lien

简明释义

英[ˈliːən]美[ˈliːən]

n. [经]留置权；抵押品所产生的利息

n. （Lien）人名；（法）利安；（英、意、挪、瑞典）利恩；（老）连

复 数 l i e n s

英英释义

单词用法

同义词

反义词

例句

1.In a reverse mortgage, the home owner makes no payments and all interest is added to the lien on the property.

在反向抵押贷款，家庭主人不付款和所有感兴趣的是增加了留置权的财产。

2.Based on the current laws of our country, it concludes the meaning of lien as well as lien on Marine goods.

从我国现行法律规定出发，揭示了留置权的含义并归纳出海运货物留置权的概念。

3.A tax lien could cost you your home, other property, or additional money.

税款抵押会将你的房子，及其它财产或是更多钱搭上。

4.Lien: Do you think so?

连战：你真的这么想吗？

5.The creditors could Sue or place a lien on a cardholder's house.

债权人可以上诉或者扣押持卡人的房子。

6.The modes of guaranty as provided by this Law are suretyship, mortgage, pledge, lien and deposit.

本法规定的担保方式为保证、抵押、质押、留置和定金。

7.Establishment of the system of possessory lien on ship plays an important role in protecting the rights of maritime creditors effectively.

建立以船舶为客体的留置权制度，对保护海事债权人的利益有着特别重要的意义。

8.Bizarrely, it has not been determined whether the gunman intended to harm Mr Lien or to settle a dispute with the candidate.

更为奇怪的是，目前还不能确定开枪男子是否想伤害连胜文，以及是否与参选者有个人恩怨。

9.The gunshot wound to Lien Chan's son's right temple is not believed to be life-threatening, the report said.

报道说，连战儿子右太阳穴的枪伤并不威胁生命。

10.The bank placed a lien on the property due to unpaid loans.

由于未偿还的贷款，银行对该物业施加了留置权。

11.If you fail to pay your taxes, the government may file a lien against your assets.

如果你未能支付税款，政府可能会对你的资产提出留置权。

12.A contractor can place a lien on your home if you don't pay for the renovations.

如果你不支付装修费用，承包商可以对你的房屋施加留置权。

13.When selling a car, make sure there are no outstanding liens on it.

在出售汽车时，确保没有未清的留置权。

14.The lien will remain on the property until the debt is settled.

该留置权将持续存在，直到债务得到解决。

作文

In the world of finance and law, the term lien refers to a legal right or interest that a lender has in the borrower's property, granted until the debt obligation is satisfied. Understanding the concept of a lien is crucial for anyone involved in real estate transactions, loans, or any form of secured credit. A lien can be thought of as a security interest that ensures the lender can reclaim the owed amount by taking possession of the asset if necessary. For instance, when someone takes out a mortgage to buy a house, the bank typically places a lien on the property. This means that if the borrower fails to make their mortgage payments, the bank has the right to foreclose on the home and sell it to recoup its losses. There are several types of liens, including consensual and statutory liens. A consensual lien arises from an agreement between the borrower and the lender. Mortgages and car loans are common examples of consensual liens, where the borrower agrees to give the lender a lien on the property in exchange for receiving funds. On the other hand, statutory liens are imposed by law, often without the consent of the property owner. For example, if a contractor completes work on a property but is not paid, they may file a mechanic's lien, giving them the right to claim the property until payment is made. The implications of a lien can be significant for both borrowers and lenders. For borrowers, having a lien on their property can limit their ability to sell or refinance until the debt is cleared. It’s essential for anyone considering borrowing to understand how a lien might affect their financial situation. Additionally, different jurisdictions have varying laws regarding liens, which can complicate matters further. This is why it is advisable for individuals to consult with legal professionals when dealing with liens, to ensure they fully understand their rights and obligations. For lenders, liens provide a sense of security, as they know they have a legal claim to the borrower's assets. This makes lending less risky and allows lenders to offer more favorable terms to borrowers. However, it is also crucial for lenders to assess the value of the property subject to the lien and the borrower's ability to repay the loan. If the property’s value decreases or the borrower defaults, the lender may find themselves in a challenging situation, potentially losing money despite having a lien in place. In conclusion, the concept of a lien is a foundational element in the realms of finance and law. It serves as a protective measure for lenders while also imposing certain limitations on borrowers. Understanding the nature of liens, their types, and their implications is vital for anyone navigating financial agreements involving property. Whether you are a homeowner, a potential borrower, or a lender, gaining knowledge about liens will empower you to make informed decisions and protect your interests in any financial transaction.

在金融和法律的世界中，术语lien指的是贷方在借款人财产上拥有的法律权利或利益，直到债务义务得到满足。理解lien的概念对任何参与房地产交易、贷款或任何形式的担保信贷的人来说都是至关重要的。lien可以被视为一种安全权益，确保贷方可以通过占有资产来收回所欠金额，以防必要时。例如，当某人为了购买房屋而申请抵押贷款时，银行通常会在该物业上施加lien。这意味着如果借款人未能按时偿还抵押贷款，银行有权对房屋进行止赎并出售以弥补损失。 lien有几种类型，包括自愿lien和法定lien。自愿lien是借款人与贷方之间协议产生的。抵押贷款和汽车贷款是自愿lien的常见例子，在这些情况下，借款人同意给予贷方对财产的lien作为获得资金的交换。另一方面，法定lien是由法律强加的，通常是在财产所有者不知情的情况下。例如，如果承包商完成了房屋的工作但未获得付款，他们可能会提交机械lien，使他们有权在获得付款之前对财产提出索赔。 lien的影响对于借款人和贷方来说都可能是显著的。对于借款人来说，财产上的lien可能会限制他们在清偿债务之前出售或再融资的能力。因此，任何考虑借款的人都必须了解lien如何影响他们的财务状况。此外，不同的司法管辖区对lien有不同的法律，这可能进一步复杂化问题。这就是为什么建议个人在处理lien时咨询法律专业人士，以确保他们充分理解自己的权利和义务。 对于贷方而言，lien提供了一种安全感，因为他们知道自己对借款人的资产拥有法律索赔。这使得贷款风险降低，并允许贷方向借款人提供更有利的条款。然而，贷方同样必须评估受lien约束财产的价值以及借款人的还款能力。如果财产的价值下降或借款人违约，贷方可能会发现自己处于一个困难的境地，尽管有lien的存在，但仍可能亏损。 总之，lien的概念是金融和法律领域的基础要素。它作为贷方的一种保护措施，同时也对借款人施加了一定的限制。了解lien的性质、类型及其影响对于任何在涉及财产的金融协议中航行的人来说都是至关重要的。无论你是房主、潜在借款人还是贷方，掌握关于lien的知识将使你能够做出明智的决定，并在任何金融交易中保护自己的利益。