foreclose

简明释义

英[fɔːˈkləʊz]美[fɔːrˈkloʊz]

vt. 阻止；排除；取消抵押品赎回权

vi. 取消抵押品赎回权

第 三 人 称 单 数 f o r e c l o s e s

现 在 分 词 f o r e c l o s i n g

过 去 式 f o r e c l o s e d

过 去 分 词 f o r e c l o s e d

英英释义

单词用法

同义词

反义词

例句

1.About three or four nights every week, peasant debtors, bearing gifts of meat and wine, would feast the principal in the school rooms, trying to persuade him not to foreclose on their land.

每星期总有三四个晚上，负债的农民拿着酒肉到学堂里请校长吃席，求他不要没收他们典出的土地。

2.Few lenders want to foreclose, a process that takes ages, incurs massive costs and often causes the departing residents to trash the house.

几乎没有出贷者想要提前收回债权，因为这个过程要花费大量的时间，成本过高，而且常常造成搬走的房客毁坏房屋的事件。

3.That's a lot of work to foreclose on an 8,000-mile-in-diameter ball of molten iron and rock.

在这个满是岩浆和岩石的直径有八千英里的星球上，那是很大的工作量。

4.That way they can foreclose , sell your home and take all the equity you have.

这样，他们可以回赎，卖你的家，并采取所有的股票越多。

5.If the building goes bankrupt, the lender will foreclose on the ownership of the common area, but individual apartment owners will not be affected.

如果该栋建筑物房产破产，贷方会取消公共区域的赎回权，但个人部分不受影响。

6.His business is foreclose.

他的生意失败了。

7.When they failed to repay the losses, Citizens reported their personal account as delinquent to credit bureaus, and six months after the theft threatened to foreclose on their home.

而当他们无法支付损失时，国民银行向征信所举报他们的个人银行账号欠债不还，还在失窃半后，威胁要将他们的房子赎回。

8.The biggest fear in the market is that Banks will foreclose on borrowers and start a fire-sale.

市场最大的恐惧是银行会取消借款者的赎回权，并进行减价出售。

9.The bank decided to foreclose on the property after the owner missed several mortgage payments.

在业主错过几次按揭付款后，银行决定止赎该物业。

10.If you fail to pay your loan, the lender may foreclose on your house.

如果你未能偿还贷款，贷款人可能会对你的房子进行止赎。

11.The homeowner was devastated when they received the notice that their lender would foreclose on their home.

当房主收到贷款人将对其房屋进行止赎的通知时，感到非常沮丧。

12.To avoid foreclosure, it's important to communicate with your lender if you're having financial difficulties.

为了避免止赎，如果你遇到财务困难，与贷款人沟通是很重要的。

13.The court ruled in favor of the bank, allowing them to foreclose on the delinquent account.

法院裁定支持银行，允许他们对逾期账户进行止赎。

作文

In recent years, the concept of home ownership has evolved significantly, influenced by economic fluctuations and changing societal values. One term that has gained prominence in discussions about real estate and financial security is foreclose, which refers to the legal process by which a lender takes possession of a property when the borrower fails to meet their mortgage obligations. Understanding the implications of foreclose is crucial for homeowners and potential buyers alike, as it can have lasting effects on their financial well-being and credit history. The process of foreclose typically begins when a homeowner misses several mortgage payments. Lenders often try to work with borrowers who are struggling financially, offering options such as loan modifications or temporary forbearance. However, if these efforts fail and payments continue to be missed, the lender may initiate the foreclose process. This can be a distressing time for homeowners, as they face the possibility of losing their home and the equity they have built over the years. Moreover, the consequences of foreclose extend beyond just losing a home. A foreclosure can severely impact a person's credit score, making it difficult to secure loans in the future. It can take years for a homeowner to recover from the financial damage caused by a foreclose, which can limit their ability to purchase another home or even rent in some cases. The emotional toll of foreclose cannot be understated either. Many homeowners experience feelings of shame, failure, and anxiety during this process. The stress of potentially losing a home can lead to significant mental health challenges. It is essential for individuals facing foreclose to seek support from friends, family, or professional counselors to navigate this difficult time. Despite the negative connotations associated with foreclose, it is important to recognize that not all homeowners who face foreclosure are irresponsible or negligent. Economic downturns, job losses, and unexpected medical expenses can lead to situations where even the most diligent homeowners find themselves unable to keep up with their mortgage payments. In these instances, education about financial management and resources available for those at risk of foreclose can be invaluable. For potential homebuyers, understanding the risks associated with foreclose is equally important. Before purchasing a home, individuals should conduct thorough research, assess their financial situation, and consider consulting with financial advisors. By doing so, they can make informed decisions that reduce the likelihood of facing foreclosure in the future. In conclusion, the term foreclose encapsulates a complex and often distressing reality for many homeowners. While the process can be challenging, understanding its implications and seeking help can empower individuals to make better financial choices. As we navigate an ever-changing economic landscape, it is crucial to foster awareness and provide support for those affected by foreclose, ensuring that they do not face this daunting challenge alone.

近年来，房屋拥有权的概念发生了显著变化，受到经济波动和社会价值观变化的影响。在有关房地产和金融安全的讨论中，一个逐渐突出的术语是foreclose，即指贷款人在借款人未能履行抵押贷款义务时，通过法律程序收回物业的过程。理解foreclose的含义对房主和潜在买家至关重要，因为这可能对他们的财务状况和信用历史产生持久影响。 foreclose的过程通常始于房主错过几期抵押贷款付款。贷款人通常会尝试与面临财务困难的借款人合作，提供如贷款修改或暂时宽限等选项。然而，如果这些努力失败且付款继续缺失，贷款人可能会启动foreclose程序。这对房主来说可能是一个令人痛苦的时刻，因为他们面临失去家园及多年来所积累的资产的可能性。 此外，foreclose的后果不仅仅是失去一个家。一次止赎可以严重影响个人的信用评分，使得未来获得贷款变得困难。房主可能需要数年时间才能从foreclose造成的财务损失中恢复，这可能限制他们再次购买房屋甚至租房的能力。 foreclose的情感影响也不容小觑。许多房主在这个过程中会感到羞愧、失败和焦虑。失去家园的压力可能导致显著的心理健康挑战。对于面临foreclose的人来说，寻求朋友、家人或专业顾问的支持以渡过这个艰难时期至关重要。 尽管与foreclose相关的负面含义，但重要的是要认识到，并非所有面临止赎的房主都是不负责任或疏忽的。经济衰退、失业和意外医疗费用可能导致即使是最勤勉的房主也无法跟上抵押贷款付款。在这种情况下，了解财务管理和面临foreclose风险者可用资源的教育是极其宝贵的。 对于潜在的购房者来说，理解与foreclose相关的风险同样重要。在购买房屋之前，个人应进行彻底的研究，评估自己的财务状况，并考虑咨询财务顾问。通过这样做，他们可以做出明智的决策，从而降低未来面临止赎的可能性。 总之，术语foreclose概括了许多房主面临的复杂且常常令人痛苦的现实。尽管这一过程可能具有挑战性，但理解其含义并寻求帮助可以使个人更有能力做出更好的财务选择。在我们应对不断变化的经济环境时，促进意识并为受到foreclose影响的人提供支持是至关重要的，确保他们不必独自面对这一艰巨挑战。