fiduciaries

简明释义

英[/fɪˈdjuːʃəriːz/]美[/fɪˈduːʃiˌɛriz/]

被信托者，受托人（fiduciary 的复数）

英英释义

单词用法

同义词

反义词

例句

1.Many people rely on their financial advisors as fiduciaries 受托人 to manage their investments wisely.

许多人依赖他们的财务顾问作为受托人来明智地管理他们的投资。

2.In a trust, the fiduciaries 受托人 have a legal obligation to act in the best interest of the beneficiaries.

在信托中，受托人有法律义务以受益人的最佳利益行事。

3.Corporate boards often serve as fiduciaries 受托人 for shareholders, making decisions that affect their investments.

公司董事会通常作为受托人为股东服务，做出影响他们投资的决策。

4.The lawyer acted as a fiduciary 受托人 when handling the estate of his deceased client.

当律师处理他已故客户的遗产时，充当了受托人。

5.It is crucial for fiduciaries 受托人 to disclose any potential conflicts of interest.

对受托人来说，披露任何潜在的利益冲突至关重要。

作文

In the world of finance and law, the term fiduciaries refers to individuals or organizations that are entrusted with the responsibility of managing assets or interests on behalf of another party. This relationship is built on trust and requires a high standard of care and loyalty. Understanding the role of fiduciaries is crucial for anyone looking to navigate the complex landscape of financial management and legal obligations. A fiduciary duty is one of the highest standards of care in equity or law. It requires the fiduciaries to act in the best interest of the beneficiary, putting their needs above their own. For example, a lawyer managing a client's estate must ensure that all actions taken are in the best interest of the client, avoiding any conflicts of interest. Similarly, financial advisors who manage investment portfolios have a fiduciary responsibility to act in accordance with their clients' financial goals and risk tolerance. The implications of being a fiduciary are significant. If a fiduciary fails to uphold their duties, they can be held legally accountable for any losses incurred by the beneficiary. This accountability serves as a strong incentive for fiduciaries to maintain transparency and integrity in their dealings. For instance, if an investment advisor were to recommend a product that benefits them financially rather than what is best for their client, they could face severe legal repercussions. There are various types of fiduciaries, including trustees, guardians, and corporate directors. Each of these roles carries specific responsibilities and expectations. Trustees manage trusts, ensuring that the assets within the trust are distributed according to the wishes of the grantor. Guardians are responsible for the well-being of minors or incapacitated individuals, making decisions that affect their health and finances. Corporate directors must act in the best interest of the shareholders, balancing profitability with ethical considerations. The importance of fiduciaries extends beyond individual relationships; it also plays a critical role in maintaining the integrity of financial markets. When investors trust that their fiduciaries will act in their best interests, they are more likely to participate in the market, fostering economic growth. Conversely, when fiduciaries breach their duties, it can lead to a loss of trust that undermines the entire system. The 2008 financial crisis, for example, highlighted the consequences of fiduciaries failing to act responsibly, resulting in widespread financial devastation. In conclusion, the concept of fiduciaries is integral to the functioning of both personal and institutional financial management. Those in fiduciary roles must navigate a complex web of responsibilities, always prioritizing the interests of those they serve. As we continue to engage with financial systems, understanding the role and significance of fiduciaries will empower us to make informed decisions and protect our interests. Trust is the cornerstone of this relationship, and maintaining it is essential for the health of our financial ecosystems.

在金融和法律的世界中，术语fiduciaries指的是被委托负责代表另一方管理资产或利益的个人或组织。这种关系建立在信任之上，并要求高度的关心和忠诚。理解fiduciaries的角色对于任何希望在复杂的金融管理和法律义务中导航的人来说都是至关重要的。 fiduciary责任是股权或法律中最高的关心标准之一。它要求fiduciaries以受益人的最佳利益为先，优先考虑他们的需求。例如，管理客户遗产的律师必须确保所采取的所有行动都符合客户的最佳利益，避免任何利益冲突。同样，管理投资组合的财务顾问有fiduciary责任根据客户的财务目标和风险承受能力行事。 作为fiduciary的含义重大。如果fiduciary未能履行其职责，他们可能会对受益人所遭受的任何损失承担法律责任。这种责任感激励fiduciaries在交易中保持透明和诚信。例如，如果投资顾问推荐一种对他们有利但对客户不利的产品，他们可能面临严重的法律后果。 fiduciaries有多种类型，包括受托人、监护人和公司董事。每个角色都有特定的责任和期望。受托人管理信托，确保信托中的资产按照赠与者的意愿分配。监护人负责未成年人或无行为能力人士的福祉，做出影响他们健康和财务的决策。公司董事必须为股东的最佳利益行事，在盈利性与伦理考量之间取得平衡。 fiduciaries的重要性不仅限于个人关系；它在维护金融市场的完整性方面也发挥着关键作用。当投资者相信他们的fiduciaries会以他们的最佳利益行事时，他们更有可能参与市场，从而促进经济增长。相反，当fiduciaries违反其职责时，可能导致信任的丧失，破坏整个系统。例如，2008年的金融危机突显了fiduciaries未能负责任行事的后果，导致广泛的金融破坏。 总之，fiduciaries的概念对于个人和机构金融管理的运作至关重要。处于fiduciary角色的人必须在复杂的责任网络中航行，始终优先考虑他们所服务的人的利益。随着我们继续参与金融系统，理解fiduciaries的角色和重要性将使我们能够做出明智的决策并保护我们的利益。信任是这种关系的基石，维护信任对于我们的金融生态系统的健康至关重要。