liabilities

简明释义

英[ˌlaɪəˈbɪlɪtiz]美[ˌlaɪəˈbɪlɪtiz]

n. [会计]负债；债务（liability 复数形式）；碍事的人或物

英英释义

单词用法

同义词

反义词

例句

1.Britain's banking liabilities are equal to some 4.5 times GDP.

英国的银行债务相当于它GDP的4.5倍。

2.Long-term liabilities are measured in accordance with historical cost principle.

长期负债按照历史成本原则计量。

3.The company is reported to have liabilities of nearly $90 000.

据说公司负债近9万元。

4.All told, liabilities were down 50% on a year ago.

总的来说，负债比一年前下降了50%。

5.Net worth is defined as assets minus liabilities.

这里净资产是指资产减去债务。

6.As described above, equity is equal to total assets minus total liabilities.

如上所述，普通股等于总资产减去总债务。

7.The company's total liabilities 负债 exceeded its assets, leading to financial instability.

公司的总负债超过了其资产，导致财务不稳定。

8.Investors are concerned about the rising liabilities 负债 on the balance sheet.

投资者对资产负债表上不断增加的负债感到担忧。

9.To improve cash flow, the business needs to reduce its liabilities 负债 significantly.

为了改善现金流，企业需要显著减少其负债。

10.The accountant reviewed all current liabilities 负债 to prepare for the year-end audit.

会计审核了所有当前的负债以准备年终审计。

11.Long-term liabilities 负债 such as bonds can affect a company's credit rating.

长期负债如债券可能会影响公司的信用评级。

作文

In the world of finance and business, the term liabilities refers to the obligations or debts that a company owes to outside parties. These can include loans, accounts payable, mortgages, and any other financial commitments that require future payment. Understanding liabilities is crucial for anyone involved in managing a business or personal finances, as they play a significant role in assessing overall financial health. When analyzing a company's balance sheet, liabilities are typically categorized into two main types: current and long-term. Current liabilities are those that are due within one year, such as short-term loans and accounts payable, while long-term liabilities include debts that are not due for more than a year, like bonds payable and long-term leases. This distinction is important because it helps investors and creditors understand the timing of a company's financial obligations. For example, if a company has a high level of current liabilities relative to its current assets, it may face liquidity issues, meaning it could struggle to meet its short-term obligations. Conversely, a manageable level of long-term liabilities can indicate that a company is using debt strategically to finance growth, as long as it generates sufficient revenue to cover interest payments. Individuals also need to be aware of their own liabilities. Common personal liabilities include credit card debt, student loans, and mortgages. Keeping track of these obligations is essential for effective budgeting and financial planning. High levels of personal liabilities can lead to financial stress and limit an individual's ability to save or invest for the future. Moreover, managing liabilities effectively can lead to better credit scores. Creditors assess an individual's or a company's creditworthiness based on their ability to manage liabilities and repay debts on time. A strong credit score can open doors to better loan terms and lower interest rates, which can ultimately save money in the long run. It is also important to note that not all liabilities are bad. Some liabilities can be beneficial when used wisely. For instance, taking out a loan to invest in a business or property can yield returns that exceed the cost of the debt. This is often referred to as leveraging, where the potential for greater returns comes with the acceptance of additional risk associated with the liabilities incurred. In conclusion, understanding liabilities is vital for both individuals and businesses. They represent financial commitments that must be managed carefully to ensure long-term financial stability. By keeping track of both current and long-term liabilities, one can make informed decisions about spending, saving, and investing. Whether in a corporate setting or personal finance, a clear grasp of liabilities will lead to better financial outcomes and a more secure economic future.

在金融和商业领域，术语liabilities指的是公司对外部方所欠的义务或债务。这些可以包括贷款、应付账款、抵押贷款以及任何其他需要未来支付的财务承诺。理解liabilities对于任何参与管理企业或个人财务的人来说都是至关重要的，因为它们在评估整体财务健康状况方面发挥着重要作用。 在分析公司的资产负债表时，liabilities通常分为两种主要类型：流动负债和长期负债。流动负债是指一年内到期的债务，如短期贷款和应付账款，而长期负债则包括不超过一年到期的债务，如应付债券和长期租赁。这种区分很重要，因为它有助于投资者和债权人了解公司的财务义务的时间安排。 例如，如果一家公司相对于其流动资产拥有高水平的流动负债，它可能面临流动性问题，这意味着它可能会难以满足短期义务。相反，适度的长期负债水平可以表明公司正在战略性地使用债务来融资增长，只要它能产生足够的收入来支付利息。 个人也需要意识到自己的liabilities。常见的个人负债包括信用卡债务、学生贷款和抵押贷款。跟踪这些义务对于有效的预算和财务规划至关重要。高水平的个人负债可能导致财务压力，并限制个人未来的储蓄或投资能力。 此外，有效管理liabilities可以提高信用评分。债权人在评估个人或公司的信用worthiness时，会考虑其管理liabilities和按时偿还债务的能力。良好的信用评分可以为更好的贷款条款和更低的利率打开大门，从而最终节省资金。 还需要注意的是，并非所有的liabilities都是坏事。一些liabilities在明智使用时可以是有益的。例如，借款用于投资业务或房地产可以产生超过债务成本的回报。这通常被称为杠杆，潜在的更高回报伴随着接受与所承担的liabilities相关的额外风险。 总之，理解liabilities对于个人和企业都是至关重要的。它们代表必须谨慎管理的财务承诺，以确保长期财务稳定。通过跟踪流动负债和长期负债，人们可以做出关于支出、储蓄和投资的明智决策。在企业环境或个人财务中，清楚掌握liabilities将导致更好的财务结果和更安全的经济未来。