pledgee

简明释义

英[pleˈdʒiː]美[pledʒˈi]

n. 受质人，承押人，抵押权人

英英释义

单词用法

同义词

反义词

例句

1.Article 222 the pledger and the pledgee may, upon negotiation, set up the pledge right of maximum amount.

第二百二十二条出质人与质权人可以协议设立最高额质权。

2.A negotiable certificate of deposit pledged with DGT as pledgee.

设定质权人为电信总局之可转让定期存款单。

3.Pledgee and the quality of its people have a different effect.

它对质权人和出质人具有不同的效力。

4.The pledged accounts receivable may not be transferred, unless otherwise agreed upon by the pledgor and the pledgee through consultation.

应收账款出质后，不得转让，但经出质人与质权人协商同意的除外。

5.Wei and Shanghai in the relationship of trust, the former is also the quality of the debtor, whereas the latter is also the pledgee creditor.

炜和上海的信任关系，前者也是债务人，而后者是债权人也是质权人质量。

6.Article 3 the pledger and the pledgee of a patent right shall enter into a written pledge contract.

第三条以专利权出质的，出质人与质权人应当订立书面质押合同。

7.The bank required a signed agreement from the pledgee 质押权人 before granting the loan.

银行在批准贷款之前要求来自pledgee 质押权人的签署协议。

8.In a pawn shop, the pledgee 质押权人 leaves an item as collateral for a cash loan.

在典当行，pledgee 质押权人留下物品作为现金贷款的担保。

9.The pledgee 质押权人 must ensure that the pledged asset is well-maintained.

pledgee 质押权人必须确保质押资产得到良好维护。

10.If the borrower defaults, the pledgee 质押权人 has the right to sell the collateral.

如果借款人违约，pledgee 质押权人有权出售担保物。

11.The pledgee 质押权人 received a lower interest rate due to the collateral provided.

由于提供了担保物，pledgee 质押权人获得了更低的利率。

作文

In the world of finance and legal agreements, the term pledgee refers to the individual or entity that receives a pledge. A pledge is a promise or commitment to deliver something as collateral for a loan or obligation. Understanding the role of a pledgee is crucial for anyone involved in financial transactions, particularly those that involve secured loans. The pledgee holds the right to possess the pledged asset until the borrower fulfills their obligation. This relationship is essential for mitigating risk in lending practices. When a borrower needs to secure a loan, they may offer an asset as collateral. This could be anything from real estate to personal property. The lender, acting as the pledgee, accepts this collateral with the understanding that if the borrower fails to repay the loan, the pledgee has the right to take possession of the asset. This arrangement provides security for the lender and encourages borrowers to meet their obligations, knowing that their assets are at stake. For example, consider a scenario where an individual wants to purchase a car but does not have enough cash on hand. They approach a bank for a loan, offering the car itself as collateral. In this case, the bank becomes the pledgee. If the borrower defaults on the loan payments, the bank can reclaim the car, thus minimizing their financial loss. This dynamic illustrates the importance of the pledgee in the lending process. Moreover, the concept of a pledgee extends beyond simple loans. It is also applicable in various business transactions, such as when companies seek financing against their inventory or receivables. In these situations, the lender becomes the pledgee and has a vested interest in the success of the borrowing company. This relationship can foster a sense of accountability, as the borrower knows that their business assets are tied to their ability to repay the loan. However, the role of a pledgee is not without its challenges. There are legal and ethical considerations that must be taken into account. For instance, if a pledgee takes possession of an asset, they must handle it responsibly and ensure that it is not damaged or devalued. Additionally, the pledgee must navigate the complexities of laws governing secured transactions, which can vary significantly by jurisdiction. In conclusion, the term pledgee plays a vital role in the realm of finance and legal agreements. By understanding the responsibilities and rights associated with being a pledgee, individuals and businesses can engage more effectively in financial transactions. Whether securing a loan for personal use or navigating corporate financing, recognizing the significance of the pledgee can lead to better decision-making and risk management. As the financial landscape continues to evolve, the principles surrounding pledges and the role of the pledgee will remain relevant, underscoring the importance of this concept in both personal and professional contexts.

在金融和法律协议的世界中，术语pledgee指的是接受抵押的人或实体。抵押是一种承诺或承诺，以某物作为贷款或义务的担保。理解pledgee的角色对于任何参与金融交易的人来说都是至关重要的，特别是那些涉及担保贷款的交易。pledgee有权在借款人履行其义务之前占有抵押资产。这种关系对于降低贷款实践中的风险至关重要。 当借款人需要确保贷款时，他们可能会提供资产作为抵押。这可以是从房地产到个人财产的任何东西。贷方作为pledgee，接受这种抵押，并理解如果借款人未能偿还贷款，pledgee有权占有该资产。这种安排为贷方提供了安全性，并鼓励借款人履行其义务，因为他们知道自己的资产处于危险之中。 例如，考虑一个场景，一个人想购买一辆车，但手头没有足够的现金。他们向银行申请贷款，提供汽车本身作为抵押。在这种情况下，银行成为pledgee。如果借款人违约，未能按时还款，银行可以收回汽车，从而最大限度地减少其财务损失。这种动态说明了pledgee在贷款过程中的重要性。 此外，pledgee的概念不仅适用于简单的贷款。它也适用于各种商业交易，例如公司寻求以其库存或应收账款作为融资。在这些情况下，贷方成为pledgee，并对借款公司的成功有着既得利益。这种关系可以促进一种责任感，因为借款人知道他们的商业资产与偿还贷款的能力息息相关。 然而，pledgee的角色并非没有挑战。必须考虑法律和伦理问题。例如，如果pledgee占有某项资产，他们必须负责任地处理，并确保资产不受损坏或贬值。此外，pledgee还必须应对管理担保交易的法律复杂性，这些法律因辖区而异。 总之，术语pledgee在金融和法律协议领域发挥着至关重要的作用。通过理解作为pledgee的责任和权利，个人和企业可以更有效地参与金融交易。无论是为个人用途确保贷款还是导航公司融资，认识到pledgee的重要性都可以导致更好的决策和风险管理。随着金融环境的不断发展，围绕抵押和pledgee角色的原则将继续保持相关性，强调这一概念在个人和专业背景中的重要性。