redlining

简明释义

英[ˈrɛdˌlaɪnɪŋ]美[ˈrɛdˌlaɪnɪŋ]

n. 拒绝贷款；划红线注销

v. 经济歧视；用红线注销；使飞机停止（redline 的现在分词）

英英释义

单词用法

同义词

反义词

例句

1.Objective To investigate the redlining and ribavirin in treatment of infantile diarrhea clinical curative effect.

目的探讨比较热毒宁与利巴韦林治疗小儿腹泻的临床疗效。

2.Objective To investigate the redlining and ribavirin in treatment of infantile diarrhea clinical curative effect.

目的探讨比较热毒宁与利巴韦林治疗小儿腹泻的临床疗效。

3.This practice is known as reverse redlining.

这样的做法被认为是逆向歧视。

4.The practice of redlining has historically denied many families access to home loans.

历史上，红线划分的做法使许多家庭无法获得住房贷款。

5.Many neighborhoods still suffer from the long-term effects of redlining.

许多社区仍然受到红线划分长期影响的困扰。

6.Activists are fighting against redlining to ensure fair housing for everyone.

活动家们正在与红线划分作斗争，以确保每个人都能获得公平的住房。

7.In some cities, redlining has contributed to racial segregation.

在一些城市，红线划分助长了种族隔离现象。

8.The government is implementing policies to reverse the effects of redlining.

政府正在实施政策，以扭转红线划分的影响。

作文

The term redlining refers to a discriminatory practice that emerged in the United States during the 1930s. It involves the systematic denial of various services, such as financial assistance, housing, and insurance, to residents of certain areas based on their racial or ethnic composition. This practice was named after the red ink used by government officials to outline neighborhoods that were deemed too risky for investment. The consequences of redlining have been profound and long-lasting, contributing to the economic disparity and social segregation that still exists today. Historically, redlining began with the Home Owners' Loan Corporation (HOLC), which was established to assist homeowners during the Great Depression. The HOLC created maps that color-coded neighborhoods according to their perceived risk levels. Areas populated predominantly by African Americans and other minorities were often marked in red, indicating they were 'hazardous' for mortgage lending. As a result, banks and mortgage lenders would refuse to provide loans to individuals living in these neighborhoods, effectively cutting them off from homeownership opportunities. The impact of redlining extended beyond just housing. Without access to mortgages, many families were unable to buy homes, leading to a concentration of poverty in these areas. This lack of investment also meant that schools, public services, and infrastructure suffered, perpetuating a cycle of disadvantage. Furthermore, neighborhoods affected by redlining often faced higher crime rates and lower property values, making it even more challenging for residents to improve their circumstances. In addition to its economic ramifications, redlining has had significant social implications. The practice contributed to the creation of racially segregated communities, where people of different backgrounds were forced to live apart. This segregation has led to a lack of understanding and empathy between different racial groups, further entrenching stereotypes and prejudices. Despite the Fair Housing Act of 1968, which aimed to eliminate discrimination in housing, the legacy of redlining continues to affect minority communities. Many neighborhoods that were once redlined still struggle with underinvestment and economic challenges. Studies show that areas previously marked as high-risk for lending continue to experience lower property values and reduced access to quality education and healthcare. To combat the effects of redlining, various initiatives have been proposed and implemented. Community development programs aim to revitalize these neighborhoods by investing in infrastructure, education, and job training. Additionally, advocacy groups work to raise awareness about the ongoing impacts of redlining and push for policies that promote equity in housing and lending practices. In conclusion, redlining is not merely a historical issue; it is a contemporary problem that continues to shape the lives of millions. Understanding its origins and consequences is crucial for addressing the systemic inequalities that persist in our society. By acknowledging the past and working towards equitable solutions, we can begin to heal the wounds inflicted by redlining and create a more just future for all individuals, regardless of their background.

“红线政策”指的是一种歧视性做法，起源于20世纪30年代的美国。它涉及到基于某些地区的种族或民族构成，系统性地拒绝向居民提供各种服务，如金融援助、住房和保险。这一做法得名于政府官员用红色墨水描绘出的被认为投资风险过高的社区。红线政策的后果深远且持久，助长了至今仍然存在的经济差距和社会隔离。 历史上，红线政策始于家庭贷款公司（HOLC），该机构成立是为了在大萧条期间帮助房主。HOLC创建了将社区按风险水平进行颜色编码的地图。主要由非裔美国人和其他少数族裔居住的地区通常被标记为红色，表明这些地方的抵押贷款风险“很高”。因此，银行和抵押贷款者拒绝向这些社区的个人提供贷款，有效地切断了他们获得住房机会的途径。 红线政策的影响超出了住房本身。由于无法获得抵押贷款，许多家庭无法购买住房，导致这些地区贫困集中。这种缺乏投资也意味着学校、公共服务和基础设施受到影响，从而延续了不利循环。此外，受红线政策影响的社区往往面临更高的犯罪率和较低的房产价值，使居民更难改善自己的境况。 除了经济影响外，红线政策还具有显著的社会影响。这一做法助长了种族隔离社区的形成，不同背景的人们被迫分开生活。这种隔离导致不同种族群体之间缺乏理解和同情，进一步加深了刻板印象和偏见。 尽管1968年的《公平住房法》旨在消除住房歧视，但红线政策的遗产仍然影响着少数族裔社区。许多曾经被红线标记的社区仍在与投资不足和经济挑战作斗争。研究表明，过去被标记为高风险的地区继续经历较低的房产价值以及教育和医疗保健的获取减少。 为了应对红线政策的影响，各种倡议被提出和实施。社区发展项目旨在通过对基础设施、教育和职业培训的投资来振兴这些社区。此外，倡导团体努力提高人们对红线政策持续影响的认识，并推动促进住房和贷款实践公平的政策。 总之，红线政策不仅仅是一个历史问题；它是一个当代问题，继续塑造数百万人的生活。理解其起源和后果对于解决我们社会中持续存在的系统性不平等至关重要。通过承认过去并努力寻求公平的解决方案，我们可以开始治愈红线政策造成的伤口，为所有人创造一个更加公正的未来，无论他们的背景如何。