liquidity

简明释义

英[lɪˈkwɪdəti]美[lɪˈkwɪdəti]

n. 资产流动性，资产变现能力；流动资产，现金；液体，液态；（市场）活跃；偿债能力

英英释义

单词用法

同义词

反义词

例句

1.Unfortunately transparency may reduce liquidity.

不幸的是，透明性会降低流动性。

2.But he fears that now liquidity is drying up.

但他担心，现在的资金流将会干涸。

3.What of the effect on liquidity?

交易税对市场流动性有何影响呢？

4.But the liquidity risk has not gone away.

但是流动性的危机并没有就此消失。

5.The liquidity spills everywhere.

流动性溢出到每个地方。

6.Another fear is liquidity.

另外一个担忧在于流动性。

7.Liquidity is critical.

流动资金是关键。

8.First, we must control monetary liquidity.

第一，还是要控制货币的流动性。

9.The bank is concerned about its liquidity 流动性 position as it needs to meet withdrawal demands.

银行担心其流动性 流动性状况，因为它需要满足提款需求。

10.Investors often look for assets with high liquidity 流动性 to ensure they can quickly sell them if needed.

投资者通常寻找具有高流动性 流动性的资产，以确保他们可以在需要时快速出售。

11.During a financial crisis, a company may face liquidity 流动性 issues that threaten its operations.

在金融危机期间，公司可能面临威胁其运营的流动性 流动性问题。

12.The liquidity 流动性 of the stock market can fluctuate greatly depending on economic conditions.

股票市场的流动性 流动性可以根据经济状况大幅波动。

13.A strong balance sheet typically indicates good liquidity 流动性 management.

强大的资产负债表通常表明良好的流动性 流动性管理。

作文

In the world of finance, the term liquidity refers to how easily an asset can be converted into cash without significantly affecting its market price. It is a critical concept that investors and financial analysts must understand to make informed decisions. High liquidity indicates that an asset can be quickly sold or bought in the market, while low liquidity suggests that it may take longer to sell the asset or that it might need to be sold at a discount. For instance, cash is considered the most liquid asset because it can be used immediately for transactions. On the other hand, real estate properties are typically less liquid since selling them can take time and may involve a lengthy process of negotiations and legalities. Understanding liquidity is essential for both individual investors and large corporations as it impacts their ability to respond to market changes and meet financial obligations. Investors often seek to maintain a certain level of liquidity in their portfolios to ensure they can access cash when needed. This is particularly important during times of economic uncertainty or financial crises when quick access to funds can mean the difference between survival and bankruptcy. For example, during the 2008 financial crisis, many companies faced severe liquidity issues as credit markets froze, making it difficult for them to borrow money or sell their assets. Moreover, liquidity is not only relevant to individual investors but also to entire markets. A market with high liquidity allows for more efficient pricing of assets, as there are many buyers and sellers willing to transact at any given time. This efficiency helps to minimize price volatility and creates a more stable investment environment. Conversely, a market with low liquidity can experience sharp price swings, making it riskier for investors. Financial institutions also play a crucial role in maintaining liquidity in the market. Banks and other lending institutions provide loans and credit, which help businesses and individuals manage their cash flow needs. By ensuring that there is enough liquidity in the system, these institutions contribute to economic stability. They do this by offering various financial products that cater to different levels of liquidity, from savings accounts that allow for easy withdrawals to long-term investments that may tie up funds for extended periods. In conclusion, understanding liquidity is vital for anyone involved in finance, whether as an investor, a corporate manager, or a financial analyst. It affects decision-making processes, influences market dynamics, and ultimately determines the financial health of individuals and organizations alike. As we navigate through an ever-changing economic landscape, the importance of maintaining adequate liquidity cannot be overstated. Being aware of how liquidity works and its implications can empower investors to make better choices and prepare for unforeseen circumstances.

在金融世界中，术语流动性指的是资产转换为现金的难易程度，而不显著影响其市场价格。这是一个关键概念，投资者和金融分析师必须理解，以便做出明智的决策。高流动性表示资产可以在市场上迅速买卖，而低流动性则表明可能需要更长时间才能出售资产，或者可能需要以折扣价出售。 例如，现金被认为是最具流动性的资产，因为它可以立即用于交易。另一方面，房地产通常流动性较低，因为出售它们可能需要时间，并且可能涉及漫长的谈判和法律程序。理解流动性对个人投资者和大型公司至关重要，因为它影响他们应对市场变化和满足财务义务的能力。 投资者通常会寻求在其投资组合中保持一定水平的流动性，以确保他们在需要时可以获得现金。这在经济不确定或金融危机时期尤为重要，因为快速获得资金可能意味着生存和破产之间的区别。例如，在2008年金融危机期间，许多公司面临严重的流动性问题，因为信贷市场冻结，使他们难以借款或出售资产。 此外，流动性不仅与个人投资者有关，也与整个市场相关。拥有高流动性的市场允许资产的定价更加高效，因为在任何给定时间都有许多买家和卖家愿意进行交易。这种效率有助于最小化价格波动，并创造一个更稳定的投资环境。相反，流动性低的市场可能会经历剧烈的价格波动，使投资者面临更大的风险。 金融机构在维持市场的流动性方面也发挥着至关重要的作用。银行和其他贷款机构提供贷款和信贷，帮助企业和个人管理现金流需求。通过确保系统中有足够的流动性，这些机构有助于经济稳定。他们通过提供各种金融产品来实现这一目标，这些产品满足不同水平的流动性，从允许轻松取款的储蓄账户到可能长期占用资金的长期投资。 总之，理解流动性对任何参与金融的人都至关重要，无论是作为投资者、企业管理者还是金融分析师。它影响决策过程，影响市场动态，最终决定个人和组织的财务健康。在我们穿越不断变化的经济环境时，保持足够的流动性的重要性不容小觑。了解流动性的运作及其影响，可以使投资者做出更好的选择，并为不可预见的情况做好准备。