indorser

简明释义

英[ɪnˈdɔrsər]美[ɪnˈdɔrsər]

n. [金融] 背书人

英英释义

单词用法

同义词

反义词

例句

1.If the bill is received by the drawer or indorser to retain acceptance of the notice within a reasonable time without ticket holders did not agree shall be deemed to have agreed to retain acceptance.

如汇票之出票人或背书人收到保留承兑之通知，而未在合理时间内向持票人表示不同意，应被视为同意保留承兑。

2.If the bill is received by the drawer or indorser to retain acceptance of the notice within a reasonable time without ticket holders did not agree shall be deemed to have agreed to retain acceptance.

如汇票之出票人或背书人收到保留承兑之通知，而未在合理时间内向持票人表示不同意，应被视为同意保留承兑。

3.If the bill as a non-drawer, acceptor or indorser signature of the party's share has, until the contrary is proved, be presumed that the person on grounds of effective and unconditional delivery.

如汇票非作为出票人、承兑人或背书人签名之当事人所占有，在有相反证明之前，应推定为由该人有效和无条件交付。

4.A restrictive indorsement gives the indorsee the right to receive payment of the bill and to sue any party thereto that his indorser could have sued.

有限制背书赋予被背书人收取汇票款项及起诉其背书人所能起诉之任何一方之权利；

5.In such case, any indorser who would have had a right of recourse against the party whose signature is cancelled is also discharged.

在此情况下，任何本可对该签名被注销之当事人行使追偿权之背书人，其责任亦告解除。

6.The indorser of a bill, by indorsing it engages that, on due presentment, it shall be accepted and paid according to its tenor.

汇票背书人，于背书汇票后，即保证该汇票在正式提示时会按照其期限获承兑及支付。

7.In this case, any sign of the party being wiped clean with a recourse liability of the indorser can be lifted.

在此情况下，任何对被涂销签名之当事人具有追索权之背书人的责任即可解除。

8.If the drawer or indorser is bankrupt, a refund may notice issued to the parties or the trustee himself.

如出票人或背书人破产，退票通知得向当事人本人或受托人发出。

9.The bank requires an indorser 背书人 for the loan application to ensure security.

银行要求贷款申请有一个indorser 背书人以确保安全。

10.As an indorser 背书人, she took full responsibility for the loan.

作为一个indorser 背书人，她对贷款承担全部责任。

11.He acted as an indorser 背书人 on the check to help his friend cash it.

他作为支票的indorser 背书人，帮助他的朋友兑现支票。

12.The indorser 背书人 must sign the back of the document for it to be valid.

为了使文件有效，indorser 背书人必须在文件背面签名。

13.In case of default, the indorser 背书人 is liable for the debt.

在违约的情况下，indorser 背书人需对债务负责。

作文

In the world of finance and business, the role of an indorser (背书人) is crucial for many transactions. An indorser is someone who signs their name on a financial document, such as a check or a promissory note, to provide assurance to the recipient that they will be responsible for the payment if the primary party defaults. This act of endorsement not only adds credibility to the transaction but also helps in building trust between parties involved. The concept of an indorser can be illustrated through a simple example. Imagine a small business owner who needs a loan to expand their operations. The bank may require a personal guarantee from the owner, which means that the owner must find an indorser who is willing to back the loan with their own financial stability. This indorser could be a family member, friend, or even a business partner who has a solid credit history. By signing the loan agreement, the indorser agrees to take responsibility for the debt if the business owner fails to repay it. The importance of having an indorser cannot be overstated. For many individuals and small businesses, securing loans or financial backing without an indorser can be nearly impossible. Banks and financial institutions often view loans backed by an indorser as less risky, which can lead to better terms and lower interest rates for the borrower. Furthermore, the presence of an indorser can expedite the approval process, allowing businesses to access funds more quickly and efficiently. However, being an indorser comes with its own set of risks. The individual who endorses a loan or financial document must fully understand the implications of their decision. If the primary borrower defaults, the indorser is legally obligated to fulfill the debt obligation, which can lead to significant financial strain. Therefore, it is essential for potential indorsers to carefully assess the financial situation of the borrower and consider their own ability to cover the debt before agreeing to endorse a loan. In addition to financial contexts, the term indorser can also apply to other areas, such as marketing and endorsements in the entertainment industry. Celebrities often act as indorsers for products and brands, lending their name and reputation to help promote items to consumers. In this case, the indorser is not just vouching for a financial agreement but is also providing a level of social proof that can significantly influence consumer behavior. In conclusion, the role of an indorser (背书人) is multifaceted and plays a vital part in both financial and marketing sectors. Understanding the responsibilities and risks associated with being an indorser is essential for anyone considering taking on this role. Whether in a personal loan scenario or a commercial endorsement, the impact of an indorser can be profound, affecting not only the parties directly involved but also the broader market dynamics. As we navigate through various transactions in life, recognizing the significance of an indorser can help us make informed decisions and foster trust in our financial and professional relationships.

在金融和商业的世界中，indorser（背书人）的角色对许多交易至关重要。indorser 是指在金融文件上签名的人，例如支票或本票，以向接收方提供保证，表示如果主要方违约，他们将负责付款。这种背书行为不仅为交易增添了可信度，还帮助建立了参与各方之间的信任。 indorser 的概念可以通过一个简单的例子来说明。想象一下，一个小企业主需要贷款以扩大其业务。银行可能会要求业主提供个人担保，这意味着业主必须找到一个愿意用自己的财务稳定性来支持贷款的 indorser。这个 indorser 可以是家庭成员、朋友，甚至是信用良好的商业伙伴。通过签署贷款协议，indorser 同意在企业主未能偿还贷款时承担债务责任。 拥有 indorser 的重要性不容小觑。对于许多个人和小企业来说，没有 indorser 的情况下获得贷款或财务支持几乎是不可能的。银行和金融机构通常将由 indorser 支持的贷款视为风险较小，这可以为借款人带来更好的条款和更低的利率。此外，indorser 的存在可以加快批准流程，使企业能够更快、更高效地获得资金。 然而，成为 indorser 也伴随着自身的风险。担保金融文件的个人必须充分理解其决定的含义。如果主要借款人违约，indorser 在法律上有义务履行债务，这可能导致显著的财务压力。因此，潜在的 indorser 在同意担保贷款之前，必须仔细评估借款人的财务状况，并考虑自己是否有能力承担债务。 除了金融领域，indorser 这个术语还可以应用于其他领域，例如市场营销和娱乐行业的代言。名人经常充当产品和品牌的 indorser，借用他们的名字和声誉来帮助向消费者推广商品。在这种情况下，indorser 不仅是在为金融协议作担保，还提供了一种社会证明，这可以显著影响消费者行为。 总之，indorser（背书人）的角色是多方面的，在金融和营销领域发挥着重要作用。理解成为 indorser 相关的责任和风险，对于任何考虑承担这一角色的人来说都是至关重要的。无论是在个人贷款场景还是商业代言中，indorser 的影响都可能深远，影响的不仅是直接参与方，还有更广泛的市场动态。当我们在生活中处理各种交易时，认识到 indorser 的重要性可以帮助我们做出明智的决定，并在我们的财务和专业关系中促进信任。