financial

简明释义

英[faɪˈnænʃ(ə)l]美[faɪˈnænʃl;fəˈnænʃl]

adj. 财政的，金融的；<澳新，非正式>有钱的；<澳新>（俱乐部或社团成员）已缴费的

n. （组织或个人的）财务状况；金融公司股票

英英释义

单词用法

同义词

反义词

例句

1.New York is also a major international financial centre.

纽约也是一个重要的国际金融中心。

2.Financial problems are plaguing the company.

财政问题使这家公司焦头烂额。

3.His financial affairs are in a tangle.

他的财务一塌糊涂。

4.The financial crisis has brought new factors into play.

财政危机已引发了新的变数。

5.At last he was free from the financial bloodsuckers.

最终他摆脱了这些金融吸血鬼们。

6.Financial support was not forthcoming.

财政支援尚未到手。

7.The company's financial position is not certain.

这家公司的财务状况不明朗。

8.Financial security was high on his list of priorities.

在他的心目中，金融安全是十分重要的一环。

9.The company is facing serious financial 财务的 difficulties this quarter.

公司在本季度面临严重的财务的困难。

10.She hired a consultant to help her with financial 财务的 planning for retirement.

她雇了一位顾问来帮助她进行退休的财务的规划。

11.His financial 财务的 background made him a suitable candidate for the role.

他的财务的背景使他成为这个职位的合适人选。

12.The government announced new financial 财政的 aid programs for small businesses.

政府宣布了新的针对小企业的财政的援助计划。

13.They are looking for ways to improve their financial 财务的 literacy.

他们正在寻找提高自身财务的知识的方法。

作文

In today's world, the importance of sound financial management cannot be overstated. Individuals, businesses, and governments alike must navigate the complexities of financial systems to achieve their goals and ensure stability. Understanding the principles of financial literacy is essential for making informed decisions that can lead to success and security. At the personal level, financial literacy involves understanding how to manage one’s income, expenses, savings, and investments. For instance, budgeting is a crucial skill that allows individuals to track their spending and allocate resources wisely. Without a proper budget, people may find themselves in debt, struggling to pay bills, or unable to save for emergencies. Therefore, grasping the concept of financial planning is vital for achieving long-term goals such as buying a home, funding education, or preparing for retirement. On a larger scale, businesses also face financial challenges that require strategic planning and analysis. Companies must manage their revenues and expenditures effectively to remain profitable. This includes analyzing cash flow, controlling costs, and making informed investment decisions. A solid financial strategy can help a business grow, expand into new markets, and withstand economic downturns. For example, during a recession, businesses with strong financial foundations are more likely to survive and recover quickly compared to those with poor financial practices. Governments, too, must handle financial matters with care. Public funds are collected through taxes and are used to provide essential services such as education, healthcare, and infrastructure. Effective financial management at the governmental level ensures that resources are allocated efficiently and transparently. This is crucial for maintaining public trust and ensuring that citizens receive the services they deserve. Moreover, governments must also manage their debts and deficits responsibly to avoid economic instability. In recent years, the rise of technology has transformed the landscape of financial management. Online banking, mobile payment apps, and investment platforms have made it easier for individuals and businesses to manage their financial affairs. However, this increased accessibility also comes with risks, such as cyber threats and the potential for overspending. Therefore, it is imperative that users remain vigilant and educated about their financial choices in the digital age. Furthermore, the global economy is interconnected, meaning that financial events in one country can have ripple effects worldwide. For instance, a financial crisis in one nation can lead to reduced trade, affecting economies across the globe. This highlights the need for international cooperation and sound financial policies that promote stability and growth. In conclusion, whether at the personal, business, or governmental level, financial management plays a critical role in our lives. By enhancing our understanding of financial principles, we can make better decisions that lead to improved outcomes. As we navigate an increasingly complex financial landscape, fostering financial literacy will empower individuals and organizations to thrive in a competitive world. It is essential that we prioritize financial education to build a more secure and prosperous future for all.

在当今世界，良好的金融管理的重要性不容小觑。个人、企业和政府都必须应对金融系统的复杂性，以实现目标并确保稳定。理解金融素养的原则对于做出明智的决策至关重要，这些决策可以导致成功和安全。 在个人层面上，金融素养涉及理解如何管理个人的收入、支出、储蓄和投资。例如，预算是一项至关重要的技能，它使个人能够跟踪他们的支出并明智地分配资源。如果没有适当的预算，人们可能会发现自己陷入债务，难以支付账单，或无法为紧急情况储蓄。因此，掌握金融规划的概念对于实现长期目标（例如购房、资助教育或为退休做准备）至关重要。 在更大范围内，企业也面临着需要战略规划和分析的金融挑战。公司必须有效管理其收入和支出，以保持盈利。这包括分析现金流、控制成本和做出明智的投资决策。稳健的金融战略可以帮助企业增长、扩展到新市场，并抵御经济衰退。例如，在经济衰退期间，拥有强大金融基础的企业更有可能生存并迅速复苏，而那些金融实践不佳的企业则可能面临困境。 政府同样必须谨慎处理金融事务。公共资金通过税收收集，用于提供教育、医疗和基础设施等基本服务。有效的金融管理确保资源得到高效和透明的分配。这对于维护公众信任和确保公民获得应得的服务至关重要。此外，政府还必须负责任地管理其债务和赤字，以避免经济不稳定。 近年来，技术的崛起改变了金融管理的格局。在线银行、移动支付应用和投资平台使个人和企业更容易管理其金融事务。然而，这种便利性也带来了风险，例如网络威胁和过度消费的潜在可能。因此，用户在数字时代必须保持警惕，并对其金融选择保持教育。 此外，全球经济是相互关联的，这意味着一个国家的金融事件可能会对全球产生连锁反应。例如，一个国家的金融危机可能导致贸易减少，从而影响全球经济。这突显了国际合作和促进稳定与增长的良好金融政策的必要性。 总之，无论是在个人、企业还是政府层面，金融管理在我们的生活中扮演着至关重要的角色。通过增强我们对金融原则的理解，我们可以做出更好的决策，从而改善结果。当我们在日益复杂的金融环境中航行时，促进金融素养将使个人和组织在竞争激烈的世界中蓬勃发展。我们必须优先考虑金融教育，以为所有人建立一个更安全和繁荣的未来。