hypothec

简明释义

英[haɪˈpɒθɪk]美[haɪˈpɑːθek]

n. 抵押权，担保权

英英释义

单词用法

同义词

反义词

例句

1.Of the purpose that enterprise movables guaranty registers prevent to repeat pledge, ensure the implementation of hypothec.

企业动产抵押登记的目的的防止重复抵押，保障抵押权的实现。

2.The first part is about the analysis of present situation of realization of hypothec in China.

第一部分为我国抵押权实现的现状分析。

3.When hypothec is registered oneself establish.

抵押权自登记时设立。

4.Hypothec is to ensure creditor to realize creditor's rights the hypothec that always has registered consequently has confrontation the effectiveness of the3rd person.

抵押权是为了保障债权人实现债权，因而凡是已经登记的抵押权具有对抗第三人的效力。

5.So the author gives several suggestions to expects to contribute little force for our country. This part also discusses the relationship among Title Retention, pledge on movables and hypothec right.

对此笔者提出几点改进建议，并就司法实践中所有权保留与抵押、质押等典型性担保物权发生竞合时如何处理进行了有益探讨。

6.So the author gives several suggestions to expects to contribute little force for our country. This part also discusses the relationship among Title Retention, pledge on movables and hypothec right.

对此笔者提出几点改进建议，并就司法实践中所有权保留与抵押、质押等典型性担保物权发生竞合时如何处理进行了有益探讨。

7.The bank required a hypothec 抵押 on the property before approving the loan.

银行要求在批准贷款之前对该物业进行hypothec 抵押。

8.In many countries, a hypothec 抵押 can be placed on real estate to secure a mortgage.

在许多国家，房地产上可以设定hypothec 抵押以确保抵押贷款的安全。

9.He decided to use his car as a hypothec 抵押 for a personal loan.

他决定将他的汽车作为个人贷款的hypothec 抵押。

10.The legal team explained the implications of a hypothec 抵押 during the contract negotiations.

法律团队在合同谈判中解释了hypothec 抵押的影响。

11.A hypothec 抵押 gives the lender a claim over the asset in case of default.

如果违约，hypothec 抵押给予贷方对资产的索赔权。

作文

In the world of finance and law, the term hypothec refers to a legal mechanism that allows a borrower to pledge an asset as collateral for a loan without giving up possession of that asset. This concept is particularly important in real estate transactions, where property can be used to secure financing while the owner retains the right to use and occupy the property. The hypothec serves as a safeguard for lenders, ensuring that they have a claim to the asset in case the borrower defaults on the loan. Understanding the implications of a hypothec is essential for anyone involved in borrowing or lending money. For borrowers, it provides an opportunity to access funds while still maintaining control over their assets. However, it also comes with risks; failure to meet the repayment terms could result in the lender seizing the asset. Therefore, it is crucial for borrowers to assess their financial situation and ensure they can meet their obligations before entering into such agreements. From the lender's perspective, a hypothec offers a form of security that reduces the risk associated with lending. By having the ability to claim the pledged asset, lenders can feel more confident in extending credit. This is especially true in cases where the borrower may have a less-than-perfect credit history. The presence of a hypothec can make it easier for lenders to justify the risk of lending money. In many jurisdictions, the process of creating a hypothec involves formal documentation and registration. This legal framework ensures that all parties are aware of the terms and conditions associated with the hypothec. It also provides a clear record of the agreement, which can be crucial in the event of a dispute. Understanding the legal requirements surrounding hypothecs can help both borrowers and lenders navigate the complexities of financial agreements more effectively. Moreover, the concept of a hypothec is not limited to real estate. It can also apply to various types of personal property, such as vehicles, equipment, or inventory. This flexibility makes hypothecs a valuable tool in business financing, allowing companies to leverage their existing assets to secure the capital they need for growth or operational expenses. In conclusion, the term hypothec encompasses a critical aspect of financial transactions, providing a means for borrowers to obtain loans while offering lenders a degree of protection. By understanding how hypothecs work, individuals and businesses can make informed decisions about their financial futures. Whether you are looking to buy a home, invest in a business, or simply need a loan, being aware of the implications of a hypothec can empower you to navigate the lending landscape with confidence. Ultimately, knowledge of this concept can lead to better financial outcomes and a more secure economic environment for all parties involved.

在金融和法律领域，术语hypothec指的是一种法律机制，允许借款人将资产作为贷款的抵押品，而无需放弃对该资产的占有权。这个概念在房地产交易中尤为重要，因为房产可以用来担保融资，同时所有者仍然保留使用和占有该房产的权利。hypothec作为贷款人的保障，确保他们在借款人违约时对资产有索赔权。 理解hypothec的含义对于任何参与借贷的人来说都是至关重要的。对于借款人来说，它提供了一种机会，可以在保持对资产控制的同时获取资金。然而，这也伴随着风险；未能满足偿还条款可能导致贷款人扣押资产。因此，借款人在签订此类协议之前，必须评估自己的财务状况，并确保能够履行其义务。 从贷款人的角度来看，hypothec提供了一种安全形式，降低了与贷款相关的风险。通过能够索取抵押资产，贷款人可以更自信地提供信用。这在借款人信用历史不佳的情况下尤其如此。hypothec的存在可以使贷款人更容易证明贷款的风险。 在许多法域，创建hypothec的过程涉及正式的文档和注册。这个法律框架确保所有各方都了解与hypothec相关的条款和条件。它还提供了协议的清晰记录，这在发生争议时可能至关重要。了解围绕hypothec的法律要求可以帮助借款人和贷款人更有效地应对金融协议的复杂性。 此外，hypothec的概念并不限于房地产。它也可以适用于各种类型的个人财产，例如车辆、设备或库存。这种灵活性使得hypothec成为商业融资中的一种宝贵工具，允许公司利用现有资产来确保其所需的资本，以支持增长或运营费用。 总之，术语hypothec涵盖了金融交易的一个关键方面，为借款人获得贷款提供了一种手段，同时为贷款人提供了一定程度的保护。通过了解hypothec的工作原理，个人和企业可以就其财务未来做出明智的决策。无论您是想购买房屋、投资于企业，还是仅仅需要贷款，了解hypothec的影响都可以使您能够自信地驾驭借贷环境。最终，对这一概念的了解可以带来更好的财务结果，并为所有相关方创造一个更安全的经济环境。