financing

简明释义

英[/ˈfaɪnænsɪŋ/]美[/ˈfaɪnænsɪŋ/]

n. 融资；财务；筹措资金

v. 筹措资金；财政管理；从事金融活动（finance 的 ing 形式）

英英释义

单词用法

同义词

反义词

例句

1.Financing the gap may not be easy.

要填补这一空缺可不是简单的事。

2.If yes, taxpayer financing isn't needed.

如果答案是肯定的，那纳税人的资助是没有必要的。

3.We also offer a very good financing plan.

我们还提供一个很好的理财计划。

4.In the past they would also go to Banks for financing.

过一段时间，这些公司也会去银行寻求援助资金。

5.This, in turn, could guide future financing decisions.

这反过来可以指导今后的筹资决定。

6.I heard he had trouble with the financing and he then couldn't get the land he wanted.

我听说他在资金上遇到了麻烦，然后他无法得到他想要的土地。

7.If instead we regard the financing of warfare by taxation in this period as a background condition, then we will see the English reverse themselves as the main cause of the revolt.

如果我们将这一时期的通过税收来支持军事作为背景条件，那么我们就会看到英国人自己的失败反倒是造成反抗的主要原因。

8.They are beginning criminal proceedings against him for breaking the law on financing political parties.

他们正开始对他进行刑事诉讼，因为他违反了政党资助法。

9.The financing of home ownership will continue through the 1990s and beyond.

房屋产权的融资将持续到20世纪90年代及以后。

10.The company secured additional financing to expand its operations.

公司获得了额外的融资以扩展其业务。

11.Many startups rely on venture capital for financing their projects.

许多初创公司依靠风险资本为其项目提供融资。

12.She is looking for financing options to buy her first home.

她正在寻找购买第一套房子的融资选择。

13.The government announced new programs to assist with financing for small businesses.

政府宣布了新的项目，以帮助小企业进行融资。

14.He was approved for a bank loan that provided necessary financing for his education.

他获得了银行贷款，提供了必要的融资用于他的教育。

作文

In today's rapidly evolving economy, the concept of financing (融资) plays a crucial role in both personal and business contexts. Understanding how financing works can empower individuals and organizations to make informed decisions regarding their financial health and future growth. Financing refers to the process of providing funds for business activities, making purchases, or investing. It is essential for entrepreneurs looking to start new ventures, as well as for established companies aiming to expand their operations or invest in new projects. For individuals, financing can take many forms, including personal loans, mortgages, and credit cards. Each of these options has its own advantages and disadvantages, and understanding them is key to making wise financial choices. For instance, personal loans can provide quick access to cash for emergencies or significant purchases, but they often come with high-interest rates. On the other hand, mortgages allow individuals to buy homes without paying the entire price upfront, spreading the cost over many years. In the business world, financing is even more complex. Companies often rely on a mix of debt and equity financing to fund their operations. Debt financing involves borrowing money that must be repaid with interest, while equity financing involves raising capital by selling shares of the company. Each method has its implications for control, risk, and potential returns. For example, while debt financing can lead to higher profits if the company performs well, it also increases the risk of bankruptcy if the company cannot meet its repayment obligations. Moreover, the choice of financing can significantly impact a company's growth trajectory. For startups, securing financing from venture capitalists or angel investors can provide not only the necessary capital but also valuable mentorship and industry connections. Conversely, relying solely on bank loans may limit a startup's growth potential if it cannot demonstrate sufficient revenue or collateral. As technology continues to advance, new forms of financing are emerging. Crowdfunding platforms allow individuals and businesses to raise small amounts of money from a large number of people, democratizing the investment process and enabling innovative projects to take off. Additionally, peer-to-peer lending services provide alternatives to traditional banks, offering competitive rates and more flexible terms for borrowers. Despite the various options available, it is essential to approach financing with caution. Poor financial decisions can lead to overwhelming debt and financial instability. Therefore, individuals and businesses alike should conduct thorough research, assess their financial situations, and consider consulting financial advisors before committing to any financing agreements. In conclusion, financing (融资) is a vital aspect of economic activity that influences personal lives and business success. By understanding the different forms of financing available and the implications of each, individuals and organizations can make better financial decisions, ultimately leading to greater stability and growth in their respective fields. Embracing knowledge about financing empowers us to navigate the complexities of our financial landscapes effectively.

在当今快速发展的经济中，financing（融资）的概念在个人和商业环境中都扮演着至关重要的角色。理解financing的运作方式可以使个人和组织能够就其财务健康和未来增长做出明智的决定。Financing指的是为商业活动、购买或投资提供资金的过程。对于希望创业的企业家以及希望扩展业务或投资新项目的成熟公司来说，这一点至关重要。 对于个人而言，financing可以有多种形式，包括个人贷款、抵押贷款和信用卡。这些选择各有优缺点，理解它们是做出明智财务选择的关键。例如，个人贷款可以快速获得现金以应对紧急情况或重大购买，但通常伴随高额利息。另一方面，抵押贷款允许个人在不支付全部价格的情况下购买房屋，将成本分摊到多年之中。 在商业领域，financing则更加复杂。公司通常依赖债务和股权融资的组合来资助其运营。债务融资涉及借款，必须连本带息偿还，而股权融资则涉及通过出售公司股份来筹集资本。每种方法对控制权、风险和潜在回报都有其影响。例如，虽然债务融资在公司表现良好时可以导致更高的利润，但如果公司无法满足还款义务，也会增加破产的风险。 此外，financing的选择可能会显著影响公司的增长轨迹。对于初创企业来说，从风险投资家或天使投资者那里获得financing不仅可以提供必要的资本，还能提供宝贵的指导和行业联系。相反，单靠银行贷款可能会限制初创企业的增长潜力，如果它无法证明足够的收入或抵押品。 随着技术的不断进步，新型的financing形式也在不断涌现。众筹平台使个人和企业能够从大量人群中筹集小额资金，民主化了投资过程，使创新项目得以起步。此外，点对点借贷服务为借款人提供了传统银行之外的替代选择，提供竞争力的利率和更灵活的条款。 尽管有多种可用选项，但以谨慎的态度对待financing至关重要。错误的财务决策可能导致压倒性的债务和财务不稳定。因此，个人和企业都应进行深入研究，评估其财务状况，并考虑在承诺任何financing协议之前咨询财务顾问。 总之，financing（融资）是影响个人生活和商业成功的经济活动的重要方面。通过理解可用的不同financing形式及其各自的影响，个人和组织可以做出更好的财务决策，最终在各自领域实现更大的稳定和增长。拥抱关于financing的知识使我们能够有效地驾驭财务环境的复杂性。