overdrawn
简明释义
adj. 已透支的;被透支的
v. 透支;夸张描述;张拉过度(overdraw 的过去分词)
英英释义
Having withdrawn more money from a bank account than is available, resulting in a negative balance. | 从银行账户中提取的金额超过可用余额,导致账户出现负数余额。 |
单词用法
透支账户 | |
透支资金 | |
变得透支 | |
使账户处于透支状态 |
同义词
透支的 | 他的账户透支了,他需要存钱。 | ||
超出 | 该公司在项目上超出了预算。 | ||
过度扩展的 | 在购买新房后,他们的财务状况过于紧张。 | ||
过度杠杆化的 | The firm is overleveraged, which puts it at risk during economic downturns. | 该公司过度杠杆化,这在经济下滑时使其面临风险。 |
反义词
信用 | 她有良好的信用评分。 | ||
平衡的 | Make sure your account is balanced before making any withdrawals. | 在进行任何取款之前,请确保您的账户是平衡的。 | |
有余额 | 他保持账户有余额以避免透支费用。 |
例句
这个月我的银行存款透支了。
2.Secondly, the market of direct purchasing power was severely overdrawn, it is to falter.
其次,市场直接购买力被严重透支,这是动摇。
3.In France it is illegal to be overdrawn.
在法国透支是违法的。
4.His account is always overdrawn; his bills are eating him alive.
他的帐户总是透支;他的帐单把他整死了。
5.Did you try to take money out of your bank account and you found out it's overdrawn?
您拿钱出来尝试你的银行帐户,你发现它的透支?
6.The bank debited my account for the overdrawn check.
银行在我账户的借方记入透支的金额。
7.Today, I found out that my bank account is overdrawn.
今天我发现我的帐户透支了。
8.I realized I had overdrawn my account when I checked my balance this morning.
当我今天早上查看我的余额时,我意识到我已经透支了我的账户。
9.The bank charged me a fee because I overdrawn my checking account.
因为我透支了我的支票账户,银行向我收取了费用。
10.If you keep overdrawing your account, you might damage your credit score.
如果你不断地透支你的账户,你可能会损害你的信用评分。
11.She was surprised to find out that her credit card was overdrawn as well.
她惊讶地发现她的信用卡也透支了。
12.After a few unexpected expenses, he found his savings account overdrawn.
在几笔意外开支后,他发现他的储蓄账户已经透支了。
作文
In today's fast-paced world, many individuals find themselves in a precarious financial situation. One common issue that arises is the concept of being overdrawn, which refers to the scenario when a bank account balance falls below zero due to excessive withdrawals or insufficient funds. This situation can lead to various complications, including overdraft fees and negative impacts on one's credit score. Understanding the implications of being overdrawn is crucial for anyone managing their finances. When someone is overdrawn, it means they have spent more money than they actually have in their account. For instance, if a person has $100 in their checking account and writes a check for $150, they will be overdrawn by $50 once the check is cashed. Most banks allow a small buffer for overdrawn accounts, but this often comes with hefty fees that can accumulate quickly. The consequences of being overdrawn extend beyond immediate financial penalties. It can lead to a cycle of debt that is challenging to escape. If a person continually finds themselves overdrawn, they may begin to rely on credit cards or loans to cover their expenses, leading to even more debt. This cycle can create significant stress and anxiety, affecting not only financial stability but also mental health. To avoid becoming overdrawn, individuals should practice better budgeting and money management skills. Keeping track of spending, setting up alerts for low balances, and maintaining a cushion in the account are all effective strategies. Additionally, understanding the terms and conditions of their bank account can help individuals navigate potential pitfalls associated with overdrawn accounts. Moreover, financial education plays a vital role in preventing situations where one becomes overdrawn. Many people lack the necessary knowledge to manage their finances effectively, leading to unintentional overdrafts. Schools and community organizations should prioritize teaching financial literacy to equip individuals with the skills needed to avoid being overdrawn. This education could include lessons on budgeting, saving, and understanding banking products. In conclusion, being overdrawn is a common financial problem that can have serious repercussions. By understanding what it means to be overdrawn and implementing strategies to manage finances better, individuals can protect themselves from the negative impacts of overdrawing their accounts. Ultimately, taking proactive steps towards financial literacy and responsible money management can lead to a more secure and stress-free financial future.
在当今快节奏的世界中,许多人发现自己处于不稳定的财务状况中。一个常见的问题是“透支”的概念,这指的是银行账户余额因过度取款或资金不足而低于零的情况。这种情况可能导致各种复杂问题,包括透支费用和对信用评分的负面影响。理解“透支”的含义对于任何管理自己财务的人来说都是至关重要的。 当某人处于透支状态时,意味着他们花费的金额超过了他们在账户中的实际余额。例如,如果一个人有100美元在他们的支票账户中,并且写了一张150美元的支票,那么一旦支票兑现,他们将会透支50美元。大多数银行允许透支账户有一个小的缓冲区,但这通常伴随着高额的费用,这些费用可以迅速累积。 “透支”的后果不仅限于即时的财务处罚。它可能导致一个难以逃脱的债务循环。如果一个人不断发现自己处于透支状态,他们可能开始依赖信用卡或贷款来支付开支,从而导致更多的债务。这个循环可能会造成重大压力和焦虑,影响到财务稳定性以及心理健康。 为了避免被透支,个人应当练习更好的预算和资金管理技能。跟踪支出、设置低余额警报以及在账户中保持一定的缓冲都是有效的策略。此外,了解银行账户的条款和条件可以帮助个人应对与透支账户相关的潜在陷阱。 此外,金融教育在防止个人处于透支状态方面发挥着至关重要的作用。许多人缺乏有效管理财务所需的知识,导致无意中透支。学校和社区组织应该优先教授金融素养,以使个人具备避免透支的技能。这种教育可以包括关于预算、储蓄和理解银行产品的课程。 总之,透支是一种常见的财务问题,可能会产生严重的后果。通过理解什么是透支并实施更好的财务管理策略,个人可以保护自己免受透支账户的负面影响。最终,采取积极措施提高金融素养和负责任的资金管理可以带来更安全、更无压力的财务未来。
文章标题:overdrawn的意思是什么
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