nostro

简明释义

英[ˈnɒstrəʊ]美[ˈnɑːstroʊ]

n. 往来帐；本国银行在国外银行持有的外币帐户往帐

n. （Nostro）人名；（意）诺斯特罗

英英释义

单词用法

同义词

反义词

例句

1.From the point of view of an UK bank, a nostro account is our bank's account in the books of an overseas bank.

站在英国银行的角度，往账是指海外银行账簿上的我方银行的账户。

2.From the point of view of an UK bank, a nostro account is our bank's account in the books of an overseas bank.

站在英国银行的角度，往账是指海外银行账簿上的我方银行的账户。

3.The bank transferred funds to our nostro account for easier international transactions.

银行将资金转入我们的nostro账户，以便于国际交易。

4.Every month, we reconcile the balances in our nostro accounts with the statements from foreign banks.

每个月，我们都会与外国银行的对账单核对我们nostro账户的余额。

5.Using a nostro account simplifies the process of receiving payments from overseas clients.

使用nostro账户简化了从海外客户收款的过程。

6.Our nostro account in London allows us to manage our transactions in GBP efficiently.

我们在伦敦的nostro账户使我们能够高效管理以英镑进行的交易。

7.We need to ensure that our nostro account balances are accurate before the audit.

在审计之前，我们需要确保我们的nostro账户余额是准确的。

作文

In the world of finance and banking, the term nostro refers to an account held by a bank in a foreign country, denominated in the currency of that foreign country. This concept is crucial for international transactions, as it allows banks to facilitate cross-border payments and manage foreign exchange risks effectively. Understanding the significance of nostro accounts can provide valuable insights into how global trade operates. When a bank opens a nostro account, it essentially establishes a relationship with a foreign bank. This relationship enables the bank to conduct transactions in the local currency of the country where the nostro account is held. For example, if a U.S. bank wants to transact in euros, it would open a nostro account with a European bank. This allows the U.S. bank to hold euros and make payments directly in that currency without having to convert funds every time a transaction occurs. The importance of nostro accounts extends beyond mere convenience. They play a vital role in reducing transaction costs and speeding up the payment process. Without nostro accounts, banks would face delays and additional fees associated with currency conversion and international wire transfers. Additionally, these accounts help banks manage liquidity in different currencies, ensuring they have enough funds available to meet their obligations in various markets. Moreover, nostro accounts are also essential for risk management. By holding funds in a foreign currency, banks can hedge against fluctuations in exchange rates. This is particularly important in today’s volatile financial environment, where currency values can change rapidly. Banks can use their nostro accounts to settle trades, manage foreign investments, and optimize their currency exposure. On a broader scale, nostro accounts contribute to the overall stability of the international financial system. They facilitate smoother transactions between countries, fostering trade and investment. When banks can efficiently manage their foreign currency needs through nostro accounts, it enhances confidence among businesses and investors, ultimately supporting economic growth. However, the management of nostro accounts is not without challenges. Banks must navigate complex regulatory environments and ensure compliance with anti-money laundering laws. Additionally, they need to monitor their nostro balances closely to avoid overexposure to any single currency. Effective management of these accounts requires expertise and a deep understanding of global markets. In conclusion, the term nostro is more than just a banking jargon; it represents a fundamental aspect of international finance. By allowing banks to hold and manage foreign currency accounts, nostro accounts facilitate global trade, reduce transaction costs, and help banks mitigate risks associated with currency fluctuations. As the world becomes increasingly interconnected, the role of nostro accounts will continue to grow, making it essential for finance professionals to understand and manage these accounts effectively. Embracing the concept of nostro can lead to better financial strategies and a deeper appreciation of the complexities of the global economy.

在金融和银行领域，术语nostro指的是一家银行在外国以该外国货币计价的账户。这一概念对于国际交易至关重要，因为它使银行能够有效地促进跨境支付并管理外汇风险。理解nostro账户的重要性，可以提供对全球贸易运作的宝贵见解。 当一家银行开设nostro账户时，它本质上是在与外国银行建立关系。这种关系使银行能够以该nostro账户所在国家的当地货币进行交易。例如，如果一家美国银行想要以欧元进行交易，它将会在一家欧洲银行开设nostro账户。这使得美国银行能够持有欧元，并直接以该货币进行支付，而无需每次交易都转换资金。 nostro账户的重要性不仅仅体现在便利性上。它们在降低交易成本和加快支付过程方面发挥着至关重要的作用。如果没有nostro账户，银行将面临与货币兑换和国际电汇相关的延迟和额外费用。此外，这些账户帮助银行管理不同货币的流动性，确保它们在各个市场上有足够的资金来满足其义务。 此外，nostro账户对于风险管理也至关重要。通过持有外币资金，银行可以对冲汇率波动的风险。这在今天动荡的金融环境中尤为重要，因为货币价值可能会迅速变化。银行可以利用其nostro账户来结算交易、管理外汇投资并优化其货币风险敞口。 在更广泛的层面上，nostro账户有助于国际金融体系的整体稳定。它们促进了国家之间更顺畅的交易，推动了贸易和投资。当银行能够通过nostro账户高效管理其外币需求时，增强了企业和投资者之间的信心，最终支持经济增长。 然而，nostro账户的管理并非没有挑战。银行必须应对复杂的监管环境，并确保遵守反洗钱法律。此外，它们需要密切监控其nostro余额，以避免对任何单一货币的过度暴露。有效管理这些账户需要专业知识和对全球市场的深刻理解。 总之，术语nostro不仅仅是银行术语；它代表了国际金融的一个基本方面。通过允许银行持有和管理外币账户，nostro账户促进了全球贸易，降低了交易成本，并帮助银行减轻与货币波动相关的风险。随着世界日益互联，nostro账户的作用将继续增长，使金融专业人士理解和有效管理这些账户变得至关重要。拥抱nostro的概念可以带来更好的财务策略，并更深入地理解全球经济的复杂性。