remittances

简明释义

英[rɪˈmɪt.ənsɪz]美[rɪˈmɪtənsɪz]

n. [金融]汇款；侨汇（remittance 的复数）

英英释义

单词用法

同义词

反义词

例句

1.C: Yes.And please fill out this foreign remittances form.

职员：是的，另外，请填写一张外汇表。

2.Choke remittances, and such places will suffer.

抑制汇款，这样的地方将受损。

3.Remittances from its citizens working in the U.S. are way down.

来自其公民在美国工作的汇款也减少了。

4.A World Bank Group online remittances database tracks the costs of such transactions.

世行集团的在线汇款数据库对汇款费用进行跟踪。

5.None of this means that remittances will continue to grow.

这不意味着汇款将会继续增长。

6.Remittances may also keep currencies artificially high, harming growth.

汇款同样带来人为的提升货币，损害增长率。

7.Many families rely on remittances to support their daily needs.

许多家庭依靠汇款来支持他们的日常需求。

8.The country’s economy heavily depends on remittances from citizens working abroad.

该国的经济在很大程度上依赖于来自海外公民的汇款。

9.In recent years, remittances have increased significantly due to better communication technologies.

近年来，由于更好的通信技术，汇款显著增加。

10.The government is implementing policies to facilitate remittances for expatriates.

政府正在实施政策，以便利侨民的汇款。

11.Some banks offer lower fees for international remittances to attract more customers.

一些银行提供较低的国际汇款费用以吸引更多客户。

作文

In today's globalized world, the movement of people across borders has become a common phenomenon. Many individuals leave their home countries in search of better job opportunities and living conditions. This migration often leads to a significant financial flow known as remittances. 汇款 are the funds that migrants send back to their families and communities in their home countries. These financial transfers play a crucial role in the economies of many developing nations. The importance of remittances cannot be overstated. For many families, these funds are a primary source of income, providing essential support for daily living expenses, education, and healthcare. In countries where job opportunities are scarce, remittances can significantly improve the quality of life for recipients. For example, a study by the World Bank indicated that in some countries, remittances account for more than 20% of the Gross Domestic Product (GDP). This highlights how vital these financial transfers are to the economic stability of certain regions. Moreover, remittances contribute to poverty reduction. When families receive money from abroad, they often invest it in their local economies. This can lead to increased spending on goods and services, which in turn stimulates local businesses. Furthermore, education is another area where remittances have a positive impact. Families can afford to send their children to school or pay for higher education, which can break the cycle of poverty and create opportunities for future generations. However, the reliance on remittances can also pose challenges. Economies that depend heavily on these financial inflows may face vulnerabilities, especially during economic downturns or crises that affect the host countries. For instance, during the COVID-19 pandemic, many migrants lost their jobs, leading to a decrease in remittances. This situation had dire consequences for families back home who depended on this income for survival. Additionally, there are concerns regarding the cost of sending remittances. The fees associated with transferring money internationally can be quite high, which reduces the amount that actually reaches the recipients. Efforts are being made by various organizations to lower these costs and make the process more efficient. Innovations such as mobile banking and digital wallets are emerging as viable solutions to facilitate cheaper and faster remittances. In conclusion, remittances play a vital role in the global economy, particularly for developing countries. They provide essential financial support to families, contribute to poverty alleviation, and stimulate local economies. However, it is crucial to address the challenges associated with reliance on remittances, including economic vulnerabilities and high transfer costs. By improving the systems through which remittances are sent and received, we can enhance their positive impact on communities around the world.

在当今全球化的世界中，跨国人员流动已成为一种普遍现象。许多人离开自己的祖国，寻找更好的工作机会和生活条件。这种移民往往会导致一笔重要的资金流动，称为汇款。汇款是移民寄回家乡家庭和社区的资金。这些金融转移在许多发展中国家的经济中发挥着至关重要的作用。 汇款的重要性不容小觑。对于许多家庭来说，这些资金是主要的收入来源，为日常生活开支、教育和医疗提供必要的支持。在就业机会稀缺的国家，汇款可以显著改善接受者的生活质量。例如，世界银行的一项研究表明，在一些国家，汇款占国内生产总值（GDP）的20%以上。这突显了这些金融转移对某些地区经济稳定性的重要性。 此外，汇款有助于减轻贫困。当家庭从国外收到资金时，他们通常会将其投资于当地经济。这可能导致对商品和服务的消费增加，从而刺激当地企业的发展。此外，教育是汇款产生积极影响的另一个领域。家庭能够负担得起送孩子上学或支付高等教育的费用，这可以打破贫困循环，为未来几代人创造机会。 然而，依赖于汇款也可能带来挑战。过于依赖这些资金流入的经济体可能面临脆弱性，尤其是在影响东道国的经济衰退或危机期间。例如，在COVID-19大流行期间，许多移民失去了工作，导致汇款减少。这种情况对依赖这笔收入生存的家庭产生了严重后果。 此外，关于发送汇款的成本也存在一些担忧。国际汇款所需的费用相当高，这减少了实际到达收款人的金额。各种组织正在努力降低这些成本，使流程更加高效。移动银行和数字钱包等创新正在成为促进更便宜、更快速的汇款的可行解决方案。 总之，汇款在全球经济中发挥着至关重要的作用，特别是对于发展中国家。它们为家庭提供必要的经济支持，帮助减轻贫困，并刺激地方经济。然而，必须解决与依赖汇款相关的挑战，包括经济脆弱性和高转账成本。通过改善汇款的发送和接收系统，我们可以增强其对全球社区的积极影响。