garnishment

简明释义

英[ˈɡɑːnɪʃmənt]美[ˈɡɑrnɪʃmənt]

n. 出庭传票；扣押令；装饰

复 数 g a r n i s h m e n t s

英英释义

单词用法

同义词

反义词

例句

1.Writ of garnishment - an order of the court whereby property, money, or credits in the possession of another person may be seized and applied to pay a debtor's debt.

扣押债权通知：由法院做出的，查封另一方当事人持有的财产，金钱或者银行帐户并且用于支付债务人债务的令。

2.Writ of garnishment - an order of the court whereby property, money, or credits in the possession of another person may be seized and applied to pay a debtor's debt.

扣押债权通知：由法院做出的，查封另一方当事人持有的财产，金钱或者银行帐户并且用于支付债务人债务的令。

3.If your defaulted debt is subject to wage garnishment, you may not be able to consolidate.

如果你是受债务拖欠工资扣押，你可不能巩固。

4.She finally buy the cake with the most beautiful garnishment.

她最后买下了装饰最漂亮的那个蛋糕。

5.The court issued a garnishment order to collect the unpaid debts from his paycheck.

法院发出了一个扣押令，以从他的工资中收回未偿还的债务。

6.She was surprised to learn that her wages would be subject to garnishment due to her student loans.

她惊讶地得知，由于她的学生贷款，她的工资将受到扣押。

7.The lawyer explained the process of garnishment and how it affects the debtor's finances.

律师解释了扣押的过程以及它如何影响债务人的财务状况。

8.After missing several payments, the bank initiated a garnishment on his savings account.

在错过几次付款后，银行对他的储蓄账户启动了扣押。

9.The garnishment of her tax refund left her with little money for the month.

她的税款退款被扣押，使她这个月几乎没有钱。

作文

Garnishment is a legal process through which a creditor can collect a debt by seizing a portion of a debtor's income or assets. This process often occurs after a court judgment has been made against the debtor, allowing the creditor to take action to recover the owed amount. Understanding the implications of garnishment">garnishment is essential for both creditors and debtors, as it affects financial stability and personal finances. For creditors, garnishment">garnishment serves as a powerful tool to ensure that they receive payment for debts owed to them. Once a court rules in favor of the creditor, the creditor can initiate the garnishment">garnishment process, which typically involves notifying the debtor's employer or financial institution. The employer is then required to withhold a certain percentage of the debtor's wages and send it directly to the creditor until the debt is satisfied. This process not only helps creditors recover their funds but also acts as a deterrent against non-payment for future debts. On the other hand, debtors must understand their rights and the potential consequences of garnishment">garnishment. It can lead to significant financial strain, as a portion of their income is automatically deducted, leaving them with less money to cover living expenses. In many jurisdictions, there are limits to how much can be garnished from a debtor's wages, often capped at a certain percentage. However, even with these protections in place, the impact of garnishment">garnishment can be severe, especially for individuals living paycheck to paycheck. Moreover, garnishment">garnishment can extend beyond wages; it can also apply to bank accounts and other assets. If a creditor successfully obtains a court order, they may freeze the debtor's bank account and withdraw funds directly. This can create an immediate cash flow problem for the debtor, making it difficult to pay bills or meet other financial obligations. Therefore, it is crucial for debtors to respond promptly to any legal notices regarding garnishment">garnishment and seek legal advice if necessary. In some cases, debtors may have options to challenge a garnishment">garnishment or negotiate a repayment plan with creditors. They might be able to demonstrate financial hardship or propose alternative arrangements that could prevent the garnishment">garnishment from taking effect. Being proactive and communicating with creditors can sometimes lead to more favorable outcomes than allowing the process to unfold without intervention. In conclusion, understanding garnishment">garnishment and its implications is vital in today's financial landscape. For creditors, it represents a means to secure payment for debts, while for debtors, it poses a significant risk to their financial well-being. Awareness of the laws governing garnishment">garnishment and knowing one's rights can help individuals navigate this challenging situation more effectively. Ultimately, both parties should aim for clear communication and resolution to avoid the complications that arise from garnishment">garnishment processes.

扣押是一个法律程序，通过该程序，债权人可以通过扣押债务人的收入或资产的一部分来收回债务。这个过程通常发生在法院对债务人作出判决之后，允许债权人采取行动以追回所欠金额。理解garnishment">扣押的影响对于债权人和债务人来说都是至关重要的，因为它影响着财务稳定性和个人财务。 对于债权人来说，garnishment">扣押作为一种强有力的工具，可以确保他们收到所欠债务的付款。一旦法院裁定支持债权人，债权人就可以启动garnishment">扣押程序，这通常涉及通知债务人的雇主或金融机构。雇主随后被要求扣留债务工资的一定百分比，并直接将其发送给债权人，直到债务得到偿还。这个过程不仅帮助债权人收回资金，还在未来债务不支付的情况下起到威慑作用。 另一方面，债务人必须了解自己的权利以及garnishment">扣押可能带来的后果。这可能导致重大财务压力，因为他们的收入的一部分会被自动扣除，使他们的生活费用支付变得更加困难。在许多司法管辖区，对债务工资的扣押金额是有限制的，通常限制在一定百分比。然而，即使有这些保护措施，garnishment">扣押的影响仍然可能很严重，尤其是对于那些生活在月光族的人来说。 此外，garnishment">扣押不仅限于工资；它还可以适用于银行账户和其他资产。如果债权人成功获得法院命令，他们可能会冻结债务人的银行账户并直接提取资金。这可能会立即造成现金流问题，使债务人难以支付账单或满足其他财务义务。因此，债务人必须及时回应有关garnishment">扣押的任何法律通知，并在必要时寻求法律建议。 在某些情况下，债务人可能有机会挑战garnishment">扣押或与债权人协商还款计划。他们可能能够证明财务困难或提出替代安排，从而防止garnishment">扣押生效。积极主动并与债权人沟通，有时可以导致比让过程自行展开更有利的结果。 总之，理解garnishment">扣押及其影响在当今的金融环境中至关重要。对于债权人来说，它代表了一种确保债务支付的手段，而对于债务人来说，它对他们的财务福祉构成了重大风险。了解关于garnishment">扣押的法律以及了解自己的权利，可以帮助个人更有效地应对这一具有挑战性的情况。最终，双方都应致力于清晰的沟通和解决，以避免因garnishment">扣押程序而产生的复杂问题。