foreclosures

简明释义

英[fɔːˈkləʊʒəz]美[fɔːrˈkloʊʒərz]

n. 取消抵押品赎回权；取消抵押品赎回权的法律手续（foreclosure 的复数形式）

英英释义

单词用法

同义词

反义词

例句

1.The Dow has slumped to 1998 levels, and last year mortgage foreclosures rose 81 percent.

道琼斯股票指数下滑到1998年的水平，去年的贷款未清偿的事件上升了81%。

2.Microfinance's reliance on peer pressure for repayment must be the envy of any mainstream banker struggling with rising foreclosures and "jingle mail".

小额贷款依赖于同行的压力来偿还贷款，这一定会让任何主流银行家羡慕不已，因为他们正在与越来越多的止赎和“叮当邮件”作斗争。

3.Last fall, we learned that many mortgage lenders were engaging in illegal foreclosures.

去年秋天，我们了解到，许多抵押贷款的债权人从事非法的取消抵押品赎回权的活动。

4.And the foreclosures keep rising.

结果是止赎数量继续上升。

5.Zandi expects more price declines and foreclosures in the first half of the year.

赞迪希望在今年上半年有更多的价格下降和取消抵押品赎回权。

6.But if delinquencies and foreclosures rose, they stood to lose heavily.

但如果逾期债款和止赎权上升，那么他们就会损失惨重。

7.Many families are facing foreclosures 止赎 due to the economic downturn.

由于经济衰退，许多家庭面临着止赎的困境。

8.The bank is processing a high number of foreclosures 止赎 this year compared to last year.

与去年相比，今年银行处理的止赎数量大幅增加。

9.Investors often look for properties in foreclosures 止赎 as they can be purchased at a lower price.

投资者通常寻找处于止赎状态的房产，因为它们可以以较低的价格购买。

10.The government has implemented programs to help those facing foreclosures 止赎 avoid losing their homes.

政府实施了帮助面临止赎的人避免失去家园的项目。

11.Real estate agents specialize in foreclosures 止赎 to assist buyers and sellers in the market.

房地产经纪人专门处理止赎事务，以帮助买卖双方在市场上交易。

作文

In recent years, the term foreclosures has become increasingly common in discussions about the housing market and financial stability. A foreclosure occurs when a lender takes possession of a property due to the borrower's failure to make mortgage payments. This process can have devastating effects on individuals and families, leading to loss of homes and financial distress. Understanding the implications of foreclosures is crucial for anyone involved in real estate or personal finance. The rise in foreclosures is often associated with economic downturns. For instance, during the financial crisis of 2008, millions of homeowners faced foreclosures as property values plummeted and unemployment rates soared. Many individuals who had purchased homes during the housing boom found themselves underwater, meaning they owed more on their mortgages than their homes were worth. As a result, they could no longer afford their monthly payments, leading to a surge in foreclosures across the country. The consequences of foreclosures extend beyond the individual homeowner. Neighborhoods can suffer from decreased property values when multiple homes are foreclosed upon. This can create a cycle where the community's overall economic health declines, leading to more foreclosures and further devaluation of properties. Local governments may also face challenges, as reduced property tax revenues can hinder their ability to provide essential services. To mitigate the impact of foreclosures, various measures have been implemented by governments and financial institutions. Programs aimed at loan modifications, refinancing options, and financial counseling have been established to assist struggling homeowners. These initiatives aim to keep families in their homes and stabilize the housing market. However, despite these efforts, the risk of foreclosures remains, particularly in economically vulnerable areas. For prospective homebuyers, understanding the risks associated with foreclosures is essential. Buying a foreclosed property can present opportunities for significant savings, but it also comes with its own set of challenges. Properties that have been through the foreclosure process may require extensive repairs or renovations, and buyers must be prepared for potential legal complications. It is advisable for buyers to conduct thorough inspections and work with knowledgeable professionals to navigate the complexities of purchasing a foreclosed home. In conclusion, foreclosures are a critical aspect of the housing market that can have far-reaching effects on individuals and communities alike. While they can offer opportunities for some, they also represent significant challenges for many. By understanding the causes and consequences of foreclosures, individuals can make informed decisions about their financial futures and contribute to the stabilization of their communities. As we move forward, it is essential to prioritize education and support for those affected by foreclosures to foster a healthier housing market for all.

近年来，术语foreclosures在关于房地产市场和金融稳定的讨论中变得越来越普遍。foreclosure是指当借款人未能按时支付抵押贷款时，贷方对物业的占有。这个过程可能对个人和家庭造成毁灭性的影响，导致失去住房和财务困境。理解foreclosures的影响对于任何涉足房地产或个人财务的人来说都是至关重要的。 foreclosures的增加通常与经济衰退有关。例如，在2008年的金融危机期间，数百万房主面临foreclosures，因为房产价值暴跌，失业率飙升。许多在房地产繁荣期间购买房屋的人发现自己处于水下，即他们所欠的抵押贷款金额超过了房屋的价值。因此，他们无法再负担每月的还款，导致全国范围内foreclosures激增。 foreclosures的后果不仅仅影响个别房主。当多个房屋被查封时，社区的整体经济健康状况可能受到影响，导致房产价值下降。这可能形成一个循环，社区的整体经济健康状况下降，导致更多的foreclosures，进一步贬值房产。地方政府也可能面临挑战，因为减少的房地产税收入可能会妨碍他们提供基本服务的能力。 为了减轻foreclosures的影响，各级政府和金融机构实施了各种措施。旨在贷款修改、再融资选项和财务咨询的计划已建立，以帮助陷入困境的房主。这些举措旨在让家庭留在家中，稳定房地产市场。然而，尽管有这些努力，但特别是在经济脆弱地区，foreclosures的风险仍然存在。 对于潜在的购房者来说，了解与foreclosures相关的风险至关重要。购买被查封的房产可能提供显著节省的机会，但也伴随着一系列挑战。经历过foreclosure过程的房产可能需要大量修理或翻新，买家必须准备好应对潜在的法律复杂性。建议买家进行彻底检查，并与专业人士合作，以应对购买被查封房屋的复杂性。 总之，foreclosures是房地产市场的一个关键方面，可能对个人和社区产生深远的影响。虽然它们可以为某些人提供机会，但对许多人来说，它们也代表着重大挑战。通过理解foreclosures的原因和后果，个人可以对自己的财务未来做出明智的决策，并为社区的稳定做出贡献。随着我们向前发展，优先考虑教育和支持那些受foreclosures影响的人，以促进所有人的健康房地产市场是至关重要的。