finance

简明释义

英[ˈfaɪnæns]美[ˈfaɪnæns]

n. 财政，金融；资金，财源；财务事务，经济情况

v. 提供资金；贷款购买，赊购

【名】 （Finance）（法）菲南斯（人名）

复 数 f i n a n c e s

第 三 人 称 单 数 f i n a n c e s

现 在 分 词 f i n a n c i n g

过 去 式 f i n a n c e d

过 去 分 词 f i n a n c e d

英英释义

单词用法

同义词

反义词

例句

1.He's the director of the finance section.

他是财务处处长。

2.Young people tend to attach importance to pre-marital finance.

年轻人往往很重视婚前财务问题。

3.She knows all along the Fed has been too slack on regulation of finance.

她一直都知道美联储对金融的监管过于松懈。

4.A bank clerk wants to use this specialist vocabulary and technical terms of finance.

一个银行职员想要使用这种专业词汇和金融术语。

5.Then perhaps you'd like to open one of our high finance money market checking accounts.

那么，也许您想开立一个我们的高级金融货币市场支票帐户。

6.This book was designed in order to provide a working knowledge of finance and accounts.

本书是为提供金融和会计的基本知识而编写的。

7.The world of finance dwindled suddenly to a speck.

金融世界转瞬间缩成一小斑点。

8.At the meeting the finance director produced the figures for the previous year.

会上，财务总监出示了前一年的数字。

9.Despite valiant efforts by the finance minister, inflation rose to 36%.

尽管这位财政部长作了顽强的努力，通货膨胀率还是升到了36%。

10.She decided to pursue a degree in finance 金融 to better understand the stock market.

她决定攻读金融 finance 学位，以更好地理解股市。

11.The company hired an expert in finance 金融 to help with their budget planning.

公司聘请了一位金融 finance 专家来帮助进行预算规划。

12.He works in corporate finance 企业金融, focusing on mergers and acquisitions.

他在企业金融 finance 领域工作，专注于并购。

13.Understanding personal finance 个人理财 is essential for managing your expenses.

了解个人理财 finance 对于管理开支至关重要。

14.The finance 金融 department is responsible for all monetary transactions.

财务部门负责所有货币交易。

作文

In today's world, the concept of finance (金融) plays a crucial role in both personal and business contexts. Understanding finance (金融) is essential for making informed decisions that can impact our lives significantly. Whether it is budgeting for daily expenses or investing in the stock market, the principles of finance (金融) guide us through the complexities of managing money. At its core, finance (金融) involves the study of how individuals, businesses, and governments allocate their resources over time. This includes understanding how to raise funds, invest wisely, and manage risks. For individuals, personal finance (金融) encompasses budgeting, saving, and planning for retirement. It is vital to create a budget that tracks income and expenses, allowing people to live within their means and save for future goals. In the realm of business, corporate finance (金融) focuses on maximizing shareholder value through long-term and short-term financial planning and the implementation of various strategies. Companies must make decisions about capital investments, financing options, and dividend policies. The role of a financial manager is critical in this regard, as they analyze market trends, assess investment opportunities, and manage the company’s financial health. Moreover, the global economy relies heavily on finance (金融) to facilitate trade and commerce. Financial institutions such as banks, investment firms, and insurance companies provide essential services that help businesses and individuals manage their funds effectively. These institutions play a pivotal role in the flow of money within the economy, offering loans, credit, and investment opportunities that drive economic growth. Understanding finance (金融) also involves recognizing the importance of risk management. Every financial decision carries some level of risk, and being able to assess and mitigate these risks is a fundamental skill. For instance, investors must evaluate the potential returns against the risks associated with different investment vehicles. Diversifying a portfolio is one strategy to spread risk and enhance potential returns. Furthermore, with the advent of technology, the landscape of finance (金融) is rapidly evolving. Fintech companies are revolutionizing the way we think about money management, offering innovative solutions such as mobile banking, peer-to-peer lending, and robo-advisors. These advancements make financial services more accessible to a broader audience, empowering individuals to take control of their financial futures. In conclusion, the concept of finance (金融) is integral to our daily lives and the functioning of the global economy. By understanding the principles of finance (金融), we can make smarter financial decisions, whether it be in our personal lives or within a corporate structure. As we continue to navigate an increasingly complex financial landscape, the ability to grasp and apply finance (金融) concepts will be more important than ever. Investing time in learning about finance (金融) can lead to greater financial literacy and ultimately, financial independence.

在当今世界，finance（金融）这一概念在个人和商业背景中发挥着至关重要的作用。理解finance（金融）对于做出可能对我们生活产生重大影响的明智决策至关重要。无论是为日常开支制定预算还是投资股市，finance（金融）的原则都引导我们应对管理资金的复杂性。 从本质上讲，finance（金融）涉及对个人、企业和政府如何在时间上分配资源的研究。这包括了解如何筹集资金、明智投资和管理风险。对于个人而言，个人finance（金融）包括预算、储蓄和退休规划。制定跟踪收入和支出的预算至关重要，这使人们能够量入为出，并为未来目标储蓄。 在商业领域，企业finance（金融）侧重于通过长期和短期财务规划以及实施各种战略来最大化股东价值。公司必须就资本投资、融资选择和股息政策做出决策。在这方面，财务经理的角色至关重要，因为他们分析市场趋势、评估投资机会并管理公司的财务健康。 此外，全球经济在很大程度上依赖于finance（金融）来促进贸易和商业。金融机构如银行、投资公司和保险公司提供基本服务，帮助企业和个人有效管理资金。这些机构在经济中资金流动中发挥着关键作用，提供贷款、信用和推动经济增长的投资机会。 理解finance（金融）还涉及认识到风险管理的重要性。每一个财务决策都带有一定程度的风险，能够评估和减轻这些风险是一项基本技能。例如，投资者必须评估不同投资工具的潜在回报与相关风险。多元化投资组合是分散风险和增强潜在回报的一种策略。 此外，随着科技的进步，finance（金融）的格局正在迅速演变。金融科技公司正在革新我们对资金管理的思考，提供创新解决方案，如移动银行、点对点借贷和机器人顾问。这些进步使金融服务更加普及，使更广泛的受众能够掌控自己的财务未来。 总之，finance（金融）这一概念对我们的日常生活和全球经济的运作至关重要。通过理解finance（金融）的原则，我们可以做出更明智的财务决策，无论是在个人生活中还是在企业结构内。随着我们继续在日益复杂的金融环境中航行，掌握和应用finance（金融）概念的能力将比以往任何时候都重要。投入时间学习finance（金融）可以提高财务素养，最终实现财务独立。