for its services, which includes a percentage of the total sales as factorage.

公司收取服务费，其中包括总销售额的一定百分比作为代理佣金。

4.In the shipping industry, factorage can significantly impact the overall profit margins.

在航运行业，代理佣金可能对整体利润率产生重大影响。

5.They hired an agent to handle the sales with a factorage agreement.

他们雇佣了一名代理人来处理销售，并签订了代理佣金协议。

6.Understanding factorage is essential for any business that relies on third-party sales.

理解代理佣金对任何依赖第三方销售的企业都是至关重要的。

7.The factorage model allowed the startup to scale its operations quickly.

这种代理佣金模式使初创企业能够快速扩展其运营。

作文

In the world of business, various terms are used to describe different processes and roles. One such term is factorage, which refers to the practice of a factor, or an agent, who manages the collection of debts for businesses. This concept is particularly important in industries where companies extend credit to their customers but may not have the resources to pursue collections effectively. By understanding factorage, businesses can improve their cash flow and focus on their core operations rather than being bogged down by accounts receivable management. To illustrate the significance of factorage, consider a small manufacturing company that produces custom furniture. This company often sells its products on credit, allowing customers to pay over time. While this strategy helps attract more clients, it also means that the company has a significant amount of money tied up in unpaid invoices. If these debts are not collected promptly, the company may struggle to pay its own suppliers and employees. Here is where factorage comes into play. The manufacturing company can engage a factoring company, which specializes in debt collection. The factor purchases the outstanding invoices at a discount, providing the manufacturer with immediate cash flow. In return, the factor takes on the responsibility of collecting payments from the customers. This arrangement allows the manufacturer to focus on production and sales while the factor handles the complexities of debt collection. The benefits of factorage extend beyond just improved cash flow. It also reduces the risk of bad debts, as the factor typically has experience and resources dedicated to managing collections. They employ various strategies to ensure that debts are collected efficiently, which can lead to higher recovery rates compared to what the manufacturer might achieve on its own. Moreover, factorage can help businesses build stronger relationships with their customers. Since the factor handles the collection process, the manufacturer can maintain a positive rapport with clients, avoiding the discomfort that often comes with chasing overdue payments. This professional approach can enhance customer satisfaction and loyalty, ultimately benefiting the business in the long run. However, it is essential for businesses to understand the costs associated with factorage. Factors typically charge fees for their services, which can vary based on the volume of invoices and the perceived risk of the debts involved. Companies must weigh these costs against the benefits of improved cash flow and reduced administrative burdens. In some cases, the fees may be justified, especially if the company can reinvest the freed-up cash into growth opportunities. In conclusion, factorage plays a vital role in modern business finance, enabling companies to manage their cash flow effectively while minimizing the risks associated with extending credit. By partnering with a factor, businesses can streamline their operations, improve customer relationships, and ultimately enhance their profitability. Understanding factorage and its implications can empower business owners to make informed decisions that support their financial health and growth ambitions.

在商业世界中，使用各种术语来描述不同的流程和角色。其中一个术语是factorage，它指的是一个代理人或因素管理企业债务收款的做法。这个概念在那些公司向客户提供信用但可能没有资源有效追讨债务的行业中尤为重要。通过理解factorage，企业可以改善现金流，并专注于其核心运营，而不是被应收账款管理所困扰。 为了说明factorage的重要性，考虑一个小型制造公司，该公司生产定制家具。该公司经常以信用方式出售其产品，允许客户分期付款。虽然这种策略有助于吸引更多客户，但这也意味着公司在未支付的发票上有大量资金被占用。如果这些债务未能及时收回，公司可能会挣扎于支付自己的供应商和员工。 这就是factorage发挥作用的地方。制造公司可以与一家专门从事债务收集的保理公司合作。保理公司以折扣价购买未偿还的发票，从而为制造商提供即时现金流。作为回报，保理公司承担了向客户收款的责任。这种安排使制造商能够专注于生产和销售，而保理公司则处理债务收集的复杂性。 factorage的好处不仅仅体现在现金流改善上。它还减少了坏账风险，因为保理公司通常拥有专门的经验和资源来管理收款。他们采用各种策略以确保债务高效收回，这可能导致比制造商自己追讨更高的回收率。 此外，factorage可以帮助企业与客户建立更强的关系。由于保理公司处理收款过程，制造商可以与客户保持良好的关系，避免追讨逾期款项时常常带来的不适感。这种专业的方式可以增强客户满意度和忠诚度，最终使企业在长期内受益。 然而，企业必须了解与factorage相关的成本。保理公司通常会收取服务费，这些费用可能会根据发票的数量和债务的风险程度而有所不同。公司必须权衡这些成本与改善现金流和减少行政负担的好处。在某些情况下，这些费用可能是合理的，尤其是在公司能够将释放的现金重新投资于增长机会时。 总之，factorage在现代商业金融中发挥着至关重要的作用，使公司能够有效管理现金流，同时最小化与提供信用相关的风险。通过与保理公司合作，企业可以简化运营，改善客户关系，并最终提高盈利能力。理解factorage及其影响可以使企业主做出明智的决策，以支持其财务健康和增长目标。